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At today's rate and a 90% mortgage, the deposit on this unit is about HK$255K, with repayments around HK$11,118/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$255K · loan HK$2.29M · min. income ≈ HK$22,236/mo (50% DSR)
Upfront cash ≈ HK$255K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Family-friendly — 43 schools within a 1 km walk.
Everyday convenience — 61 shopping and daily-needs spots nearby.
Healthcare close by — 10 hospitals/clinics within 1 km.
Green space & leisure — 63 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 14/F
- Flat
- A7
- Saleable Area
- 265 Saleable ft²
- Gross Area
- 284 ft²
- Efficiency
- 93%
- District
- Wong Tai Sin District · Kowloon
- School net (POA)
- 43
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2024-02-02 | HK$2.15M | −28.3% 2.7y · −10.0%/yr |
| 2021-05-06 | HK$3.00M | +7.1% 4.4y · 2.0%/yr |
| 2016-11-28 | HK$2.80M | +122.2% 7.0y · 17.0%/yr |
| 2009-12-18 | HK$1.26M | −5.3% |
| 1997-10-31 | HK$1.33M | — |