▼ 0.50% · 3.625%
HK$2,076
−HK$130/mo
▼ 0.25% · 3.875%
HK$2,141
−HK$65/mo
Today · 4.125%
HK$2,206
baseline
▲ 0.50% · 4.625%
HK$2,340
+HK$134/mo
Deposit HK$455K · loan HK$455K · min. income ≈ HK$4,412/mo (50% DSR)
Upfront cash ≈ HK$455K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,310
−HK$124/mo
▼ 0.25% · 3.875%
HK$2,372
−HK$62/mo
Today · 4.125%
HK$2,434
baseline
▲ 0.50% · 4.625%
HK$2,563
+HK$129/mo
Deposit HK$455K · loan HK$455K · min. income ≈ HK$4,868/mo (50% DSR)
Upfront cash ≈ HK$455K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,284
−HK$143/mo
▼ 0.25% · 3.875%
HK$2,355
−HK$72/mo
Today · 4.125%
HK$2,427
baseline
▲ 0.50% · 4.625%
HK$2,575
+HK$148/mo
Deposit HK$410K · loan HK$501K · min. income ≈ HK$4,854/mo (50% DSR)
Upfront cash ≈ HK$410K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,541
−HK$137/mo
▼ 0.25% · 3.875%
HK$2,609
−HK$69/mo
Today · 4.125%
HK$2,678
baseline
▲ 0.50% · 4.625%
HK$2,819
+HK$141/mo
Deposit HK$410K · loan HK$501K · min. income ≈ HK$5,356/mo (50% DSR)
Upfront cash ≈ HK$410K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,491
−HK$156/mo
▼ 0.25% · 3.875%
HK$2,569
−HK$78/mo
Today · 4.125%
HK$2,647
baseline
▲ 0.50% · 4.625%
HK$2,809
+HK$162/mo
Deposit HK$364K · loan HK$546K · min. income ≈ HK$5,294/mo (50% DSR)
Upfront cash ≈ HK$364K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,772
−HK$149/mo
▼ 0.25% · 3.875%
HK$2,846
−HK$75/mo
Today · 4.125%
HK$2,921
baseline
▲ 0.50% · 4.625%
HK$3,075
+HK$154/mo
Deposit HK$364K · loan HK$546K · min. income ≈ HK$5,842/mo (50% DSR)
Upfront cash ≈ HK$364K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,699
−HK$169/mo
▼ 0.25% · 3.875%
HK$2,783
−HK$85/mo
Today · 4.125%
HK$2,868
baseline
▲ 0.50% · 4.625%
HK$3,043
+HK$175/mo
Deposit HK$319K · loan HK$592K · min. income ≈ HK$5,736/mo (50% DSR)
Upfront cash ≈ HK$319K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,002
−HK$163/mo
▼ 0.25% · 3.875%
HK$3,083
−HK$82/mo
Today · 4.125%
HK$3,165
baseline
▲ 0.50% · 4.625%
HK$3,331
+HK$166/mo
Deposit HK$319K · loan HK$592K · min. income ≈ HK$6,330/mo (50% DSR)
Upfront cash ≈ HK$319K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,906
−HK$183/mo
▼ 0.25% · 3.875%
HK$2,997
−HK$92/mo
Today · 4.125%
HK$3,089
baseline
▲ 0.50% · 4.625%
HK$3,277
+HK$188/mo
Deposit HK$273K · loan HK$637K · min. income ≈ HK$6,178/mo (50% DSR)
Upfront cash ≈ HK$273K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,233
−HK$175/mo
▼ 0.25% · 3.875%
HK$3,320
−HK$88/mo
Today · 4.125%
HK$3,408
baseline
▲ 0.50% · 4.625%
HK$3,588
+HK$180/mo
Deposit HK$273K · loan HK$637K · min. income ≈ HK$6,816/mo (50% DSR)
Upfront cash ≈ HK$273K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,114
−HK$195/mo
▼ 0.25% · 3.875%
HK$3,211
−HK$98/mo
Today · 4.125%
HK$3,309
baseline
▲ 0.50% · 4.625%
HK$3,511
+HK$202/mo
Deposit HK$228K · loan HK$683K · min. income ≈ HK$6,618/mo (50% DSR)
Upfront cash ≈ HK$228K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,464
−HK$188/mo
▼ 0.25% · 3.875%
HK$3,557
−HK$95/mo
Today · 4.125%
HK$3,652
baseline
▲ 0.50% · 4.625%
HK$3,844
+HK$192/mo
Deposit HK$228K · loan HK$683K · min. income ≈ HK$7,304/mo (50% DSR)
Upfront cash ≈ HK$228K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,322
−HK$208/mo
▼ 0.25% · 3.875%
HK$3,425
−HK$105/mo
Today · 4.125%
HK$3,530
baseline
▲ 0.50% · 4.625%
HK$3,745
+HK$215/mo
Deposit HK$182K · loan HK$728K · min. income ≈ HK$7,060/mo (50% DSR)
Upfront cash ≈ HK$182K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,695
−HK$200/mo
▼ 0.25% · 3.875%
HK$3,794
−HK$101/mo
Today · 4.125%
HK$3,895
baseline
▲ 0.50% · 4.625%
HK$4,100
+HK$205/mo
Deposit HK$182K · loan HK$728K · min. income ≈ HK$7,790/mo (50% DSR)
Upfront cash ≈ HK$182K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,529
−HK$222/mo
▼ 0.25% · 3.875%
HK$3,639
−HK$112/mo
Today · 4.125%
HK$3,751
baseline
▲ 0.50% · 4.625%
HK$3,979
+HK$228/mo
Deposit HK$137K · loan HK$774K · min. income ≈ HK$7,502/mo (50% DSR)
Upfront cash ≈ HK$137K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,926
−HK$212/mo
▼ 0.25% · 3.875%
HK$4,032
−HK$106/mo
Today · 4.125%
HK$4,138
baseline
▲ 0.50% · 4.625%
HK$4,357
+HK$219/mo
Deposit HK$137K · loan HK$774K · min. income ≈ HK$8,276/mo (50% DSR)
Upfront cash ≈ HK$137K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,737
−HK$234/mo
▼ 0.25% · 3.875%
HK$3,853
−HK$118/mo
Today · 4.125%
HK$3,971
baseline
▲ 0.50% · 4.625%
HK$4,213
+HK$242/mo
Deposit HK$91K · loan HK$819K · min. income ≈ HK$7,942/mo (50% DSR)
Upfront cash ≈ HK$91K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,157
−HK$225/mo
▼ 0.25% · 3.875%
HK$4,269
−HK$113/mo
Today · 4.125%
HK$4,382
baseline
▲ 0.50% · 4.625%
HK$4,613
+HK$231/mo
Deposit HK$91K · loan HK$819K · min. income ≈ HK$8,764/mo (50% DSR)
Upfront cash ≈ HK$91K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).