At today's rate and a 90% mortgage, the deposit on this unit is about HK$328K, with repayments around HK$14,303/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$328K · loan HK$2.95M · min. income ≈ HK$28,606/mo (50% DSR)
Upfront cash ≈ HK$328K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 7 min walk to Mass Transit Railway Sung Wong Toi Station Station.
Family-friendly — 61 schools within a 1 km walk.
Everyday convenience — 45 shopping and daily-needs spots nearby.
Healthcare close by — 17 hospitals/clinics within 1 km.
Green space & leisure — 71 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 1/F
- Flat
- C
- Saleable Area
- 281 Saleable ft²
- Gross Area
- 347 ft²
- Efficiency
- 81%
- District
- Kowloon City District · Kowloon
- School net (POA)
- 41
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2025-05-13 | HK$3.40M | −15.0% 4.8y · −3.0%/yr |
| 2020-07-03 | HK$4.00M | +8.1% 3.3y · 2.0%/yr |
| 2017-03-22 | HK$3.70M | +8.8% 3.9y · 2.0%/yr |
| 2013-04-17 | HK$3.40M | +144.6% |
| 1997-01-10 | HK$1.39M | — |