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Crescira AVM · estimated value ● Medium confidence
HK$3.95M
≈ HK$7,811 / ft² saleable · updated 2026-10-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 90% mortgage, the deposit on this unit is about HK$395K, with repayments around HK$17,240/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 90%
Term
▼ 0.50% · 3.625%
HK$16,223
−HK$1,017/mo
▼ 0.25% · 3.875%
HK$16,727
−HK$513/mo
Today · 4.125%
HK$17,240
baseline
▲ 0.50% · 4.625%
HK$18,289
+HK$1,049/mo

Deposit HK$395K · loan HK$3.56M · min. income ≈ HK$34,480/mo (50% DSR)

Upfront cash ≈ HK$395K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

Unit Information

Floor
6/F
Flat
B3
Saleable Area
506 ft²
Gross Area
654 ft²
Efficiency
77%
District
Wong Tai Sin District · Kowloon
School net (POA)
43

Transaction History

Date Price Gain / loss
2025-10-14 HK$4.00M +0.0%
0.4y
2025-05-15 HK$4.00M −28.6%
13.9y
2021-11-09 HK$5.60M +96.5%
10.4y
2011-06-24 HK$2.85M +52.0%
2.9y
2008-08-05 HK$1.88M +4.5%
0.2y
2008-06-13 HK$1.79M +31.2%
2007-12-28 HK$1.37M —

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Kai Tak
≈ 8 min walk · 580 m
Education
43
schools within 1 km (13 within 500 m)
Daily convenience
62
within 1 km (20 within 500 m)
Health
10
hospitals/clinics within 1 km
Recreation
65
parks, libraries, sports within 1 km

Excellent connectivity — about 8 min walk to Kai Tak Station (a rail station within an 8-min walk earns this label).

Family-friendly — 43 schools within a 1 km walk.

Everyday convenience — 62 shopping and daily-needs spots nearby.

Healthcare close by — 10 hospitals/clinics within 1 km.

Green space & leisure — 65 parks, libraries and sports venues nearby.

Location

Other appraised units in this building