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At today's rate and a 90% mortgage, the deposit on this unit is about HK$581K, with repayments around HK$25,337/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$581K · loan HK$5.23M · min. income ≈ HK$50,674/mo (50% DSR)
Upfront cash ≈ HK$712K (deposit + AVD stamp duty HK$130,699 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 3 min walk to Mass Transit Railway Kowloon Bay Station Station.
Family-friendly — 67 schools within a 1 km walk.
Everyday convenience — 70 shopping and daily-needs spots nearby.
Healthcare close by — 9 hospitals/clinics within 1 km.
Green space & leisure — 101 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 5/F
- Flat
- 5
- Saleable Area
- 527 Saleable ft²
- Gross Area
- 609 ft²
- Efficiency
- 87%
- District
- Kwun Tong District · Kowloon
- School net (POA)
- 46
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2019-04-18 | HK$7.20M | −15.3% 0.5y |
| 2018-10-15 | HK$8.50M | +41.7% 3.6y · 12.0%/yr |
| 2015-02-25 | HK$6.00M | +53.8% |
| 2011-08-12 | HK$3.90M | +126.7% |
| 2004-07-31 | HK$1.72M | −33.8% |
| 1996-05-29 | HK$2.60M | — |