▼ 0.50% · 3.625%
HK$1,965
−HK$123/mo
▼ 0.25% · 3.875%
HK$2,026
−HK$62/mo
Today · 4.125%
HK$2,088
baseline
▲ 0.50% · 4.625%
HK$2,215
+HK$127/mo
Deposit HK$431K · loan HK$431K · min. income ≈ HK$4,176/mo (50% DSR)
Upfront cash ≈ HK$431K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,186
−HK$118/mo
▼ 0.25% · 3.875%
HK$2,244
−HK$60/mo
Today · 4.125%
HK$2,304
baseline
▲ 0.50% · 4.625%
HK$2,425
+HK$121/mo
Deposit HK$431K · loan HK$431K · min. income ≈ HK$4,608/mo (50% DSR)
Upfront cash ≈ HK$431K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,161
−HK$136/mo
▼ 0.25% · 3.875%
HK$2,228
−HK$69/mo
Today · 4.125%
HK$2,297
baseline
▲ 0.50% · 4.625%
HK$2,436
+HK$139/mo
Deposit HK$388K · loan HK$474K · min. income ≈ HK$4,594/mo (50% DSR)
Upfront cash ≈ HK$388K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,404
−HK$130/mo
▼ 0.25% · 3.875%
HK$2,469
−HK$65/mo
Today · 4.125%
HK$2,534
baseline
▲ 0.50% · 4.625%
HK$2,668
+HK$134/mo
Deposit HK$388K · loan HK$474K · min. income ≈ HK$5,068/mo (50% DSR)
Upfront cash ≈ HK$388K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,358
−HK$147/mo
▼ 0.25% · 3.875%
HK$2,431
−HK$74/mo
Today · 4.125%
HK$2,505
baseline
▲ 0.50% · 4.625%
HK$2,658
+HK$153/mo
Deposit HK$345K · loan HK$517K · min. income ≈ HK$5,010/mo (50% DSR)
Upfront cash ≈ HK$345K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,623
−HK$142/mo
▼ 0.25% · 3.875%
HK$2,693
−HK$72/mo
Today · 4.125%
HK$2,765
baseline
▲ 0.50% · 4.625%
HK$2,910
+HK$145/mo
Deposit HK$345K · loan HK$517K · min. income ≈ HK$5,530/mo (50% DSR)
Upfront cash ≈ HK$345K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,554
−HK$160/mo
▼ 0.25% · 3.875%
HK$2,634
−HK$80/mo
Today · 4.125%
HK$2,714
baseline
▲ 0.50% · 4.625%
HK$2,879
+HK$165/mo
Deposit HK$302K · loan HK$560K · min. income ≈ HK$5,428/mo (50% DSR)
Upfront cash ≈ HK$302K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,841
−HK$154/mo
▼ 0.25% · 3.875%
HK$2,918
−HK$77/mo
Today · 4.125%
HK$2,995
baseline
▲ 0.50% · 4.625%
HK$3,153
+HK$158/mo
Deposit HK$302K · loan HK$560K · min. income ≈ HK$5,990/mo (50% DSR)
Upfront cash ≈ HK$302K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,751
−HK$172/mo
▼ 0.25% · 3.875%
HK$2,836
−HK$87/mo
Today · 4.125%
HK$2,923
baseline
▲ 0.50% · 4.625%
HK$3,101
+HK$178/mo
Deposit HK$258K · loan HK$603K · min. income ≈ HK$5,846/mo (50% DSR)
Upfront cash ≈ HK$259K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,060
−HK$165/mo
▼ 0.25% · 3.875%
HK$3,142
−HK$83/mo
Today · 4.125%
HK$3,225
baseline
▲ 0.50% · 4.625%
HK$3,395
+HK$170/mo
Deposit HK$258K · loan HK$603K · min. income ≈ HK$6,450/mo (50% DSR)
Upfront cash ≈ HK$259K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,947
−HK$185/mo
▼ 0.25% · 3.875%
HK$3,039
−HK$93/mo
Today · 4.125%
HK$3,132
baseline
▲ 0.50% · 4.625%
HK$3,322
+HK$190/mo
Deposit HK$215K · loan HK$646K · min. income ≈ HK$6,264/mo (50% DSR)
Upfront cash ≈ HK$216K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,279
−HK$177/mo
▼ 0.25% · 3.875%
HK$3,366
−HK$90/mo
Today · 4.125%
HK$3,456
baseline
▲ 0.50% · 4.625%
HK$3,638
+HK$182/mo
Deposit HK$215K · loan HK$646K · min. income ≈ HK$6,912/mo (50% DSR)
Upfront cash ≈ HK$216K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,143
−HK$198/mo
▼ 0.25% · 3.875%
HK$3,241
−HK$100/mo
Today · 4.125%
HK$3,341
baseline
▲ 0.50% · 4.625%
HK$3,544
+HK$203/mo
Deposit HK$172K · loan HK$689K · min. income ≈ HK$6,682/mo (50% DSR)
Upfront cash ≈ HK$172K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,497
−HK$189/mo
▼ 0.25% · 3.875%
HK$3,591
−HK$95/mo
Today · 4.125%
HK$3,686
baseline
▲ 0.50% · 4.625%
HK$3,880
+HK$194/mo
Deposit HK$172K · loan HK$689K · min. income ≈ HK$7,372/mo (50% DSR)
Upfront cash ≈ HK$172K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,340
−HK$209/mo
▼ 0.25% · 3.875%
HK$3,444
−HK$105/mo
Today · 4.125%
HK$3,549
baseline
▲ 0.50% · 4.625%
HK$3,765
+HK$216/mo
Deposit HK$129K · loan HK$732K · min. income ≈ HK$7,098/mo (50% DSR)
Upfront cash ≈ HK$129K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,716
−HK$200/mo
▼ 0.25% · 3.875%
HK$3,815
−HK$101/mo
Today · 4.125%
HK$3,916
baseline
▲ 0.50% · 4.625%
HK$4,123
+HK$207/mo
Deposit HK$129K · loan HK$732K · min. income ≈ HK$7,832/mo (50% DSR)
Upfront cash ≈ HK$129K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,536
−HK$222/mo
▼ 0.25% · 3.875%
HK$3,646
−HK$112/mo
Today · 4.125%
HK$3,758
baseline
▲ 0.50% · 4.625%
HK$3,987
+HK$229/mo
Deposit HK$86K · loan HK$775K · min. income ≈ HK$7,516/mo (50% DSR)
Upfront cash ≈ HK$86K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,934
−HK$213/mo
▼ 0.25% · 3.875%
HK$4,040
−HK$107/mo
Today · 4.125%
HK$4,147
baseline
▲ 0.50% · 4.625%
HK$4,365
+HK$218/mo
Deposit HK$86K · loan HK$775K · min. income ≈ HK$8,294/mo (50% DSR)
Upfront cash ≈ HK$86K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).