▼ 0.50% · 3.625%
HK$2,759
−HK$173/mo
▼ 0.25% · 3.875%
HK$2,845
−HK$87/mo
Today · 4.125%
HK$2,932
baseline
▲ 0.50% · 4.625%
HK$3,110
+HK$178/mo
Deposit HK$605K · loan HK$605K · min. income ≈ HK$5,864/mo (50% DSR)
Upfront cash ≈ HK$605K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,069
−HK$166/mo
▼ 0.25% · 3.875%
HK$3,152
−HK$83/mo
Today · 4.125%
HK$3,235
baseline
▲ 0.50% · 4.625%
HK$3,406
+HK$171/mo
Deposit HK$605K · loan HK$605K · min. income ≈ HK$6,470/mo (50% DSR)
Upfront cash ≈ HK$605K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,035
−HK$190/mo
▼ 0.25% · 3.875%
HK$3,129
−HK$96/mo
Today · 4.125%
HK$3,225
baseline
▲ 0.50% · 4.625%
HK$3,421
+HK$196/mo
Deposit HK$544K · loan HK$665K · min. income ≈ HK$6,450/mo (50% DSR)
Upfront cash ≈ HK$545K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,376
−HK$183/mo
▼ 0.25% · 3.875%
HK$3,467
−HK$92/mo
Today · 4.125%
HK$3,559
baseline
▲ 0.50% · 4.625%
HK$3,746
+HK$187/mo
Deposit HK$544K · loan HK$665K · min. income ≈ HK$7,118/mo (50% DSR)
Upfront cash ≈ HK$545K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,311
−HK$207/mo
▼ 0.25% · 3.875%
HK$3,414
−HK$104/mo
Today · 4.125%
HK$3,518
baseline
▲ 0.50% · 4.625%
HK$3,732
+HK$214/mo
Deposit HK$484K · loan HK$726K · min. income ≈ HK$7,036/mo (50% DSR)
Upfront cash ≈ HK$484K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,683
−HK$199/mo
▼ 0.25% · 3.875%
HK$3,782
−HK$100/mo
Today · 4.125%
HK$3,882
baseline
▲ 0.50% · 4.625%
HK$4,087
+HK$205/mo
Deposit HK$484K · loan HK$726K · min. income ≈ HK$7,764/mo (50% DSR)
Upfront cash ≈ HK$484K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,587
−HK$224/mo
▼ 0.25% · 3.875%
HK$3,698
−HK$113/mo
Today · 4.125%
HK$3,811
baseline
▲ 0.50% · 4.625%
HK$4,043
+HK$232/mo
Deposit HK$423K · loan HK$786K · min. income ≈ HK$7,622/mo (50% DSR)
Upfront cash ≈ HK$424K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,990
−HK$216/mo
▼ 0.25% · 3.875%
HK$4,097
−HK$109/mo
Today · 4.125%
HK$4,206
baseline
▲ 0.50% · 4.625%
HK$4,427
+HK$221/mo
Deposit HK$423K · loan HK$786K · min. income ≈ HK$8,412/mo (50% DSR)
Upfront cash ≈ HK$424K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,862
−HK$243/mo
▼ 0.25% · 3.875%
HK$3,983
−HK$122/mo
Today · 4.125%
HK$4,105
baseline
▲ 0.50% · 4.625%
HK$4,354
+HK$249/mo
Deposit HK$363K · loan HK$847K · min. income ≈ HK$8,210/mo (50% DSR)
Upfront cash ≈ HK$363K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,297
−HK$232/mo
▼ 0.25% · 3.875%
HK$4,412
−HK$117/mo
Today · 4.125%
HK$4,529
baseline
▲ 0.50% · 4.625%
HK$4,768
+HK$239/mo
Deposit HK$363K · loan HK$847K · min. income ≈ HK$9,058/mo (50% DSR)
Upfront cash ≈ HK$363K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,138
−HK$260/mo
▼ 0.25% · 3.875%
HK$4,267
−HK$131/mo
Today · 4.125%
HK$4,398
baseline
▲ 0.50% · 4.625%
HK$4,665
+HK$267/mo
Deposit HK$302K · loan HK$907K · min. income ≈ HK$8,796/mo (50% DSR)
Upfront cash ≈ HK$303K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,604
−HK$249/mo
▼ 0.25% · 3.875%
HK$4,727
−HK$126/mo
Today · 4.125%
HK$4,853
baseline
▲ 0.50% · 4.625%
HK$5,108
+HK$255/mo
Deposit HK$302K · loan HK$907K · min. income ≈ HK$9,706/mo (50% DSR)
Upfront cash ≈ HK$303K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,414
−HK$277/mo
▼ 0.25% · 3.875%
HK$4,552
−HK$139/mo
Today · 4.125%
HK$4,691
baseline
▲ 0.50% · 4.625%
HK$4,976
+HK$285/mo
Deposit HK$242K · loan HK$968K · min. income ≈ HK$9,382/mo (50% DSR)
Upfront cash ≈ HK$242K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,911
−HK$265/mo
▼ 0.25% · 3.875%
HK$5,042
−HK$134/mo
Today · 4.125%
HK$5,176
baseline
▲ 0.50% · 4.625%
HK$5,449
+HK$273/mo
Deposit HK$242K · loan HK$968K · min. income ≈ HK$10,352/mo (50% DSR)
Upfront cash ≈ HK$242K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,690
−HK$294/mo
▼ 0.25% · 3.875%
HK$4,836
−HK$148/mo
Today · 4.125%
HK$4,984
baseline
▲ 0.50% · 4.625%
HK$5,287
+HK$303/mo
Deposit HK$181K · loan HK$1.03M · min. income ≈ HK$9,968/mo (50% DSR)
Upfront cash ≈ HK$182K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,218
−HK$282/mo
▼ 0.25% · 3.875%
HK$5,358
−HK$142/mo
Today · 4.125%
HK$5,500
baseline
▲ 0.50% · 4.625%
HK$5,789
+HK$289/mo
Deposit HK$181K · loan HK$1.03M · min. income ≈ HK$11,000/mo (50% DSR)
Upfront cash ≈ HK$182K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,966
−HK$311/mo
▼ 0.25% · 3.875%
HK$5,120
−HK$157/mo
Today · 4.125%
HK$5,277
baseline
▲ 0.50% · 4.625%
HK$5,599
+HK$322/mo
Deposit HK$121K · loan HK$1.09M · min. income ≈ HK$10,554/mo (50% DSR)
Upfront cash ≈ HK$121K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,525
−HK$298/mo
▼ 0.25% · 3.875%
HK$5,673
−HK$150/mo
Today · 4.125%
HK$5,823
baseline
▲ 0.50% · 4.625%
HK$6,130
+HK$307/mo
Deposit HK$121K · loan HK$1.09M · min. income ≈ HK$11,646/mo (50% DSR)
Upfront cash ≈ HK$121K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).