▼ 0.50% · 3.625%
HK$18,723
−HK$1,174/mo
▼ 0.25% · 3.875%
HK$19,305
−HK$592/mo
Today · 4.125%
HK$19,897
baseline
▲ 0.50% · 4.625%
HK$21,108
+HK$1,211/mo
Deposit HK$4.11M · loan HK$4.11M · min. income ≈ HK$39,794/mo (50% DSR)
Upfront cash ≈ HK$4.35M (deposit + AVD stamp duty HK$246,327 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,829
−HK$1,125/mo
▼ 0.25% · 3.875%
HK$21,388
−HK$566/mo
Today · 4.125%
HK$21,954
baseline
▲ 0.50% · 4.625%
HK$23,112
+HK$1,158/mo
Deposit HK$4.11M · loan HK$4.11M · min. income ≈ HK$43,908/mo (50% DSR)
Upfront cash ≈ HK$4.35M (deposit + AVD stamp duty HK$246,327 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,595
−HK$1,292/mo
▼ 0.25% · 3.875%
HK$21,236
−HK$651/mo
Today · 4.125%
HK$21,887
baseline
▲ 0.50% · 4.625%
HK$23,218
+HK$1,331/mo
Deposit HK$3.69M · loan HK$4.52M · min. income ≈ HK$43,774/mo (50% DSR)
Upfront cash ≈ HK$3.94M (deposit + AVD stamp duty HK$246,327 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,912
−HK$1,238/mo
▼ 0.25% · 3.875%
HK$23,526
−HK$624/mo
Today · 4.125%
HK$24,150
baseline
▲ 0.50% · 4.625%
HK$25,423
+HK$1,273/mo
Deposit HK$3.69M · loan HK$4.52M · min. income ≈ HK$48,300/mo (50% DSR)
Upfront cash ≈ HK$3.94M (deposit + AVD stamp duty HK$246,327 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,468
−HK$1,408/mo
▼ 0.25% · 3.875%
HK$23,166
−HK$710/mo
Today · 4.125%
HK$23,876
baseline
▲ 0.50% · 4.625%
HK$25,329
+HK$1,453/mo
Deposit HK$3.28M · loan HK$4.93M · min. income ≈ HK$47,752/mo (50% DSR)
Upfront cash ≈ HK$3.53M (deposit + AVD stamp duty HK$246,327 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,995
−HK$1,350/mo
▼ 0.25% · 3.875%
HK$25,665
−HK$680/mo
Today · 4.125%
HK$26,345
baseline
▲ 0.50% · 4.625%
HK$27,734
+HK$1,389/mo
Deposit HK$3.28M · loan HK$4.93M · min. income ≈ HK$52,690/mo (50% DSR)
Upfront cash ≈ HK$3.53M (deposit + AVD stamp duty HK$246,327 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,340
−HK$1,526/mo
▼ 0.25% · 3.875%
HK$25,097
−HK$769/mo
Today · 4.125%
HK$25,866
baseline
▲ 0.50% · 4.625%
HK$27,440
+HK$1,574/mo
Deposit HK$2.87M · loan HK$5.34M · min. income ≈ HK$51,732/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$246,327 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,078
−HK$1,463/mo
▼ 0.25% · 3.875%
HK$27,804
−HK$737/mo
Today · 4.125%
HK$28,541
baseline
▲ 0.50% · 4.625%
HK$30,045
+HK$1,504/mo
Deposit HK$2.87M · loan HK$5.34M · min. income ≈ HK$57,082/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$246,327 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,212
−HK$1,644/mo
▼ 0.25% · 3.875%
HK$27,027
−HK$829/mo
Today · 4.125%
HK$27,856
baseline
▲ 0.50% · 4.625%
HK$29,551
+HK$1,695/mo
Deposit HK$2.46M · loan HK$5.75M · min. income ≈ HK$55,712/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$246,327 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,161
−HK$1,575/mo
▼ 0.25% · 3.875%
HK$29,943
−HK$793/mo
Today · 4.125%
HK$30,736
baseline
▲ 0.50% · 4.625%
HK$32,356
+HK$1,620/mo
Deposit HK$2.46M · loan HK$5.75M · min. income ≈ HK$61,472/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$246,327 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,084
−HK$1,762/mo
▼ 0.25% · 3.875%
HK$28,958
−HK$888/mo
Today · 4.125%
HK$29,846
baseline
▲ 0.50% · 4.625%
HK$31,662
+HK$1,816/mo
Deposit HK$2.05M · loan HK$6.16M · min. income ≈ HK$59,692/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$246,327 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,244
−HK$1,688/mo
▼ 0.25% · 3.875%
HK$32,082
−HK$850/mo
Today · 4.125%
HK$32,932
baseline
▲ 0.50% · 4.625%
HK$34,667
+HK$1,735/mo
Deposit HK$2.05M · loan HK$6.16M · min. income ≈ HK$65,864/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$246,327 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,957
−HK$1,878/mo
▼ 0.25% · 3.875%
HK$30,889
−HK$946/mo
Today · 4.125%
HK$31,835
baseline
▲ 0.50% · 4.625%
HK$33,772
+HK$1,937/mo
Deposit HK$1.64M · loan HK$6.57M · min. income ≈ HK$63,670/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$246,327 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,327
−HK$1,800/mo
▼ 0.25% · 3.875%
HK$34,220
−HK$907/mo
Today · 4.125%
HK$35,127
baseline
▲ 0.50% · 4.625%
HK$36,979
+HK$1,852/mo
Deposit HK$1.64M · loan HK$6.57M · min. income ≈ HK$70,254/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$246,327 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,829
−HK$1,996/mo
▼ 0.25% · 3.875%
HK$32,819
−HK$1,006/mo
Today · 4.125%
HK$33,825
baseline
▲ 0.50% · 4.625%
HK$35,883
+HK$2,058/mo
Deposit HK$1.23M · loan HK$6.98M · min. income ≈ HK$67,650/mo (50% DSR)
Upfront cash ≈ HK$1.48M (deposit + AVD stamp duty HK$246,327 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,409
−HK$1,914/mo
▼ 0.25% · 3.875%
HK$36,359
−HK$964/mo
Today · 4.125%
HK$37,323
baseline
▲ 0.50% · 4.625%
HK$39,290
+HK$1,967/mo
Deposit HK$1.23M · loan HK$6.98M · min. income ≈ HK$74,646/mo (50% DSR)
Upfront cash ≈ HK$1.48M (deposit + AVD stamp duty HK$246,327 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,701
−HK$2,114/mo
▼ 0.25% · 3.875%
HK$34,750
−HK$1,065/mo
Today · 4.125%
HK$35,815
baseline
▲ 0.50% · 4.625%
HK$37,994
+HK$2,179/mo
Deposit HK$821K · loan HK$7.39M · min. income ≈ HK$71,630/mo (50% DSR)
Upfront cash ≈ HK$1.07M (deposit + AVD stamp duty HK$246,327 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,492
−HK$2,026/mo
▼ 0.25% · 3.875%
HK$38,498
−HK$1,020/mo
Today · 4.125%
HK$39,518
baseline
▲ 0.50% · 4.625%
HK$41,601
+HK$2,083/mo
Deposit HK$821K · loan HK$7.39M · min. income ≈ HK$79,036/mo (50% DSR)
Upfront cash ≈ HK$1.07M (deposit + AVD stamp duty HK$246,327 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).