Home Yau Tsim Mong District WAI ON BUILDING BLOCK A

14/F NO. 1 (REAR)

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1/F WAI 582 ft² 1/F NO. 1C 574 ft² 2/F NO. 1 (REAR) 459 ft² 2/F NO. 1B (FRONT) 451 ft² 2/F NO. 1B (REAR) 374 ft² 2/F NO. 1C 3/F NO. 1A 451 ft² 3/F NO. 1C 4/F NO. 1A 451 ft² 4/F NO. 1B (REAR) 374 ft² 4/F NO. 1C 574 ft² 5/F WAI 5/F NO. 1 (FRONT) 6/F NO. 1 (REAR) 459 ft² 6/F NO. 1A 451 ft² 6/F NO. 1B (FRONT) 451 ft² 6/F NO. 1C 574 ft² 7/F NO. 1 (REAR) 459 ft² 7/F NO. 1B (FRONT) 7/F NO. 1B (REAR) 374 ft² 7/F NO. 1C 574 ft² 8/F NO. 1 (REAR) 459 ft² 8/F NO. 1B (FRONT) 9/F NO. 1C 574 ft² 10/F NO. 1 (REAR) 459 ft² 10/F NO. 1A 451 ft² 10/F NO. 1C 574 ft² 11/F NO. 1 (REAR) 459 ft² 11/F NO. 1A 451 ft² 11/F NO. 1B (FRONT) 451 ft² 12/F NO. 1A 451 ft² 12/F NO. 1B (FRONT) 451 ft² 12/F NO. 1C 574 ft² 13/F NO. 1B (REAR) 374 ft² 13/F NO. 1C 574 ft² 14/F NO. 1 (REAR) 423 ft² 14/F NO. 1A 451 ft² 14/F NO. 1B (REAR) 374 ft² 14/F NO. 1C 574 ft² 15/F NO. 1A 390 ft² 15/F NO. 1B (REAR) 374 ft²

Estimate Mortgage & QoL Unit Information Transaction History

Crescira AVM · estimated value ● Medium confidence

HK$3.89M

≈ HK$9,188 / ft² saleable · updated 2026-06-01

Not an offer or formal valuation

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

At today's rate and a 90% mortgage, the deposit on this unit is about HK$389K, with repayments around HK$16,952/mo for the first 5 years.

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Mortgage plan · rate basis

H-plan · HIBOR + 1.30%

5.2% → capped 4.125%

P-plan · P − 2.00%

4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment

LTV

Term

▼ 0.50% · 3.625%

HK$15,952

−HK$1,000/mo

▼ 0.25% · 3.875%

HK$16,448

−HK$504/mo

Today · 4.125%

HK$16,952

baseline

▲ 0.50% · 4.625%

HK$17,983

+HK$1,031/mo

Deposit HK$389K · loan HK$3.50M · min. income ≈ HK$33,904/mo (50% DSR)

Upfront cash ≈ HK$389K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

QoL Matrix

View full Quality-of-Life page → Government open data

Nearest MTR

Mass Transit Railway Austin Station

≈ 4 min walk · 285 m

Education

schools within 1 km (8 within 500 m)

Daily convenience

within 1 km (26 within 500 m)

Health

hospitals/clinics within 1 km

Recreation

parks, libraries, sports within 1 km

Excellent connectivity — about 4 min walk to Mass Transit Railway Austin Station Station.

Family-friendly — 27 schools within a 1 km walk.

Everyday convenience — 82 shopping and daily-needs spots nearby.

Healthcare close by — 11 hospitals/clinics within 1 km.

Green space & leisure — 47 parks, libraries and sports venues nearby.

Location

Unit Information

Floor: 14/F
Flat: NO. 1 (REAR)
Saleable Area: 423 Saleable ft²
Gross Area: 530 ft²
Efficiency: 80%
District: Yau Tsim Mong District · Kowloon
School net (POA): 31

Transaction History

Date	Price	Gain / loss	$/ft²	$/ft² gross
2022-11-30	HK$5.50M	+0.0% 0.9y	HK$13,002	HK$10,377
2022-01-12	HK$5.50M	+10.0% 2.9y · 3.0%/yr	HK$13,002	HK$10,377
2019-01-23	HK$5.00M	+455.6% 18.6y · 25.0%/yr	—	HK$9,434
2000-07-11	HK$900K	—	—	HK$1,698