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Crescira AVM · estimated value Medium confidence
HK$3.30M
≈ HK$8,596 / ft² saleable · updated 2026-06-01
Not an offer or formal valuation
Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

At today's rate and a 90% mortgage, the deposit on this unit is about HK$330K, with repayments around HK$14,398/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
P-plan · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV
Term
▼ 0.50% · 3.625%
HK$13,549
−HK$849/mo
▼ 0.25% · 3.875%
HK$13,970
−HK$428/mo
Today · 4.125%
HK$14,398
baseline
▲ 0.50% · 4.625%
HK$15,274
+HK$876/mo

Deposit HK$330K · loan HK$2.97M · min. income ≈ HK$28,796/mo (50% DSR)

Upfront cash ≈ HK$330K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Mass Transit Railway Kai Tak Station
≈ 8 min walk · 585 m
Education
43
schools within 1 km (13 within 500 m)
Daily convenience
60
within 1 km (19 within 500 m)
Health
10
hospitals/clinics within 1 km
Recreation
64
parks, libraries, sports within 1 km

Excellent connectivity — about 8 min walk to Mass Transit Railway Kai Tak Station Station.

Family-friendly — 43 schools within a 1 km walk.

Everyday convenience — 60 shopping and daily-needs spots nearby.

Healthcare close by — 10 hospitals/clinics within 1 km.

Green space & leisure — 64 parks, libraries and sports venues nearby.

Location

Unit Information

Floor
3/F
Flat
B4
Saleable Area
384 Saleable ft²
Gross Area
530 ft²
Efficiency
72%
District
Wong Tai Sin District · Kowloon
School net (POA)
43

Transaction History

Date Price Gain / loss
2018-10-04 HK$4.20M −9.7%
0.2y
2018-07-09 HK$4.65M +33.6%
2.9y · 12.0%/yr
2015-09-08 HK$3.48M +61.9%
2011-07-13 HK$2.15M +115.0%
2007-11-20 HK$1.00M +51.5%
2002-04-08 HK$660K −22.4%
1999-05-12 HK$850K
Data sourced from Renavon.com