At today's rate and a 90% mortgage, the deposit on this unit is about HK$272K, with repayments around HK$11,855/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$272K · loan HK$2.45M · min. income ≈ HK$23,710/mo (50% DSR)
Upfront cash ≈ HK$272K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 7 min walk to Mass Transit Railway Sung Wong Toi Station Station.
Family-friendly — 61 schools within a 1 km walk.
Everyday convenience — 45 shopping and daily-needs spots nearby.
Healthcare close by — 17 hospitals/clinics within 1 km.
Green space & leisure — 71 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 2/F
- Flat
- D
- Saleable Area
- 254 Saleable ft²
- Gross Area
- 314 ft²
- Efficiency
- 81%
- District
- Kowloon City District · Kowloon
- School net (POA)
- 41
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2024-11-15 | HK$2.54M | −15.3% 3.7y · −4.0%/yr |
| 2021-03-04 | HK$3.00M | −4.8% 14.3y · 21.0%/yr |
| 2020-11-10 | HK$3.15M | +320.0% 14.0y · 23.0%/yr |
| 2006-11-16 | HK$750K | +29.3% |
| 2005-11-29 | HK$580K | — |