▼ 0.50% · 3.625%
HK$5,507
−HK$345/mo
▼ 0.25% · 3.875%
HK$5,678
−HK$174/mo
Today · 4.125%
HK$5,852
baseline
▲ 0.50% · 4.625%
HK$6,208
+HK$356/mo
Deposit HK$1.21M · loan HK$1.21M · min. income ≈ HK$11,704/mo (50% DSR)
Upfront cash ≈ HK$1.21M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,127
−HK$331/mo
▼ 0.25% · 3.875%
HK$6,291
−HK$167/mo
Today · 4.125%
HK$6,458
baseline
▲ 0.50% · 4.625%
HK$6,798
+HK$340/mo
Deposit HK$1.21M · loan HK$1.21M · min. income ≈ HK$12,916/mo (50% DSR)
Upfront cash ≈ HK$1.21M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,058
−HK$380/mo
▼ 0.25% · 3.875%
HK$6,246
−HK$192/mo
Today · 4.125%
HK$6,438
baseline
▲ 0.50% · 4.625%
HK$6,829
+HK$391/mo
Deposit HK$1.09M · loan HK$1.33M · min. income ≈ HK$12,876/mo (50% DSR)
Upfront cash ≈ HK$1.09M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,739
−HK$364/mo
▼ 0.25% · 3.875%
HK$6,920
−HK$183/mo
Today · 4.125%
HK$7,103
baseline
▲ 0.50% · 4.625%
HK$7,478
+HK$375/mo
Deposit HK$1.09M · loan HK$1.33M · min. income ≈ HK$14,206/mo (50% DSR)
Upfront cash ≈ HK$1.09M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,608
−HK$415/mo
▼ 0.25% · 3.875%
HK$6,814
−HK$209/mo
Today · 4.125%
HK$7,023
baseline
▲ 0.50% · 4.625%
HK$7,450
+HK$427/mo
Deposit HK$966K · loan HK$1.45M · min. income ≈ HK$14,046/mo (50% DSR)
Upfront cash ≈ HK$966K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,352
−HK$397/mo
▼ 0.25% · 3.875%
HK$7,549
−HK$200/mo
Today · 4.125%
HK$7,749
baseline
▲ 0.50% · 4.625%
HK$8,157
+HK$408/mo
Deposit HK$966K · loan HK$1.45M · min. income ≈ HK$15,498/mo (50% DSR)
Upfront cash ≈ HK$966K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,159
−HK$449/mo
▼ 0.25% · 3.875%
HK$7,382
−HK$226/mo
Today · 4.125%
HK$7,608
baseline
▲ 0.50% · 4.625%
HK$8,071
+HK$463/mo
Deposit HK$845K · loan HK$1.57M · min. income ≈ HK$15,216/mo (50% DSR)
Upfront cash ≈ HK$845K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,964
−HK$431/mo
▼ 0.25% · 3.875%
HK$8,178
−HK$217/mo
Today · 4.125%
HK$8,395
baseline
▲ 0.50% · 4.625%
HK$8,837
+HK$442/mo
Deposit HK$845K · loan HK$1.57M · min. income ≈ HK$16,790/mo (50% DSR)
Upfront cash ≈ HK$845K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,710
−HK$483/mo
▼ 0.25% · 3.875%
HK$7,950
−HK$243/mo
Today · 4.125%
HK$8,193
baseline
▲ 0.50% · 4.625%
HK$8,692
+HK$499/mo
Deposit HK$725K · loan HK$1.69M · min. income ≈ HK$16,386/mo (50% DSR)
Upfront cash ≈ HK$725K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,577
−HK$464/mo
▼ 0.25% · 3.875%
HK$8,807
−HK$234/mo
Today · 4.125%
HK$9,041
baseline
▲ 0.50% · 4.625%
HK$9,517
+HK$476/mo
Deposit HK$725K · loan HK$1.69M · min. income ≈ HK$18,082/mo (50% DSR)
Upfront cash ≈ HK$725K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,261
−HK$518/mo
▼ 0.25% · 3.875%
HK$8,518
−HK$261/mo
Today · 4.125%
HK$8,779
baseline
▲ 0.50% · 4.625%
HK$9,313
+HK$534/mo
Deposit HK$604K · loan HK$1.81M · min. income ≈ HK$17,558/mo (50% DSR)
Upfront cash ≈ HK$604K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,190
−HK$496/mo
▼ 0.25% · 3.875%
HK$9,436
−HK$250/mo
Today · 4.125%
HK$9,686
baseline
▲ 0.50% · 4.625%
HK$10,197
+HK$511/mo
Deposit HK$604K · loan HK$1.81M · min. income ≈ HK$19,372/mo (50% DSR)
Upfront cash ≈ HK$604K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,811
−HK$553/mo
▼ 0.25% · 3.875%
HK$9,085
−HK$279/mo
Today · 4.125%
HK$9,364
baseline
▲ 0.50% · 4.625%
HK$9,934
+HK$570/mo
Deposit HK$483K · loan HK$1.93M · min. income ≈ HK$18,728/mo (50% DSR)
Upfront cash ≈ HK$483K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,802
−HK$530/mo
▼ 0.25% · 3.875%
HK$10,065
−HK$267/mo
Today · 4.125%
HK$10,332
baseline
▲ 0.50% · 4.625%
HK$10,877
+HK$545/mo
Deposit HK$483K · loan HK$1.93M · min. income ≈ HK$20,664/mo (50% DSR)
Upfront cash ≈ HK$483K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,362
−HK$587/mo
▼ 0.25% · 3.875%
HK$9,653
−HK$296/mo
Today · 4.125%
HK$9,949
baseline
▲ 0.50% · 4.625%
HK$10,554
+HK$605/mo
Deposit HK$362K · loan HK$2.05M · min. income ≈ HK$19,898/mo (50% DSR)
Upfront cash ≈ HK$362K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,415
−HK$563/mo
▼ 0.25% · 3.875%
HK$10,694
−HK$284/mo
Today · 4.125%
HK$10,978
baseline
▲ 0.50% · 4.625%
HK$11,556
+HK$578/mo
Deposit HK$362K · loan HK$2.05M · min. income ≈ HK$21,956/mo (50% DSR)
Upfront cash ≈ HK$362K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,913
−HK$621/mo
▼ 0.25% · 3.875%
HK$10,221
−HK$313/mo
Today · 4.125%
HK$10,534
baseline
▲ 0.50% · 4.625%
HK$11,175
+HK$641/mo
Deposit HK$242K · loan HK$2.17M · min. income ≈ HK$21,068/mo (50% DSR)
Upfront cash ≈ HK$242K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,028
−HK$596/mo
▼ 0.25% · 3.875%
HK$11,324
−HK$300/mo
Today · 4.125%
HK$11,624
baseline
▲ 0.50% · 4.625%
HK$12,236
+HK$612/mo
Deposit HK$242K · loan HK$2.17M · min. income ≈ HK$23,248/mo (50% DSR)
Upfront cash ≈ HK$242K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).