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At today's rate and a 90% mortgage, the deposit on this unit is about HK$537K, with repayments around HK$23,410/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$537K · loan HK$4.83M · min. income ≈ HK$46,820/mo (50% DSR)
Upfront cash ≈ HK$657K (deposit + AVD stamp duty HK$120,760 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 4 min walk to Mass Transit Railway Kowloon Bay Station Station.
Family-friendly — 31 schools within a 1 km walk.
Everyday convenience — 42 shopping and daily-needs spots nearby.
Healthcare close by — 10 hospitals/clinics within 1 km.
Green space & leisure — 52 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 1/F
- Flat
- 10
- Saleable Area
- 510 Saleable ft²
- Gross Area
- 614 ft²
- Efficiency
- 83%
- District
- Kwun Tong District · Kowloon
- School net (POA)
- 46
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2020-03-05 | HK$6.53M | +41.9% 3.6y · 12.0%/yr |
| 2016-08-03 | HK$4.60M | +35.0% 4.1y · 9.0%/yr |
| 2012-06-29 | HK$3.41M | +23.1% |
| 2010-12-02 | HK$2.77M | +45.8% |
| 2007-10-29 | HK$1.90M | +11.8% |
| 1995-08-21 | HK$1.70M | — |