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At today's rate and a 90% mortgage, the deposit on this unit is about HK$526K, with repayments around HK$22,940/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$526K · loan HK$4.73M · min. income ≈ HK$45,880/mo (50% DSR)
Upfront cash ≈ HK$644K (deposit + AVD stamp duty HK$118,332 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 3 min walk to Mass Transit Railway Kowloon Bay Station Station.
Family-friendly — 67 schools within a 1 km walk.
Everyday convenience — 70 shopping and daily-needs spots nearby.
Healthcare close by — 9 hospitals/clinics within 1 km.
Green space & leisure — 101 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 1/F
- Flat
- 8
- Saleable Area
- 524 Saleable ft²
- Gross Area
- 654 ft²
- Efficiency
- 80%
- District
- Kwun Tong District · Kowloon
- School net (POA)
- 46
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2021-03-19 | HK$6.78M | +24.9% 4.1y · 6.0%/yr |
| 2017-02-20 | HK$5.43M | +20.7% 3.8y · 6.0%/yr |
| 2013-05-24 | HK$4.50M | +40.6% |
| 2011-03-21 | HK$3.20M | +72.0% |
| 2007-12-19 | HK$1.86M | +69.1% |
| 2002-04-29 | HK$1.10M | −37.1% |
| 1999-08-06 | HK$1.75M | — |