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Crescira AVM · estimated value Medium confidence
HK$2.93M
≈ HK$6,544 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 90% mortgage, the deposit on this unit is about HK$293K, with repayments around HK$12,787/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 90%
Term
▼ 0.50% · 3.625%
HK$12,033
−HK$754/mo
▼ 0.25% · 3.875%
HK$12,407
−HK$380/mo
Today · 4.125%
HK$12,787
baseline
▲ 0.50% · 4.625%
HK$13,566
+HK$779/mo

Deposit HK$293K · loan HK$2.64M · min. income ≈ HK$25,574/mo (50% DSR)

Upfront cash ≈ HK$293K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

Unit Information

Floor
11/F
Flat
60號(後座)
Saleable Area
448 ft²
District
Sham Shui Po District · Kowloon
School net (POA)
40

Transaction History

Date Price Gain / loss
2023-12-27 HK$3.43M −7.3%
2.8y
2021-03-29 HK$3.70M −5.1%
3.2y
2017-12-27 HK$3.90M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Sham Shui Po
≈ 5 min walk · 345 m
Education
89
schools within 1 km (24 within 500 m)
Daily convenience
67
within 1 km (25 within 500 m)
Health
14
hospitals/clinics within 1 km
Recreation
68
parks, libraries, sports within 1 km

Excellent connectivity — about 5 min walk to Sham Shui Po Station (a rail station within an 8-min walk earns this label).

Family-friendly — 89 schools within a 1 km walk.

Everyday convenience — 67 shopping and daily-needs spots nearby.

Healthcare close by — 14 hospitals/clinics within 1 km.

Green space & leisure — 68 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com