▼ 0.50% · 3.625%
HK$4,187
−HK$263/mo
▼ 0.25% · 3.875%
HK$4,318
−HK$132/mo
Today · 4.125%
HK$4,450
baseline
▲ 0.50% · 4.625%
HK$4,721
+HK$271/mo
Deposit HK$918K · loan HK$918K · min. income ≈ HK$8,900/mo (50% DSR)
Upfront cash ≈ HK$918K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,658
−HK$252/mo
▼ 0.25% · 3.875%
HK$4,783
−HK$127/mo
Today · 4.125%
HK$4,910
baseline
▲ 0.50% · 4.625%
HK$5,169
+HK$259/mo
Deposit HK$918K · loan HK$918K · min. income ≈ HK$9,820/mo (50% DSR)
Upfront cash ≈ HK$918K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,606
−HK$289/mo
▼ 0.25% · 3.875%
HK$4,749
−HK$146/mo
Today · 4.125%
HK$4,895
baseline
▲ 0.50% · 4.625%
HK$5,193
+HK$298/mo
Deposit HK$826K · loan HK$1.01M · min. income ≈ HK$9,790/mo (50% DSR)
Upfront cash ≈ HK$826K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,124
−HK$277/mo
▼ 0.25% · 3.875%
HK$5,262
−HK$139/mo
Today · 4.125%
HK$5,401
baseline
▲ 0.50% · 4.625%
HK$5,686
+HK$285/mo
Deposit HK$826K · loan HK$1.01M · min. income ≈ HK$10,802/mo (50% DSR)
Upfront cash ≈ HK$826K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,025
−HK$315/mo
▼ 0.25% · 3.875%
HK$5,181
−HK$159/mo
Today · 4.125%
HK$5,340
baseline
▲ 0.50% · 4.625%
HK$5,665
+HK$325/mo
Deposit HK$735K · loan HK$1.10M · min. income ≈ HK$10,680/mo (50% DSR)
Upfront cash ≈ HK$735K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,590
−HK$302/mo
▼ 0.25% · 3.875%
HK$5,740
−HK$152/mo
Today · 4.125%
HK$5,892
baseline
▲ 0.50% · 4.625%
HK$6,203
+HK$311/mo
Deposit HK$735K · loan HK$1.10M · min. income ≈ HK$11,784/mo (50% DSR)
Upfront cash ≈ HK$735K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,443
−HK$342/mo
▼ 0.25% · 3.875%
HK$5,613
−HK$172/mo
Today · 4.125%
HK$5,785
baseline
▲ 0.50% · 4.625%
HK$6,137
+HK$352/mo
Deposit HK$643K · loan HK$1.19M · min. income ≈ HK$11,570/mo (50% DSR)
Upfront cash ≈ HK$643K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,056
−HK$327/mo
▼ 0.25% · 3.875%
HK$6,218
−HK$165/mo
Today · 4.125%
HK$6,383
baseline
▲ 0.50% · 4.625%
HK$6,719
+HK$336/mo
Deposit HK$643K · loan HK$1.19M · min. income ≈ HK$12,766/mo (50% DSR)
Upfront cash ≈ HK$643K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,862
−HK$368/mo
▼ 0.25% · 3.875%
HK$6,045
−HK$185/mo
Today · 4.125%
HK$6,230
baseline
▲ 0.50% · 4.625%
HK$6,609
+HK$379/mo
Deposit HK$551K · loan HK$1.29M · min. income ≈ HK$12,460/mo (50% DSR)
Upfront cash ≈ HK$551K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,522
−HK$352/mo
▼ 0.25% · 3.875%
HK$6,697
−HK$177/mo
Today · 4.125%
HK$6,874
baseline
▲ 0.50% · 4.625%
HK$7,236
+HK$362/mo
Deposit HK$551K · loan HK$1.29M · min. income ≈ HK$13,748/mo (50% DSR)
Upfront cash ≈ HK$551K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,281
−HK$394/mo
▼ 0.25% · 3.875%
HK$6,476
−HK$199/mo
Today · 4.125%
HK$6,675
baseline
▲ 0.50% · 4.625%
HK$7,081
+HK$406/mo
Deposit HK$459K · loan HK$1.38M · min. income ≈ HK$13,350/mo (50% DSR)
Upfront cash ≈ HK$459K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,987
−HK$378/mo
▼ 0.25% · 3.875%
HK$7,175
−HK$190/mo
Today · 4.125%
HK$7,365
baseline
▲ 0.50% · 4.625%
HK$7,753
+HK$388/mo
Deposit HK$459K · loan HK$1.38M · min. income ≈ HK$14,730/mo (50% DSR)
Upfront cash ≈ HK$459K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,700
−HK$420/mo
▼ 0.25% · 3.875%
HK$6,908
−HK$212/mo
Today · 4.125%
HK$7,120
baseline
▲ 0.50% · 4.625%
HK$7,553
+HK$433/mo
Deposit HK$367K · loan HK$1.47M · min. income ≈ HK$14,240/mo (50% DSR)
Upfront cash ≈ HK$367K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,453
−HK$403/mo
▼ 0.25% · 3.875%
HK$7,653
−HK$203/mo
Today · 4.125%
HK$7,856
baseline
▲ 0.50% · 4.625%
HK$8,270
+HK$414/mo
Deposit HK$367K · loan HK$1.47M · min. income ≈ HK$15,712/mo (50% DSR)
Upfront cash ≈ HK$367K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,118
−HK$447/mo
▼ 0.25% · 3.875%
HK$7,340
−HK$225/mo
Today · 4.125%
HK$7,565
baseline
▲ 0.50% · 4.625%
HK$8,025
+HK$460/mo
Deposit HK$275K · loan HK$1.56M · min. income ≈ HK$15,130/mo (50% DSR)
Upfront cash ≈ HK$276K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,919
−HK$428/mo
▼ 0.25% · 3.875%
HK$8,132
−HK$215/mo
Today · 4.125%
HK$8,347
baseline
▲ 0.50% · 4.625%
HK$8,787
+HK$440/mo
Deposit HK$275K · loan HK$1.56M · min. income ≈ HK$16,694/mo (50% DSR)
Upfront cash ≈ HK$276K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,537
−HK$473/mo
▼ 0.25% · 3.875%
HK$7,772
−HK$238/mo
Today · 4.125%
HK$8,010
baseline
▲ 0.50% · 4.625%
HK$8,497
+HK$487/mo
Deposit HK$184K · loan HK$1.65M · min. income ≈ HK$16,020/mo (50% DSR)
Upfront cash ≈ HK$184K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,385
−HK$453/mo
▼ 0.25% · 3.875%
HK$8,610
−HK$228/mo
Today · 4.125%
HK$8,838
baseline
▲ 0.50% · 4.625%
HK$9,304
+HK$466/mo
Deposit HK$184K · loan HK$1.65M · min. income ≈ HK$17,676/mo (50% DSR)
Upfront cash ≈ HK$184K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).