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At today's rate and a 90% mortgage, the deposit on this unit is about HK$320K, with repayments around HK$13,939/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$320K · loan HK$2.88M · min. income ≈ HK$27,878/mo (50% DSR)
Upfront cash ≈ HK$320K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Family-friendly — 43 schools within a 1 km walk.
Everyday convenience — 61 shopping and daily-needs spots nearby.
Healthcare close by — 10 hospitals/clinics within 1 km.
Green space & leisure — 63 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 18/F
- Flat
- A3
- Saleable Area
- 355 Saleable ft²
- Gross Area
- 381 ft²
- Efficiency
- 93%
- District
- Wong Tai Sin District · Kowloon
- School net (POA)
- 43
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2024-08-22 | HK$3.00M | −31.5% 3.2y · −10.0%/yr |
| 2021-06-28 | HK$4.38M | +48.5% 4.3y · 11.0%/yr |
| 2017-02-17 | HK$2.95M | +64.8% 6.8y · 10.0%/yr |
| 2010-05-26 | HK$1.79M | +25.2% |
| 2010-03-31 | HK$1.43M | — |