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Crescira AVM · estimated value Medium confidence
HK$9.87M
≈ HK$12,084 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 90% mortgage, the deposit on this unit is about HK$987K, with repayments around HK$43,063/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 90%
Term
▼ 0.50% · 3.625%
HK$40,522
−HK$2,541/mo
▼ 0.25% · 3.875%
HK$41,782
−HK$1,281/mo
Today · 4.125%
HK$43,063
baseline
▲ 0.50% · 4.625%
HK$45,683
+HK$2,620/mo

Deposit HK$987K · loan HK$8.89M · min. income ≈ HK$86,126/mo (50% DSR)

Upfront cash ≈ HK$1.34M (deposit + AVD stamp duty HK$357,264 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

Unit Information

Floor
2/F
Flat
NO. 13A (FLAT E)
Saleable Area
817 ft²
School net (POA)
41

Transaction History

Date Price Gain / loss
2020-12-28 HK$19.52M +108.1%
6.3y · 17.0%/yr
2014-08-18 HK$9.38M +235.0%
2004-02-16 HK$2.80M +57.3%
2003-06-19 HK$1.78M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Sung Wong Toi
≈ 9 min walk · 661 m
Education
80
schools within 1 km (16 within 500 m)
Daily convenience
29
within 1 km (9 within 500 m)
Health
19
hospitals/clinics within 1 km
Recreation
59
parks, libraries, sports within 1 km

Family-friendly — 80 schools within a 1 km walk.

Everyday convenience — 29 shopping and daily-needs spots nearby.

Healthcare close by — 19 hospitals/clinics within 1 km.

Green space & leisure — 59 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com