▼ 0.50% · 3.625%
HK$2,413
−HK$151/mo
▼ 0.25% · 3.875%
HK$2,488
−HK$76/mo
Today · 4.125%
HK$2,564
baseline
▲ 0.50% · 4.625%
HK$2,720
+HK$156/mo
Deposit HK$529K · loan HK$529K · min. income ≈ HK$5,128/mo (50% DSR)
Upfront cash ≈ HK$529K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,684
−HK$145/mo
▼ 0.25% · 3.875%
HK$2,756
−HK$73/mo
Today · 4.125%
HK$2,829
baseline
▲ 0.50% · 4.625%
HK$2,978
+HK$149/mo
Deposit HK$529K · loan HK$529K · min. income ≈ HK$5,658/mo (50% DSR)
Upfront cash ≈ HK$529K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,654
−HK$167/mo
▼ 0.25% · 3.875%
HK$2,737
−HK$84/mo
Today · 4.125%
HK$2,821
baseline
▲ 0.50% · 4.625%
HK$2,992
+HK$171/mo
Deposit HK$476K · loan HK$582K · min. income ≈ HK$5,642/mo (50% DSR)
Upfront cash ≈ HK$476K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,953
−HK$159/mo
▼ 0.25% · 3.875%
HK$3,032
−HK$80/mo
Today · 4.125%
HK$3,112
baseline
▲ 0.50% · 4.625%
HK$3,276
+HK$164/mo
Deposit HK$476K · loan HK$582K · min. income ≈ HK$6,224/mo (50% DSR)
Upfront cash ≈ HK$476K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,895
−HK$182/mo
▼ 0.25% · 3.875%
HK$2,986
−HK$91/mo
Today · 4.125%
HK$3,077
baseline
▲ 0.50% · 4.625%
HK$3,264
+HK$187/mo
Deposit HK$423K · loan HK$635K · min. income ≈ HK$6,154/mo (50% DSR)
Upfront cash ≈ HK$423K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,221
−HK$174/mo
▼ 0.25% · 3.875%
HK$3,308
−HK$87/mo
Today · 4.125%
HK$3,395
baseline
▲ 0.50% · 4.625%
HK$3,574
+HK$179/mo
Deposit HK$423K · loan HK$635K · min. income ≈ HK$6,790/mo (50% DSR)
Upfront cash ≈ HK$423K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,137
−HK$196/mo
▼ 0.25% · 3.875%
HK$3,234
−HK$99/mo
Today · 4.125%
HK$3,333
baseline
▲ 0.50% · 4.625%
HK$3,536
+HK$203/mo
Deposit HK$370K · loan HK$688K · min. income ≈ HK$6,666/mo (50% DSR)
Upfront cash ≈ HK$370K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,490
−HK$188/mo
▼ 0.25% · 3.875%
HK$3,583
−HK$95/mo
Today · 4.125%
HK$3,678
baseline
▲ 0.50% · 4.625%
HK$3,872
+HK$194/mo
Deposit HK$370K · loan HK$688K · min. income ≈ HK$7,356/mo (50% DSR)
Upfront cash ≈ HK$370K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,378
−HK$212/mo
▼ 0.25% · 3.875%
HK$3,483
−HK$107/mo
Today · 4.125%
HK$3,590
baseline
▲ 0.50% · 4.625%
HK$3,808
+HK$218/mo
Deposit HK$317K · loan HK$741K · min. income ≈ HK$7,180/mo (50% DSR)
Upfront cash ≈ HK$318K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,758
−HK$203/mo
▼ 0.25% · 3.875%
HK$3,859
−HK$102/mo
Today · 4.125%
HK$3,961
baseline
▲ 0.50% · 4.625%
HK$4,170
+HK$209/mo
Deposit HK$317K · loan HK$741K · min. income ≈ HK$7,922/mo (50% DSR)
Upfront cash ≈ HK$318K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,619
−HK$227/mo
▼ 0.25% · 3.875%
HK$3,732
−HK$114/mo
Today · 4.125%
HK$3,846
baseline
▲ 0.50% · 4.625%
HK$4,080
+HK$234/mo
Deposit HK$265K · loan HK$794K · min. income ≈ HK$7,692/mo (50% DSR)
Upfront cash ≈ HK$265K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,026
−HK$218/mo
▼ 0.25% · 3.875%
HK$4,134
−HK$110/mo
Today · 4.125%
HK$4,244
baseline
▲ 0.50% · 4.625%
HK$4,468
+HK$224/mo
Deposit HK$265K · loan HK$794K · min. income ≈ HK$8,488/mo (50% DSR)
Upfront cash ≈ HK$265K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,861
−HK$242/mo
▼ 0.25% · 3.875%
HK$3,981
−HK$122/mo
Today · 4.125%
HK$4,103
baseline
▲ 0.50% · 4.625%
HK$4,352
+HK$249/mo
Deposit HK$212K · loan HK$847K · min. income ≈ HK$8,206/mo (50% DSR)
Upfront cash ≈ HK$212K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,295
−HK$232/mo
▼ 0.25% · 3.875%
HK$4,410
−HK$117/mo
Today · 4.125%
HK$4,527
baseline
▲ 0.50% · 4.625%
HK$4,766
+HK$239/mo
Deposit HK$212K · loan HK$847K · min. income ≈ HK$9,054/mo (50% DSR)
Upfront cash ≈ HK$212K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,102
−HK$257/mo
▼ 0.25% · 3.875%
HK$4,230
−HK$129/mo
Today · 4.125%
HK$4,359
baseline
▲ 0.50% · 4.625%
HK$4,624
+HK$265/mo
Deposit HK$159K · loan HK$899K · min. income ≈ HK$8,718/mo (50% DSR)
Upfront cash ≈ HK$159K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,563
−HK$247/mo
▼ 0.25% · 3.875%
HK$4,686
−HK$124/mo
Today · 4.125%
HK$4,810
baseline
▲ 0.50% · 4.625%
HK$5,063
+HK$253/mo
Deposit HK$159K · loan HK$899K · min. income ≈ HK$9,620/mo (50% DSR)
Upfront cash ≈ HK$159K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,343
−HK$273/mo
▼ 0.25% · 3.875%
HK$4,478
−HK$138/mo
Today · 4.125%
HK$4,616
baseline
▲ 0.50% · 4.625%
HK$4,896
+HK$280/mo
Deposit HK$106K · loan HK$952K · min. income ≈ HK$9,232/mo (50% DSR)
Upfront cash ≈ HK$106K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,832
−HK$261/mo
▼ 0.25% · 3.875%
HK$4,961
−HK$132/mo
Today · 4.125%
HK$5,093
baseline
▲ 0.50% · 4.625%
HK$5,361
+HK$268/mo
Deposit HK$106K · loan HK$952K · min. income ≈ HK$10,186/mo (50% DSR)
Upfront cash ≈ HK$106K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).