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Crescira AVM · estimated value Medium confidence
HK$16.22M
≈ HK$15,935 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$4.87M, with repayments around HK$55,034/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$51,787
−HK$3,247/mo
▼ 0.25% · 3.875%
HK$53,398
−HK$1,636/mo
Today · 4.125%
HK$55,034
baseline
▲ 0.50% · 4.625%
HK$58,383
+HK$3,349/mo

Deposit HK$4.87M · loan HK$11.36M · min. income ≈ HK$110,068/mo (50% DSR)

Upfront cash ≈ HK$5.47M (deposit + AVD stamp duty HK$608,330 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
3/F
Flat
A
Saleable Area
1,018 ft²
Gross Area
1,278 ft²
Efficiency
80%
District
Yau Tsim Mong District · Kowloon
School net (POA)
31

Transaction History

Date Price Gain / loss
2015-06-30 HK$17.50M +169.2%
2002-06-07 HK$6.50M −60.8%
1997-12-18 HK$16.60M +45.6%
1997-11-07 HK$11.40M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Jordan
≈ 2 min walk · 151 m
Education
39
schools within 1 km (11 within 500 m)
Daily convenience
95
within 1 km (25 within 500 m)
Health
15
hospitals/clinics within 1 km
Recreation
55
parks, libraries, sports within 1 km

Excellent connectivity — about 2 min walk to Jordan Station (a rail station within an 8-min walk earns this label).

Family-friendly — 39 schools within a 1 km walk.

Everyday convenience — 95 shopping and daily-needs spots nearby.

Healthcare close by — 15 hospitals/clinics within 1 km.

Green space & leisure — 55 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com