▼ 0.50% · 3.625%
HK$3,280
−HK$206/mo
▼ 0.25% · 3.875%
HK$3,382
−HK$104/mo
Today · 4.125%
HK$3,486
baseline
▲ 0.50% · 4.625%
HK$3,698
+HK$212/mo
Deposit HK$719K · loan HK$719K · min. income ≈ HK$6,972/mo (50% DSR)
Upfront cash ≈ HK$719K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,649
−HK$197/mo
▼ 0.25% · 3.875%
HK$3,747
−HK$99/mo
Today · 4.125%
HK$3,846
baseline
▲ 0.50% · 4.625%
HK$4,049
+HK$203/mo
Deposit HK$719K · loan HK$719K · min. income ≈ HK$7,692/mo (50% DSR)
Upfront cash ≈ HK$719K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,608
−HK$226/mo
▼ 0.25% · 3.875%
HK$3,720
−HK$114/mo
Today · 4.125%
HK$3,834
baseline
▲ 0.50% · 4.625%
HK$4,067
+HK$233/mo
Deposit HK$647K · loan HK$791K · min. income ≈ HK$7,668/mo (50% DSR)
Upfront cash ≈ HK$647K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,014
−HK$217/mo
▼ 0.25% · 3.875%
HK$4,121
−HK$110/mo
Today · 4.125%
HK$4,231
baseline
▲ 0.50% · 4.625%
HK$4,454
+HK$223/mo
Deposit HK$647K · loan HK$791K · min. income ≈ HK$8,462/mo (50% DSR)
Upfront cash ≈ HK$647K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,936
−HK$247/mo
▼ 0.25% · 3.875%
HK$4,058
−HK$125/mo
Today · 4.125%
HK$4,183
baseline
▲ 0.50% · 4.625%
HK$4,437
+HK$254/mo
Deposit HK$575K · loan HK$863K · min. income ≈ HK$8,366/mo (50% DSR)
Upfront cash ≈ HK$575K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,379
−HK$236/mo
▼ 0.25% · 3.875%
HK$4,496
−HK$119/mo
Today · 4.125%
HK$4,615
baseline
▲ 0.50% · 4.625%
HK$4,858
+HK$243/mo
Deposit HK$575K · loan HK$863K · min. income ≈ HK$9,230/mo (50% DSR)
Upfront cash ≈ HK$575K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,264
−HK$267/mo
▼ 0.25% · 3.875%
HK$4,397
−HK$134/mo
Today · 4.125%
HK$4,531
baseline
▲ 0.50% · 4.625%
HK$4,807
+HK$276/mo
Deposit HK$503K · loan HK$935K · min. income ≈ HK$9,062/mo (50% DSR)
Upfront cash ≈ HK$504K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,744
−HK$256/mo
▼ 0.25% · 3.875%
HK$4,871
−HK$129/mo
Today · 4.125%
HK$5,000
baseline
▲ 0.50% · 4.625%
HK$5,263
+HK$263/mo
Deposit HK$503K · loan HK$935K · min. income ≈ HK$10,000/mo (50% DSR)
Upfront cash ≈ HK$504K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,592
−HK$288/mo
▼ 0.25% · 3.875%
HK$4,735
−HK$145/mo
Today · 4.125%
HK$4,880
baseline
▲ 0.50% · 4.625%
HK$5,177
+HK$297/mo
Deposit HK$432K · loan HK$1.01M · min. income ≈ HK$9,760/mo (50% DSR)
Upfront cash ≈ HK$432K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,108
−HK$276/mo
▼ 0.25% · 3.875%
HK$5,245
−HK$139/mo
Today · 4.125%
HK$5,384
baseline
▲ 0.50% · 4.625%
HK$5,668
+HK$284/mo
Deposit HK$432K · loan HK$1.01M · min. income ≈ HK$10,768/mo (50% DSR)
Upfront cash ≈ HK$432K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,920
−HK$308/mo
▼ 0.25% · 3.875%
HK$5,073
−HK$155/mo
Today · 4.125%
HK$5,228
baseline
▲ 0.50% · 4.625%
HK$5,547
+HK$319/mo
Deposit HK$360K · loan HK$1.08M · min. income ≈ HK$10,456/mo (50% DSR)
Upfront cash ≈ HK$360K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,473
−HK$296/mo
▼ 0.25% · 3.875%
HK$5,620
−HK$149/mo
Today · 4.125%
HK$5,769
baseline
▲ 0.50% · 4.625%
HK$6,073
+HK$304/mo
Deposit HK$360K · loan HK$1.08M · min. income ≈ HK$11,538/mo (50% DSR)
Upfront cash ≈ HK$360K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,248
−HK$329/mo
▼ 0.25% · 3.875%
HK$5,411
−HK$166/mo
Today · 4.125%
HK$5,577
baseline
▲ 0.50% · 4.625%
HK$5,916
+HK$339/mo
Deposit HK$288K · loan HK$1.15M · min. income ≈ HK$11,154/mo (50% DSR)
Upfront cash ≈ HK$288K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,838
−HK$316/mo
▼ 0.25% · 3.875%
HK$5,995
−HK$159/mo
Today · 4.125%
HK$6,154
baseline
▲ 0.50% · 4.625%
HK$6,478
+HK$324/mo
Deposit HK$288K · loan HK$1.15M · min. income ≈ HK$12,308/mo (50% DSR)
Upfront cash ≈ HK$288K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,576
−HK$350/mo
▼ 0.25% · 3.875%
HK$5,749
−HK$177/mo
Today · 4.125%
HK$5,926
baseline
▲ 0.50% · 4.625%
HK$6,286
+HK$360/mo
Deposit HK$216K · loan HK$1.22M · min. income ≈ HK$11,852/mo (50% DSR)
Upfront cash ≈ HK$216K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,203
−HK$335/mo
▼ 0.25% · 3.875%
HK$6,369
−HK$169/mo
Today · 4.125%
HK$6,538
baseline
▲ 0.50% · 4.625%
HK$6,883
+HK$345/mo
Deposit HK$216K · loan HK$1.22M · min. income ≈ HK$13,076/mo (50% DSR)
Upfront cash ≈ HK$216K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,904
−HK$370/mo
▼ 0.25% · 3.875%
HK$6,087
−HK$187/mo
Today · 4.125%
HK$6,274
baseline
▲ 0.50% · 4.625%
HK$6,656
+HK$382/mo
Deposit HK$144K · loan HK$1.29M · min. income ≈ HK$12,548/mo (50% DSR)
Upfront cash ≈ HK$144K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,568
−HK$355/mo
▼ 0.25% · 3.875%
HK$6,744
−HK$179/mo
Today · 4.125%
HK$6,923
baseline
▲ 0.50% · 4.625%
HK$7,288
+HK$365/mo
Deposit HK$144K · loan HK$1.29M · min. income ≈ HK$13,846/mo (50% DSR)
Upfront cash ≈ HK$144K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).