▼ 0.50% · 3.625%
HK$2,398
−HK$151/mo
▼ 0.25% · 3.875%
HK$2,473
−HK$76/mo
Today · 4.125%
HK$2,549
baseline
▲ 0.50% · 4.625%
HK$2,704
+HK$155/mo
Deposit HK$526K · loan HK$526K · min. income ≈ HK$5,098/mo (50% DSR)
Upfront cash ≈ HK$526K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,668
−HK$144/mo
▼ 0.25% · 3.875%
HK$2,739
−HK$73/mo
Today · 4.125%
HK$2,812
baseline
▲ 0.50% · 4.625%
HK$2,960
+HK$148/mo
Deposit HK$526K · loan HK$526K · min. income ≈ HK$5,624/mo (50% DSR)
Upfront cash ≈ HK$526K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,638
−HK$165/mo
▼ 0.25% · 3.875%
HK$2,720
−HK$83/mo
Today · 4.125%
HK$2,803
baseline
▲ 0.50% · 4.625%
HK$2,974
+HK$171/mo
Deposit HK$473K · loan HK$578K · min. income ≈ HK$5,606/mo (50% DSR)
Upfront cash ≈ HK$473K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,935
−HK$158/mo
▼ 0.25% · 3.875%
HK$3,013
−HK$80/mo
Today · 4.125%
HK$3,093
baseline
▲ 0.50% · 4.625%
HK$3,256
+HK$163/mo
Deposit HK$473K · loan HK$578K · min. income ≈ HK$6,186/mo (50% DSR)
Upfront cash ≈ HK$473K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,878
−HK$180/mo
▼ 0.25% · 3.875%
HK$2,967
−HK$91/mo
Today · 4.125%
HK$3,058
baseline
▲ 0.50% · 4.625%
HK$3,244
+HK$186/mo
Deposit HK$421K · loan HK$631K · min. income ≈ HK$6,116/mo (50% DSR)
Upfront cash ≈ HK$421K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,201
−HK$173/mo
▼ 0.25% · 3.875%
HK$3,287
−HK$87/mo
Today · 4.125%
HK$3,374
baseline
▲ 0.50% · 4.625%
HK$3,552
+HK$178/mo
Deposit HK$421K · loan HK$631K · min. income ≈ HK$6,748/mo (50% DSR)
Upfront cash ≈ HK$421K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,118
−HK$195/mo
▼ 0.25% · 3.875%
HK$3,215
−HK$98/mo
Today · 4.125%
HK$3,313
baseline
▲ 0.50% · 4.625%
HK$3,515
+HK$202/mo
Deposit HK$368K · loan HK$684K · min. income ≈ HK$6,626/mo (50% DSR)
Upfront cash ≈ HK$368K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,468
−HK$188/mo
▼ 0.25% · 3.875%
HK$3,561
−HK$95/mo
Today · 4.125%
HK$3,656
baseline
▲ 0.50% · 4.625%
HK$3,848
+HK$192/mo
Deposit HK$368K · loan HK$684K · min. income ≈ HK$7,312/mo (50% DSR)
Upfront cash ≈ HK$368K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,357
−HK$211/mo
▼ 0.25% · 3.875%
HK$3,462
−HK$106/mo
Today · 4.125%
HK$3,568
baseline
▲ 0.50% · 4.625%
HK$3,785
+HK$217/mo
Deposit HK$316K · loan HK$736K · min. income ≈ HK$7,136/mo (50% DSR)
Upfront cash ≈ HK$316K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,735
−HK$202/mo
▼ 0.25% · 3.875%
HK$3,835
−HK$102/mo
Today · 4.125%
HK$3,937
baseline
▲ 0.50% · 4.625%
HK$4,144
+HK$207/mo
Deposit HK$316K · loan HK$736K · min. income ≈ HK$7,874/mo (50% DSR)
Upfront cash ≈ HK$316K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,597
−HK$226/mo
▼ 0.25% · 3.875%
HK$3,709
−HK$114/mo
Today · 4.125%
HK$3,823
baseline
▲ 0.50% · 4.625%
HK$4,055
+HK$232/mo
Deposit HK$263K · loan HK$789K · min. income ≈ HK$7,646/mo (50% DSR)
Upfront cash ≈ HK$263K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,002
−HK$216/mo
▼ 0.25% · 3.875%
HK$4,109
−HK$109/mo
Today · 4.125%
HK$4,218
baseline
▲ 0.50% · 4.625%
HK$4,440
+HK$222/mo
Deposit HK$263K · loan HK$789K · min. income ≈ HK$8,436/mo (50% DSR)
Upfront cash ≈ HK$263K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,837
−HK$241/mo
▼ 0.25% · 3.875%
HK$3,956
−HK$122/mo
Today · 4.125%
HK$4,078
baseline
▲ 0.50% · 4.625%
HK$4,326
+HK$248/mo
Deposit HK$210K · loan HK$841K · min. income ≈ HK$8,156/mo (50% DSR)
Upfront cash ≈ HK$210K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,269
−HK$230/mo
▼ 0.25% · 3.875%
HK$4,383
−HK$116/mo
Today · 4.125%
HK$4,499
baseline
▲ 0.50% · 4.625%
HK$4,736
+HK$237/mo
Deposit HK$210K · loan HK$841K · min. income ≈ HK$8,998/mo (50% DSR)
Upfront cash ≈ HK$210K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,077
−HK$255/mo
▼ 0.25% · 3.875%
HK$4,204
−HK$128/mo
Today · 4.125%
HK$4,332
baseline
▲ 0.50% · 4.625%
HK$4,596
+HK$264/mo
Deposit HK$158K · loan HK$894K · min. income ≈ HK$8,664/mo (50% DSR)
Upfront cash ≈ HK$158K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,535
−HK$245/mo
▼ 0.25% · 3.875%
HK$4,657
−HK$123/mo
Today · 4.125%
HK$4,780
baseline
▲ 0.50% · 4.625%
HK$5,032
+HK$252/mo
Deposit HK$158K · loan HK$894K · min. income ≈ HK$9,560/mo (50% DSR)
Upfront cash ≈ HK$158K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,317
−HK$270/mo
▼ 0.25% · 3.875%
HK$4,451
−HK$136/mo
Today · 4.125%
HK$4,587
baseline
▲ 0.50% · 4.625%
HK$4,866
+HK$279/mo
Deposit HK$105K · loan HK$947K · min. income ≈ HK$9,174/mo (50% DSR)
Upfront cash ≈ HK$105K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,802
−HK$260/mo
▼ 0.25% · 3.875%
HK$4,931
−HK$131/mo
Today · 4.125%
HK$5,062
baseline
▲ 0.50% · 4.625%
HK$5,328
+HK$266/mo
Deposit HK$105K · loan HK$947K · min. income ≈ HK$10,124/mo (50% DSR)
Upfront cash ≈ HK$105K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).