Switch unit
At today's rate and a 90% mortgage, the deposit on this unit is about HK$252K, with repayments around HK$10,982/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$252K · loan HK$2.27M · min. income ≈ HK$21,964/mo (50% DSR)
Upfront cash ≈ HK$252K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 5 min walk to Mass Transit Railway Shek Kip Mei Station Station.
Family-friendly — 73 schools within a 1 km walk.
Everyday convenience — 49 shopping and daily-needs spots nearby.
Healthcare close by — 11 hospitals/clinics within 1 km.
Green space & leisure — 65 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 9/F
- Flat
- J
- Saleable Area
- 248 Saleable ft²
- Gross Area
- 337 ft²
- Efficiency
- 74%
- District
- Sham Shui Po District · Kowloon
- School net (POA)
- 40
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2019-12-27 | HK$4.00M | +31.1% 2.1y · 15.0%/yr |
| 2017-11-09 | HK$3.05M | +46.6% 4.3y · 11.0%/yr |
| 2013-07-24 | HK$2.08M | +131.1% |
| 2010-10-13 | HK$900K | −7.2% |
| 2009-07-03 | HK$970K | −31.7% |
| 1997-07-15 | HK$1.42M | — |