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At today's rate and a 90% mortgage, the deposit on this unit is about HK$243K, with repayments around HK$10,599/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$243K · loan HK$2.19M · min. income ≈ HK$21,198/mo (50% DSR)
Upfront cash ≈ HK$243K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 5 min walk to Mass Transit Railway Shek Kip Mei Station Station.
Family-friendly — 73 schools within a 1 km walk.
Everyday convenience — 49 shopping and daily-needs spots nearby.
Healthcare close by — 11 hospitals/clinics within 1 km.
Green space & leisure — 65 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 2/F
- Flat
- C
- Saleable Area
- 254 Saleable ft²
- Gross Area
- 337 ft²
- Efficiency
- 75%
- District
- Sham Shui Po District · Kowloon
- School net (POA)
- 40
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2021-10-11 | HK$3.50M | +17.4% 3.9y · 4.0%/yr |
| 2017-11-10 | HK$2.98M | +142.3% 7.5y · 19.0%/yr |
| 2010-06-14 | HK$1.23M | +53.8% |
| 2008-07-11 | HK$800K | +29.0% |
| 2006-02-08 | HK$620K | — |