▼ 0.50% · 3.625%
HK$2,355
−HK$147/mo
▼ 0.25% · 3.875%
HK$2,428
−HK$74/mo
Today · 4.125%
HK$2,502
baseline
▲ 0.50% · 4.625%
HK$2,655
+HK$153/mo
Deposit HK$516K · loan HK$516K · min. income ≈ HK$5,004/mo (50% DSR)
Upfront cash ≈ HK$516K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,620
−HK$141/mo
▼ 0.25% · 3.875%
HK$2,690
−HK$71/mo
Today · 4.125%
HK$2,761
baseline
▲ 0.50% · 4.625%
HK$2,907
+HK$146/mo
Deposit HK$516K · loan HK$516K · min. income ≈ HK$5,522/mo (50% DSR)
Upfront cash ≈ HK$516K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,590
−HK$163/mo
▼ 0.25% · 3.875%
HK$2,671
−HK$82/mo
Today · 4.125%
HK$2,753
baseline
▲ 0.50% · 4.625%
HK$2,920
+HK$167/mo
Deposit HK$465K · loan HK$568K · min. income ≈ HK$5,506/mo (50% DSR)
Upfront cash ≈ HK$465K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,882
−HK$155/mo
▼ 0.25% · 3.875%
HK$2,959
−HK$78/mo
Today · 4.125%
HK$3,037
baseline
▲ 0.50% · 4.625%
HK$3,197
+HK$160/mo
Deposit HK$465K · loan HK$568K · min. income ≈ HK$6,074/mo (50% DSR)
Upfront cash ≈ HK$465K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,826
−HK$177/mo
▼ 0.25% · 3.875%
HK$2,914
−HK$89/mo
Today · 4.125%
HK$3,003
baseline
▲ 0.50% · 4.625%
HK$3,186
+HK$183/mo
Deposit HK$413K · loan HK$620K · min. income ≈ HK$6,006/mo (50% DSR)
Upfront cash ≈ HK$413K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,144
−HK$169/mo
▼ 0.25% · 3.875%
HK$3,228
−HK$85/mo
Today · 4.125%
HK$3,313
baseline
▲ 0.50% · 4.625%
HK$3,488
+HK$175/mo
Deposit HK$413K · loan HK$620K · min. income ≈ HK$6,626/mo (50% DSR)
Upfront cash ≈ HK$413K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,061
−HK$192/mo
▼ 0.25% · 3.875%
HK$3,156
−HK$97/mo
Today · 4.125%
HK$3,253
baseline
▲ 0.50% · 4.625%
HK$3,451
+HK$198/mo
Deposit HK$361K · loan HK$671K · min. income ≈ HK$6,506/mo (50% DSR)
Upfront cash ≈ HK$362K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,406
−HK$184/mo
▼ 0.25% · 3.875%
HK$3,497
−HK$93/mo
Today · 4.125%
HK$3,590
baseline
▲ 0.50% · 4.625%
HK$3,779
+HK$189/mo
Deposit HK$361K · loan HK$671K · min. income ≈ HK$7,180/mo (50% DSR)
Upfront cash ≈ HK$362K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,297
−HK$206/mo
▼ 0.25% · 3.875%
HK$3,399
−HK$104/mo
Today · 4.125%
HK$3,503
baseline
▲ 0.50% · 4.625%
HK$3,717
+HK$214/mo
Deposit HK$310K · loan HK$723K · min. income ≈ HK$7,006/mo (50% DSR)
Upfront cash ≈ HK$310K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,668
−HK$198/mo
▼ 0.25% · 3.875%
HK$3,766
−HK$100/mo
Today · 4.125%
HK$3,866
baseline
▲ 0.50% · 4.625%
HK$4,070
+HK$204/mo
Deposit HK$310K · loan HK$723K · min. income ≈ HK$7,732/mo (50% DSR)
Upfront cash ≈ HK$310K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,532
−HK$222/mo
▼ 0.25% · 3.875%
HK$3,642
−HK$112/mo
Today · 4.125%
HK$3,754
baseline
▲ 0.50% · 4.625%
HK$3,982
+HK$228/mo
Deposit HK$258K · loan HK$775K · min. income ≈ HK$7,508/mo (50% DSR)
Upfront cash ≈ HK$258K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,930
−HK$212/mo
▼ 0.25% · 3.875%
HK$4,035
−HK$107/mo
Today · 4.125%
HK$4,142
baseline
▲ 0.50% · 4.625%
HK$4,360
+HK$218/mo
Deposit HK$258K · loan HK$775K · min. income ≈ HK$8,284/mo (50% DSR)
Upfront cash ≈ HK$258K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,768
−HK$236/mo
▼ 0.25% · 3.875%
HK$3,885
−HK$119/mo
Today · 4.125%
HK$4,004
baseline
▲ 0.50% · 4.625%
HK$4,248
+HK$244/mo
Deposit HK$207K · loan HK$826K · min. income ≈ HK$8,008/mo (50% DSR)
Upfront cash ≈ HK$207K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,192
−HK$226/mo
▼ 0.25% · 3.875%
HK$4,304
−HK$114/mo
Today · 4.125%
HK$4,418
baseline
▲ 0.50% · 4.625%
HK$4,651
+HK$233/mo
Deposit HK$207K · loan HK$826K · min. income ≈ HK$8,836/mo (50% DSR)
Upfront cash ≈ HK$207K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,003
−HK$251/mo
▼ 0.25% · 3.875%
HK$4,128
−HK$126/mo
Today · 4.125%
HK$4,254
baseline
▲ 0.50% · 4.625%
HK$4,513
+HK$259/mo
Deposit HK$155K · loan HK$878K · min. income ≈ HK$8,508/mo (50% DSR)
Upfront cash ≈ HK$155K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,454
−HK$240/mo
▼ 0.25% · 3.875%
HK$4,573
−HK$121/mo
Today · 4.125%
HK$4,694
baseline
▲ 0.50% · 4.625%
HK$4,942
+HK$248/mo
Deposit HK$155K · loan HK$878K · min. income ≈ HK$9,388/mo (50% DSR)
Upfront cash ≈ HK$155K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,239
−HK$265/mo
▼ 0.25% · 3.875%
HK$4,371
−HK$133/mo
Today · 4.125%
HK$4,504
baseline
▲ 0.50% · 4.625%
HK$4,779
+HK$275/mo
Deposit HK$103K · loan HK$929K · min. income ≈ HK$9,008/mo (50% DSR)
Upfront cash ≈ HK$103K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,715
−HK$255/mo
▼ 0.25% · 3.875%
HK$4,842
−HK$128/mo
Today · 4.125%
HK$4,970
baseline
▲ 0.50% · 4.625%
HK$5,232
+HK$262/mo
Deposit HK$103K · loan HK$929K · min. income ≈ HK$9,940/mo (50% DSR)
Upfront cash ≈ HK$103K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).