▼ 0.50% · 3.625%
HK$4,101
−HK$257/mo
▼ 0.25% · 3.875%
HK$4,229
−HK$129/mo
Today · 4.125%
HK$4,358
baseline
▲ 0.50% · 4.625%
HK$4,623
+HK$265/mo
Deposit HK$899K · loan HK$899K · min. income ≈ HK$8,716/mo (50% DSR)
Upfront cash ≈ HK$899K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,562
−HK$247/mo
▼ 0.25% · 3.875%
HK$4,685
−HK$124/mo
Today · 4.125%
HK$4,809
baseline
▲ 0.50% · 4.625%
HK$5,062
+HK$253/mo
Deposit HK$899K · loan HK$899K · min. income ≈ HK$9,618/mo (50% DSR)
Upfront cash ≈ HK$899K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,511
−HK$283/mo
▼ 0.25% · 3.875%
HK$4,651
−HK$143/mo
Today · 4.125%
HK$4,794
baseline
▲ 0.50% · 4.625%
HK$5,086
+HK$292/mo
Deposit HK$809K · loan HK$989K · min. income ≈ HK$9,588/mo (50% DSR)
Upfront cash ≈ HK$809K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,019
−HK$271/mo
▼ 0.25% · 3.875%
HK$5,153
−HK$137/mo
Today · 4.125%
HK$5,290
baseline
▲ 0.50% · 4.625%
HK$5,569
+HK$279/mo
Deposit HK$809K · loan HK$989K · min. income ≈ HK$10,580/mo (50% DSR)
Upfront cash ≈ HK$809K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,921
−HK$309/mo
▼ 0.25% · 3.875%
HK$5,074
−HK$156/mo
Today · 4.125%
HK$5,230
baseline
▲ 0.50% · 4.625%
HK$5,548
+HK$318/mo
Deposit HK$719K · loan HK$1.08M · min. income ≈ HK$10,460/mo (50% DSR)
Upfront cash ≈ HK$719K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,475
−HK$296/mo
▼ 0.25% · 3.875%
HK$5,622
−HK$149/mo
Today · 4.125%
HK$5,771
baseline
▲ 0.50% · 4.625%
HK$6,075
+HK$304/mo
Deposit HK$719K · loan HK$1.08M · min. income ≈ HK$11,542/mo (50% DSR)
Upfront cash ≈ HK$719K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,331
−HK$335/mo
▼ 0.25% · 3.875%
HK$5,497
−HK$169/mo
Today · 4.125%
HK$5,666
baseline
▲ 0.50% · 4.625%
HK$6,010
+HK$344/mo
Deposit HK$629K · loan HK$1.17M · min. income ≈ HK$11,332/mo (50% DSR)
Upfront cash ≈ HK$630K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,931
−HK$320/mo
▼ 0.25% · 3.875%
HK$6,090
−HK$161/mo
Today · 4.125%
HK$6,251
baseline
▲ 0.50% · 4.625%
HK$6,581
+HK$330/mo
Deposit HK$629K · loan HK$1.17M · min. income ≈ HK$12,502/mo (50% DSR)
Upfront cash ≈ HK$630K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,741
−HK$360/mo
▼ 0.25% · 3.875%
HK$5,920
−HK$181/mo
Today · 4.125%
HK$6,101
baseline
▲ 0.50% · 4.625%
HK$6,473
+HK$372/mo
Deposit HK$540K · loan HK$1.26M · min. income ≈ HK$12,202/mo (50% DSR)
Upfront cash ≈ HK$540K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,387
−HK$345/mo
▼ 0.25% · 3.875%
HK$6,559
−HK$173/mo
Today · 4.125%
HK$6,732
baseline
▲ 0.50% · 4.625%
HK$7,087
+HK$355/mo
Deposit HK$540K · loan HK$1.26M · min. income ≈ HK$13,464/mo (50% DSR)
Upfront cash ≈ HK$540K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,151
−HK$386/mo
▼ 0.25% · 3.875%
HK$6,343
−HK$194/mo
Today · 4.125%
HK$6,537
baseline
▲ 0.50% · 4.625%
HK$6,935
+HK$398/mo
Deposit HK$450K · loan HK$1.35M · min. income ≈ HK$13,074/mo (50% DSR)
Upfront cash ≈ HK$450K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,843
−HK$370/mo
▼ 0.25% · 3.875%
HK$7,027
−HK$186/mo
Today · 4.125%
HK$7,213
baseline
▲ 0.50% · 4.625%
HK$7,593
+HK$380/mo
Deposit HK$450K · loan HK$1.35M · min. income ≈ HK$14,426/mo (50% DSR)
Upfront cash ≈ HK$450K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,562
−HK$411/mo
▼ 0.25% · 3.875%
HK$6,766
−HK$207/mo
Today · 4.125%
HK$6,973
baseline
▲ 0.50% · 4.625%
HK$7,397
+HK$424/mo
Deposit HK$360K · loan HK$1.44M · min. income ≈ HK$13,946/mo (50% DSR)
Upfront cash ≈ HK$360K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,300
−HK$394/mo
▼ 0.25% · 3.875%
HK$7,495
−HK$199/mo
Today · 4.125%
HK$7,694
baseline
▲ 0.50% · 4.625%
HK$8,100
+HK$406/mo
Deposit HK$360K · loan HK$1.44M · min. income ≈ HK$15,388/mo (50% DSR)
Upfront cash ≈ HK$360K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,972
−HK$437/mo
▼ 0.25% · 3.875%
HK$7,189
−HK$220/mo
Today · 4.125%
HK$7,409
baseline
▲ 0.50% · 4.625%
HK$7,860
+HK$451/mo
Deposit HK$270K · loan HK$1.53M · min. income ≈ HK$14,818/mo (50% DSR)
Upfront cash ≈ HK$270K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,756
−HK$419/mo
▼ 0.25% · 3.875%
HK$7,964
−HK$211/mo
Today · 4.125%
HK$8,175
baseline
▲ 0.50% · 4.625%
HK$8,606
+HK$431/mo
Deposit HK$270K · loan HK$1.53M · min. income ≈ HK$16,350/mo (50% DSR)
Upfront cash ≈ HK$270K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,382
−HK$463/mo
▼ 0.25% · 3.875%
HK$7,611
−HK$234/mo
Today · 4.125%
HK$7,845
baseline
▲ 0.50% · 4.625%
HK$8,322
+HK$477/mo
Deposit HK$180K · loan HK$1.62M · min. income ≈ HK$15,690/mo (50% DSR)
Upfront cash ≈ HK$180K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,212
−HK$444/mo
▼ 0.25% · 3.875%
HK$8,432
−HK$224/mo
Today · 4.125%
HK$8,656
baseline
▲ 0.50% · 4.625%
HK$9,112
+HK$456/mo
Deposit HK$180K · loan HK$1.62M · min. income ≈ HK$17,312/mo (50% DSR)
Upfront cash ≈ HK$180K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).