▼ 0.50% · 3.625%
HK$3,162
−HK$198/mo
▼ 0.25% · 3.875%
HK$3,260
−HK$100/mo
Today · 4.125%
HK$3,360
baseline
▲ 0.50% · 4.625%
HK$3,565
+HK$205/mo
Deposit HK$693K · loan HK$693K · min. income ≈ HK$6,720/mo (50% DSR)
Upfront cash ≈ HK$693K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,518
−HK$190/mo
▼ 0.25% · 3.875%
HK$3,612
−HK$96/mo
Today · 4.125%
HK$3,708
baseline
▲ 0.50% · 4.625%
HK$3,903
+HK$195/mo
Deposit HK$693K · loan HK$693K · min. income ≈ HK$7,416/mo (50% DSR)
Upfront cash ≈ HK$693K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,478
−HK$218/mo
▼ 0.25% · 3.875%
HK$3,586
−HK$110/mo
Today · 4.125%
HK$3,696
baseline
▲ 0.50% · 4.625%
HK$3,921
+HK$225/mo
Deposit HK$624K · loan HK$763K · min. income ≈ HK$7,392/mo (50% DSR)
Upfront cash ≈ HK$624K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,869
−HK$209/mo
▼ 0.25% · 3.875%
HK$3,973
−HK$105/mo
Today · 4.125%
HK$4,078
baseline
▲ 0.50% · 4.625%
HK$4,293
+HK$215/mo
Deposit HK$624K · loan HK$763K · min. income ≈ HK$8,156/mo (50% DSR)
Upfront cash ≈ HK$624K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,794
−HK$238/mo
▼ 0.25% · 3.875%
HK$3,912
−HK$120/mo
Today · 4.125%
HK$4,032
baseline
▲ 0.50% · 4.625%
HK$4,277
+HK$245/mo
Deposit HK$555K · loan HK$832K · min. income ≈ HK$8,064/mo (50% DSR)
Upfront cash ≈ HK$555K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,221
−HK$228/mo
▼ 0.25% · 3.875%
HK$4,334
−HK$115/mo
Today · 4.125%
HK$4,449
baseline
▲ 0.50% · 4.625%
HK$4,684
+HK$235/mo
Deposit HK$555K · loan HK$832K · min. income ≈ HK$8,898/mo (50% DSR)
Upfront cash ≈ HK$555K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,110
−HK$258/mo
▼ 0.25% · 3.875%
HK$4,238
−HK$130/mo
Today · 4.125%
HK$4,368
baseline
▲ 0.50% · 4.625%
HK$4,634
+HK$266/mo
Deposit HK$485K · loan HK$901K · min. income ≈ HK$8,736/mo (50% DSR)
Upfront cash ≈ HK$485K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,573
−HK$247/mo
▼ 0.25% · 3.875%
HK$4,695
−HK$125/mo
Today · 4.125%
HK$4,820
baseline
▲ 0.50% · 4.625%
HK$5,074
+HK$254/mo
Deposit HK$485K · loan HK$901K · min. income ≈ HK$9,640/mo (50% DSR)
Upfront cash ≈ HK$485K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,427
−HK$277/mo
▼ 0.25% · 3.875%
HK$4,564
−HK$140/mo
Today · 4.125%
HK$4,704
baseline
▲ 0.50% · 4.625%
HK$4,990
+HK$286/mo
Deposit HK$416K · loan HK$971K · min. income ≈ HK$9,408/mo (50% DSR)
Upfront cash ≈ HK$416K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,925
−HK$266/mo
▼ 0.25% · 3.875%
HK$5,057
−HK$134/mo
Today · 4.125%
HK$5,191
baseline
▲ 0.50% · 4.625%
HK$5,464
+HK$273/mo
Deposit HK$416K · loan HK$971K · min. income ≈ HK$10,382/mo (50% DSR)
Upfront cash ≈ HK$416K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,743
−HK$297/mo
▼ 0.25% · 3.875%
HK$4,890
−HK$150/mo
Today · 4.125%
HK$5,040
baseline
▲ 0.50% · 4.625%
HK$5,347
+HK$307/mo
Deposit HK$347K · loan HK$1.04M · min. income ≈ HK$10,080/mo (50% DSR)
Upfront cash ≈ HK$347K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,276
−HK$285/mo
▼ 0.25% · 3.875%
HK$5,418
−HK$143/mo
Today · 4.125%
HK$5,561
baseline
▲ 0.50% · 4.625%
HK$5,854
+HK$293/mo
Deposit HK$347K · loan HK$1.04M · min. income ≈ HK$11,122/mo (50% DSR)
Upfront cash ≈ HK$347K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,059
−HK$317/mo
▼ 0.25% · 3.875%
HK$5,216
−HK$160/mo
Today · 4.125%
HK$5,376
baseline
▲ 0.50% · 4.625%
HK$5,703
+HK$327/mo
Deposit HK$277K · loan HK$1.11M · min. income ≈ HK$10,752/mo (50% DSR)
Upfront cash ≈ HK$277K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,628
−HK$304/mo
▼ 0.25% · 3.875%
HK$5,779
−HK$153/mo
Today · 4.125%
HK$5,932
baseline
▲ 0.50% · 4.625%
HK$6,245
+HK$313/mo
Deposit HK$277K · loan HK$1.11M · min. income ≈ HK$11,864/mo (50% DSR)
Upfront cash ≈ HK$277K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,375
−HK$337/mo
▼ 0.25% · 3.875%
HK$5,542
−HK$170/mo
Today · 4.125%
HK$5,712
baseline
▲ 0.50% · 4.625%
HK$6,060
+HK$348/mo
Deposit HK$208K · loan HK$1.18M · min. income ≈ HK$11,424/mo (50% DSR)
Upfront cash ≈ HK$208K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,980
−HK$323/mo
▼ 0.25% · 3.875%
HK$6,140
−HK$163/mo
Today · 4.125%
HK$6,303
baseline
▲ 0.50% · 4.625%
HK$6,635
+HK$332/mo
Deposit HK$208K · loan HK$1.18M · min. income ≈ HK$12,606/mo (50% DSR)
Upfront cash ≈ HK$208K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,691
−HK$357/mo
▼ 0.25% · 3.875%
HK$5,868
−HK$180/mo
Today · 4.125%
HK$6,048
baseline
▲ 0.50% · 4.625%
HK$6,416
+HK$368/mo
Deposit HK$139K · loan HK$1.25M · min. income ≈ HK$12,096/mo (50% DSR)
Upfront cash ≈ HK$139K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,332
−HK$342/mo
▼ 0.25% · 3.875%
HK$6,501
−HK$173/mo
Today · 4.125%
HK$6,674
baseline
▲ 0.50% · 4.625%
HK$7,025
+HK$351/mo
Deposit HK$139K · loan HK$1.25M · min. income ≈ HK$13,348/mo (50% DSR)
Upfront cash ≈ HK$139K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).