▼ 0.50% · 3.625%
HK$3,407
−HK$214/mo
▼ 0.25% · 3.875%
HK$3,513
−HK$108/mo
Today · 4.125%
HK$3,621
baseline
▲ 0.50% · 4.625%
HK$3,841
+HK$220/mo
Deposit HK$747K · loan HK$747K · min. income ≈ HK$7,242/mo (50% DSR)
Upfront cash ≈ HK$747K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,791
−HK$204/mo
▼ 0.25% · 3.875%
HK$3,892
−HK$103/mo
Today · 4.125%
HK$3,995
baseline
▲ 0.50% · 4.625%
HK$4,206
+HK$211/mo
Deposit HK$747K · loan HK$747K · min. income ≈ HK$7,990/mo (50% DSR)
Upfront cash ≈ HK$747K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,748
−HK$235/mo
▼ 0.25% · 3.875%
HK$3,865
−HK$118/mo
Today · 4.125%
HK$3,983
baseline
▲ 0.50% · 4.625%
HK$4,226
+HK$243/mo
Deposit HK$672K · loan HK$822K · min. income ≈ HK$7,966/mo (50% DSR)
Upfront cash ≈ HK$673K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,170
−HK$225/mo
▼ 0.25% · 3.875%
HK$4,282
−HK$113/mo
Today · 4.125%
HK$4,395
baseline
▲ 0.50% · 4.625%
HK$4,627
+HK$232/mo
Deposit HK$672K · loan HK$822K · min. income ≈ HK$8,790/mo (50% DSR)
Upfront cash ≈ HK$673K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,089
−HK$256/mo
▼ 0.25% · 3.875%
HK$4,216
−HK$129/mo
Today · 4.125%
HK$4,345
baseline
▲ 0.50% · 4.625%
HK$4,610
+HK$265/mo
Deposit HK$598K · loan HK$897K · min. income ≈ HK$8,690/mo (50% DSR)
Upfront cash ≈ HK$598K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,549
−HK$246/mo
▼ 0.25% · 3.875%
HK$4,671
−HK$124/mo
Today · 4.125%
HK$4,795
baseline
▲ 0.50% · 4.625%
HK$5,047
+HK$252/mo
Deposit HK$598K · loan HK$897K · min. income ≈ HK$9,590/mo (50% DSR)
Upfront cash ≈ HK$598K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,430
−HK$277/mo
▼ 0.25% · 3.875%
HK$4,567
−HK$140/mo
Today · 4.125%
HK$4,707
baseline
▲ 0.50% · 4.625%
HK$4,994
+HK$287/mo
Deposit HK$523K · loan HK$971K · min. income ≈ HK$9,414/mo (50% DSR)
Upfront cash ≈ HK$523K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,928
−HK$266/mo
▼ 0.25% · 3.875%
HK$5,060
−HK$134/mo
Today · 4.125%
HK$5,194
baseline
▲ 0.50% · 4.625%
HK$5,468
+HK$274/mo
Deposit HK$523K · loan HK$971K · min. income ≈ HK$10,388/mo (50% DSR)
Upfront cash ≈ HK$523K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,770
−HK$299/mo
▼ 0.25% · 3.875%
HK$4,919
−HK$150/mo
Today · 4.125%
HK$5,069
baseline
▲ 0.50% · 4.625%
HK$5,378
+HK$309/mo
Deposit HK$448K · loan HK$1.05M · min. income ≈ HK$10,138/mo (50% DSR)
Upfront cash ≈ HK$448K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,307
−HK$287/mo
▼ 0.25% · 3.875%
HK$5,449
−HK$145/mo
Today · 4.125%
HK$5,594
baseline
▲ 0.50% · 4.625%
HK$5,889
+HK$295/mo
Deposit HK$448K · loan HK$1.05M · min. income ≈ HK$11,188/mo (50% DSR)
Upfront cash ≈ HK$448K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,111
−HK$321/mo
▼ 0.25% · 3.875%
HK$5,270
−HK$162/mo
Today · 4.125%
HK$5,432
baseline
▲ 0.50% · 4.625%
HK$5,762
+HK$330/mo
Deposit HK$374K · loan HK$1.12M · min. income ≈ HK$10,864/mo (50% DSR)
Upfront cash ≈ HK$374K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,686
−HK$307/mo
▼ 0.25% · 3.875%
HK$5,838
−HK$155/mo
Today · 4.125%
HK$5,993
baseline
▲ 0.50% · 4.625%
HK$6,309
+HK$316/mo
Deposit HK$374K · loan HK$1.12M · min. income ≈ HK$11,986/mo (50% DSR)
Upfront cash ≈ HK$374K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,452
−HK$342/mo
▼ 0.25% · 3.875%
HK$5,621
−HK$173/mo
Today · 4.125%
HK$5,794
baseline
▲ 0.50% · 4.625%
HK$6,146
+HK$352/mo
Deposit HK$299K · loan HK$1.20M · min. income ≈ HK$11,588/mo (50% DSR)
Upfront cash ≈ HK$299K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,065
−HK$328/mo
▼ 0.25% · 3.875%
HK$6,228
−HK$165/mo
Today · 4.125%
HK$6,393
baseline
▲ 0.50% · 4.625%
HK$6,730
+HK$337/mo
Deposit HK$299K · loan HK$1.20M · min. income ≈ HK$12,786/mo (50% DSR)
Upfront cash ≈ HK$299K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,793
−HK$363/mo
▼ 0.25% · 3.875%
HK$5,973
−HK$183/mo
Today · 4.125%
HK$6,156
baseline
▲ 0.50% · 4.625%
HK$6,530
+HK$374/mo
Deposit HK$224K · loan HK$1.27M · min. income ≈ HK$12,312/mo (50% DSR)
Upfront cash ≈ HK$224K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,444
−HK$348/mo
▼ 0.25% · 3.875%
HK$6,617
−HK$175/mo
Today · 4.125%
HK$6,792
baseline
▲ 0.50% · 4.625%
HK$7,150
+HK$358/mo
Deposit HK$224K · loan HK$1.27M · min. income ≈ HK$13,584/mo (50% DSR)
Upfront cash ≈ HK$224K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,133
−HK$385/mo
▼ 0.25% · 3.875%
HK$6,324
−HK$194/mo
Today · 4.125%
HK$6,518
baseline
▲ 0.50% · 4.625%
HK$6,914
+HK$396/mo
Deposit HK$149K · loan HK$1.34M · min. income ≈ HK$13,036/mo (50% DSR)
Upfront cash ≈ HK$150K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,823
−HK$369/mo
▼ 0.25% · 3.875%
HK$7,006
−HK$186/mo
Today · 4.125%
HK$7,192
baseline
▲ 0.50% · 4.625%
HK$7,571
+HK$379/mo
Deposit HK$149K · loan HK$1.34M · min. income ≈ HK$14,384/mo (50% DSR)
Upfront cash ≈ HK$150K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).