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At today's rate and a 90% mortgage, the deposit on this unit is about HK$509K, with repayments around HK$22,203/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$509K · loan HK$4.58M · min. income ≈ HK$44,406/mo (50% DSR)
Upfront cash ≈ HK$624K (deposit + AVD stamp duty HK$114,530 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 2 min walk to Mei Foo Station.
Family-friendly — 38 schools within a 1 km walk.
Everyday convenience — 27 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 40 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 19/F
- Flat
- B NO. 17
- Saleable Area
- 485 Saleable ft²
- Gross Area
- 656 ft²
- Efficiency
- 74%
- District
- Sham Shui Po District · Kowloon
- School net (POA)
- 40
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2022-07-04 | HK$6.60M | +10.0% 4.7y · 2.0%/yr |
| 2017-10-26 | HK$6.00M | +72.4% 5.6y · 13.0%/yr |
| 2012-03-26 | HK$3.48M | +40.3% |
| 2008-05-26 | HK$2.48M | +31.9% |
| 2007-10-22 | HK$1.88M | +59.3% |
| 2004-02-21 | HK$1.18M | −33.3% |
| 1998-06-02 | HK$1.77M | — |