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1/F 12 443 ft² 1/F 14 539 ft² 1/F 2 539 ft² 1/F 6 539 ft² 1/F 8 513 ft² 1/F 9 513 ft² 1/F 3 539 ft² 1/F 4 443 ft² 1/F 7 510 ft² 1/F 10 510 ft² 1/F 11 539 ft² 1/F 13 443 ft² 2/F 3 538 ft² 2/F 9 556 ft² 2/F 4 517 ft² 2/F 5 517 ft² 2/F 11 538 ft² 3/F 11 538 ft² 3/F 14 538 ft² 3/F 16 556 ft² 3/F 6 538 ft² 3/F 7 538 ft² 3/F 8 556 ft² 3/F 1 556 ft² 3/F 3 538 ft² 3/F 4 517 ft² 3/F 5 517 ft² 3/F 9 556 ft² 3/F 10 538 ft² 3/F 12 517 ft² 3/F 13 517 ft² 3/F 15 538 ft² 4/F 1 556 ft² 4/F 10 538 ft² 4/F 12 517 ft² 4/F 15 538 ft² 4/F 2 538 ft² 4/F 4 517 ft² 4/F 5 517 ft² 4/F 7 538 ft² 4/F 3 538 ft² 4/F 8 556 ft² 4/F 11 538 ft² 4/F 13 517 ft² 4/F 14 538 ft² 5/F 1 556 ft² 5/F 10 538 ft² 5/F 15 538 ft² 5/F 3 538 ft² 5/F 6 538 ft² 5/F 7 538 ft² 5/F 9 556 ft² 5/F 8 556 ft² 5/F 16 556 ft² 6/F 13 517 ft² 6/F 6 538 ft² 6/F 7 538 ft² 6/F 1 556 ft² 6/F 2 538 ft² 6/F 4 517 ft² 6/F 5 517 ft² 6/F 9 556 ft² 7/F 1 556 ft² 7/F 14 538 ft² 7/F 2 538 ft² 7/F 5 517 ft² 7/F 6 538 ft² 7/F 9 556 ft² 7/F 3 538 ft² 7/F 4 517 ft² 7/F 7 538 ft² 7/F 10 538 ft² 7/F 11 538 ft² 7/F 13 517 ft² 7/F 16 556 ft² 8/F 10 538 ft² 8/F 16 556 ft² 8/F 2 538 ft² 8/F 6 538 ft² 8/F 7 538 ft² 8/F 8 556 ft² 8/F 4 517 ft² 8/F 11 538 ft² 8/F 15 538 ft² 9/F 1 556 ft² 9/F 3 538 ft² 9/F 4 517 ft² 9/F 5 517 ft² 9/F 6 538 ft² 9/F 7 538 ft² 9/F 8 556 ft² 9/F 10 538 ft² 9/F 11 538 ft² 9/F 12 517 ft² 10/F 11 538 ft² 10/F 2 538 ft² 10/F 3 538 ft² 10/F 6 538 ft² 10/F 8 556 ft² 10/F 9 556 ft² 10/F 1 556 ft² 10/F 13 517 ft² 11/F 10 538 ft² 11/F 12 517 ft² 11/F 14 538 ft² 11/F 15 538 ft² 11/F 16 556 ft² 11/F 7 538 ft² 11/F 1 556 ft² 11/F 3 538 ft² 11/F 4 517 ft² 11/F 8 556 ft² 11/F 13 517 ft² 12/F 10 539 ft² 12/F 12 517 ft² 12/F 15 539 ft² 12/F 2 539 ft² 12/F 3 538 ft² 12/F 7 539 ft² 12/F 8 513 ft² 12/F 1 513 ft² 12/F 4 517 ft² 12/F 5 517 ft² 12/F 6 538 ft² 12/F 11 538 ft² 12/F 14 538 ft²
Crescira AVM · estimated value Medium confidence
HK$5.66M
≈ HK$10,523 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 90% mortgage, the deposit on this unit is about HK$566K, with repayments around HK$24,695/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 90%
Term
▼ 0.50% · 3.625%
HK$23,237
−HK$1,458/mo
▼ 0.25% · 3.875%
HK$23,960
−HK$735/mo
Today · 4.125%
HK$24,695
baseline
▲ 0.50% · 4.625%
HK$26,197
+HK$1,502/mo

Deposit HK$566K · loan HK$5.10M · min. income ≈ HK$49,390/mo (50% DSR)

Upfront cash ≈ HK$694K (deposit + AVD stamp duty HK$127,385 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

Unit Information

Floor
3/F
Flat
3
Saleable Area
538 ft²
Gross Area
603 ft²
Efficiency
89%
District
Kwun Tong District · Kowloon
School net (POA)
46

Transaction History

Date Price Gain / loss
2020-12-18 HK$7.12M +191.8%
13.3y
2007-10-03 HK$2.44M +93.7%
2003-01-16 HK$1.26M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Kowloon Bay
≈ 2 min walk · 139 m
Education
37
schools within 1 km (9 within 500 m)
Daily convenience
45
within 1 km (21 within 500 m)
Health
11
hospitals/clinics within 1 km
Recreation
53
parks, libraries, sports within 1 km

Excellent connectivity — about 2 min walk to Kowloon Bay Station (a rail station within an 8-min walk earns this label).

Family-friendly — 37 schools within a 1 km walk.

Everyday convenience — 45 shopping and daily-needs spots nearby.

Healthcare close by — 11 hospitals/clinics within 1 km.

Green space & leisure — 53 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com