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Crescira AVM · estimated value ● Medium confidence
HK$10.43M
≈ HK$8,820 / ft² saleable · updated 2026-09-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$3.13M, with repayments around HK$35,396/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$33,307
−HK$2,089/mo
▼ 0.25% · 3.875%
HK$34,343
−HK$1,053/mo
Today · 4.125%
HK$35,396
baseline
▲ 0.50% · 4.625%
HK$37,550
+HK$2,154/mo

Deposit HK$3.13M · loan HK$7.30M · min. income ≈ HK$70,792/mo (50% DSR)

Upfront cash ≈ HK$3.52M (deposit + AVD stamp duty HK$391,256 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
3/F
Flat
NO. 26A (FLAT C)
Saleable Area
1,183 ft²
School net (POA)
41

Transaction History

Date Price Gain / loss
2020-12-28 HK$32.10M +3110.5%
9.3y · 0.0%/yr
2011-09-20 HK$1.00M +0.0%
2011-06-03 HK$1.00M —

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Sung Wong Toi
≈ 9 min walk · 661 m
Education
80
schools within 1 km (16 within 500 m)
Daily convenience
29
within 1 km (9 within 500 m)
Health
19
hospitals/clinics within 1 km
Recreation
58
parks, libraries, sports within 1 km

Family-friendly — 80 schools within a 1 km walk.

Everyday convenience — 29 shopping and daily-needs spots nearby.

Healthcare close by — 19 hospitals/clinics within 1 km.

Green space & leisure — 58 parks, libraries and sports venues nearby.

Location

Other appraised units in this building