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At today's rate and a 90% mortgage, the deposit on this unit is about HK$462K, with repayments around HK$20,152/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$462K · loan HK$4.16M · min. income ≈ HK$40,304/mo (50% DSR)
Upfront cash ≈ HK$542K (deposit + AVD stamp duty HK$79,500 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 2 min walk to Mei Foo Station.
Family-friendly — 38 schools within a 1 km walk.
Everyday convenience — 27 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 40 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 12/F
- Flat
- C NO. 17
- Saleable Area
- 446 Saleable ft²
- Gross Area
- 617 ft²
- Efficiency
- 72%
- District
- Sham Shui Po District · Kowloon
- School net (POA)
- 40
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2021-06-18 | HK$7.00M | +50.5% 4.8y · 11.0%/yr |
| 2016-09-09 | HK$4.65M | +111.4% 8.5y · 13.0%/yr |
| 2008-04-14 | HK$2.20M | +40.1% |
| 2005-02-17 | HK$1.57M | +30.8% |
| 2004-10-15 | HK$1.20M | −6.2% |
| 2000-07-18 | HK$1.28M | −53.1% |
| 1997-07-04 | HK$2.73M | +25.2% |
| 1997-02-05 | HK$2.18M | +32.9% |
| 1996-05-11 | HK$1.64M | — |