▼ 0.50% · 3.625%
HK$3,079
−HK$193/mo
▼ 0.25% · 3.875%
HK$3,175
−HK$97/mo
Today · 4.125%
HK$3,272
baseline
▲ 0.50% · 4.625%
HK$3,471
+HK$199/mo
Deposit HK$675K · loan HK$675K · min. income ≈ HK$6,544/mo (50% DSR)
Upfront cash ≈ HK$675K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,425
−HK$185/mo
▼ 0.25% · 3.875%
HK$3,517
−HK$93/mo
Today · 4.125%
HK$3,610
baseline
▲ 0.50% · 4.625%
HK$3,801
+HK$191/mo
Deposit HK$675K · loan HK$675K · min. income ≈ HK$7,220/mo (50% DSR)
Upfront cash ≈ HK$675K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,387
−HK$212/mo
▼ 0.25% · 3.875%
HK$3,492
−HK$107/mo
Today · 4.125%
HK$3,599
baseline
▲ 0.50% · 4.625%
HK$3,818
+HK$219/mo
Deposit HK$608K · loan HK$743K · min. income ≈ HK$7,198/mo (50% DSR)
Upfront cash ≈ HK$608K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,768
−HK$203/mo
▼ 0.25% · 3.875%
HK$3,869
−HK$102/mo
Today · 4.125%
HK$3,971
baseline
▲ 0.50% · 4.625%
HK$4,181
+HK$210/mo
Deposit HK$608K · loan HK$743K · min. income ≈ HK$7,942/mo (50% DSR)
Upfront cash ≈ HK$608K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,695
−HK$231/mo
▼ 0.25% · 3.875%
HK$3,810
−HK$116/mo
Today · 4.125%
HK$3,926
baseline
▲ 0.50% · 4.625%
HK$4,165
+HK$239/mo
Deposit HK$540K · loan HK$810K · min. income ≈ HK$7,852/mo (50% DSR)
Upfront cash ≈ HK$540K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,110
−HK$222/mo
▼ 0.25% · 3.875%
HK$4,221
−HK$111/mo
Today · 4.125%
HK$4,332
baseline
▲ 0.50% · 4.625%
HK$4,561
+HK$229/mo
Deposit HK$540K · loan HK$810K · min. income ≈ HK$8,664/mo (50% DSR)
Upfront cash ≈ HK$540K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,003
−HK$251/mo
▼ 0.25% · 3.875%
HK$4,127
−HK$127/mo
Today · 4.125%
HK$4,254
baseline
▲ 0.50% · 4.625%
HK$4,512
+HK$258/mo
Deposit HK$473K · loan HK$878K · min. income ≈ HK$8,508/mo (50% DSR)
Upfront cash ≈ HK$473K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,453
−HK$240/mo
▼ 0.25% · 3.875%
HK$4,572
−HK$121/mo
Today · 4.125%
HK$4,693
baseline
▲ 0.50% · 4.625%
HK$4,941
+HK$248/mo
Deposit HK$473K · loan HK$878K · min. income ≈ HK$9,386/mo (50% DSR)
Upfront cash ≈ HK$473K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,310
−HK$271/mo
▼ 0.25% · 3.875%
HK$4,445
−HK$136/mo
Today · 4.125%
HK$4,581
baseline
▲ 0.50% · 4.625%
HK$4,860
+HK$279/mo
Deposit HK$405K · loan HK$945K · min. income ≈ HK$9,162/mo (50% DSR)
Upfront cash ≈ HK$405K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,795
−HK$259/mo
▼ 0.25% · 3.875%
HK$4,924
−HK$130/mo
Today · 4.125%
HK$5,054
baseline
▲ 0.50% · 4.625%
HK$5,321
+HK$267/mo
Deposit HK$405K · loan HK$945K · min. income ≈ HK$10,108/mo (50% DSR)
Upfront cash ≈ HK$405K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,618
−HK$290/mo
▼ 0.25% · 3.875%
HK$4,762
−HK$146/mo
Today · 4.125%
HK$4,908
baseline
▲ 0.50% · 4.625%
HK$5,207
+HK$299/mo
Deposit HK$338K · loan HK$1.01M · min. income ≈ HK$9,816/mo (50% DSR)
Upfront cash ≈ HK$338K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,138
−HK$277/mo
▼ 0.25% · 3.875%
HK$5,276
−HK$139/mo
Today · 4.125%
HK$5,415
baseline
▲ 0.50% · 4.625%
HK$5,701
+HK$286/mo
Deposit HK$338K · loan HK$1.01M · min. income ≈ HK$10,830/mo (50% DSR)
Upfront cash ≈ HK$338K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,926
−HK$309/mo
▼ 0.25% · 3.875%
HK$5,080
−HK$155/mo
Today · 4.125%
HK$5,235
baseline
▲ 0.50% · 4.625%
HK$5,554
+HK$319/mo
Deposit HK$270K · loan HK$1.08M · min. income ≈ HK$10,470/mo (50% DSR)
Upfront cash ≈ HK$270K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,480
−HK$297/mo
▼ 0.25% · 3.875%
HK$5,627
−HK$150/mo
Today · 4.125%
HK$5,777
baseline
▲ 0.50% · 4.625%
HK$6,081
+HK$304/mo
Deposit HK$270K · loan HK$1.08M · min. income ≈ HK$11,554/mo (50% DSR)
Upfront cash ≈ HK$270K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,234
−HK$328/mo
▼ 0.25% · 3.875%
HK$5,397
−HK$165/mo
Today · 4.125%
HK$5,562
baseline
▲ 0.50% · 4.625%
HK$5,901
+HK$339/mo
Deposit HK$203K · loan HK$1.15M · min. income ≈ HK$11,124/mo (50% DSR)
Upfront cash ≈ HK$203K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,823
−HK$315/mo
▼ 0.25% · 3.875%
HK$5,979
−HK$159/mo
Today · 4.125%
HK$6,138
baseline
▲ 0.50% · 4.625%
HK$6,461
+HK$323/mo
Deposit HK$203K · loan HK$1.15M · min. income ≈ HK$12,276/mo (50% DSR)
Upfront cash ≈ HK$203K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,542
−HK$348/mo
▼ 0.25% · 3.875%
HK$5,714
−HK$176/mo
Today · 4.125%
HK$5,890
baseline
▲ 0.50% · 4.625%
HK$6,248
+HK$358/mo
Deposit HK$135K · loan HK$1.22M · min. income ≈ HK$11,780/mo (50% DSR)
Upfront cash ≈ HK$135K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,165
−HK$334/mo
▼ 0.25% · 3.875%
HK$6,331
−HK$168/mo
Today · 4.125%
HK$6,499
baseline
▲ 0.50% · 4.625%
HK$6,841
+HK$342/mo
Deposit HK$135K · loan HK$1.22M · min. income ≈ HK$12,998/mo (50% DSR)
Upfront cash ≈ HK$135K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).