▼ 0.50% · 3.625%
HK$2,234
−HK$140/mo
▼ 0.25% · 3.875%
HK$2,304
−HK$70/mo
Today · 4.125%
HK$2,374
baseline
▲ 0.50% · 4.625%
HK$2,519
+HK$145/mo
Deposit HK$490K · loan HK$490K · min. income ≈ HK$4,748/mo (50% DSR)
Upfront cash ≈ HK$490K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,485
−HK$135/mo
▼ 0.25% · 3.875%
HK$2,552
−HK$68/mo
Today · 4.125%
HK$2,620
baseline
▲ 0.50% · 4.625%
HK$2,758
+HK$138/mo
Deposit HK$490K · loan HK$490K · min. income ≈ HK$5,240/mo (50% DSR)
Upfront cash ≈ HK$490K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,457
−HK$155/mo
▼ 0.25% · 3.875%
HK$2,534
−HK$78/mo
Today · 4.125%
HK$2,612
baseline
▲ 0.50% · 4.625%
HK$2,770
+HK$158/mo
Deposit HK$441K · loan HK$539K · min. income ≈ HK$5,224/mo (50% DSR)
Upfront cash ≈ HK$441K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,734
−HK$148/mo
▼ 0.25% · 3.875%
HK$2,807
−HK$75/mo
Today · 4.125%
HK$2,882
baseline
▲ 0.50% · 4.625%
HK$3,033
+HK$151/mo
Deposit HK$441K · loan HK$539K · min. income ≈ HK$5,764/mo (50% DSR)
Upfront cash ≈ HK$441K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,681
−HK$168/mo
▼ 0.25% · 3.875%
HK$2,764
−HK$85/mo
Today · 4.125%
HK$2,849
baseline
▲ 0.50% · 4.625%
HK$3,022
+HK$173/mo
Deposit HK$392K · loan HK$588K · min. income ≈ HK$5,698/mo (50% DSR)
Upfront cash ≈ HK$392K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,982
−HK$162/mo
▼ 0.25% · 3.875%
HK$3,062
−HK$82/mo
Today · 4.125%
HK$3,144
baseline
▲ 0.50% · 4.625%
HK$3,309
+HK$165/mo
Deposit HK$392K · loan HK$588K · min. income ≈ HK$6,288/mo (50% DSR)
Upfront cash ≈ HK$392K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,904
−HK$182/mo
▼ 0.25% · 3.875%
HK$2,995
−HK$91/mo
Today · 4.125%
HK$3,086
baseline
▲ 0.50% · 4.625%
HK$3,274
+HK$188/mo
Deposit HK$343K · loan HK$637K · min. income ≈ HK$6,172/mo (50% DSR)
Upfront cash ≈ HK$343K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,231
−HK$175/mo
▼ 0.25% · 3.875%
HK$3,318
−HK$88/mo
Today · 4.125%
HK$3,406
baseline
▲ 0.50% · 4.625%
HK$3,585
+HK$179/mo
Deposit HK$343K · loan HK$637K · min. income ≈ HK$6,812/mo (50% DSR)
Upfront cash ≈ HK$343K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,128
−HK$196/mo
▼ 0.25% · 3.875%
HK$3,225
−HK$99/mo
Today · 4.125%
HK$3,324
baseline
▲ 0.50% · 4.625%
HK$3,526
+HK$202/mo
Deposit HK$294K · loan HK$686K · min. income ≈ HK$6,648/mo (50% DSR)
Upfront cash ≈ HK$294K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,480
−HK$187/mo
▼ 0.25% · 3.875%
HK$3,573
−HK$94/mo
Today · 4.125%
HK$3,667
baseline
▲ 0.50% · 4.625%
HK$3,861
+HK$194/mo
Deposit HK$294K · loan HK$686K · min. income ≈ HK$7,334/mo (50% DSR)
Upfront cash ≈ HK$294K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,351
−HK$210/mo
▼ 0.25% · 3.875%
HK$3,455
−HK$106/mo
Today · 4.125%
HK$3,561
baseline
▲ 0.50% · 4.625%
HK$3,778
+HK$217/mo
Deposit HK$245K · loan HK$735K · min. income ≈ HK$7,122/mo (50% DSR)
Upfront cash ≈ HK$245K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,728
−HK$201/mo
▼ 0.25% · 3.875%
HK$3,828
−HK$101/mo
Today · 4.125%
HK$3,929
baseline
▲ 0.50% · 4.625%
HK$4,137
+HK$208/mo
Deposit HK$245K · loan HK$735K · min. income ≈ HK$7,858/mo (50% DSR)
Upfront cash ≈ HK$245K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,574
−HK$225/mo
▼ 0.25% · 3.875%
HK$3,686
−HK$113/mo
Today · 4.125%
HK$3,799
baseline
▲ 0.50% · 4.625%
HK$4,030
+HK$231/mo
Deposit HK$196K · loan HK$784K · min. income ≈ HK$7,598/mo (50% DSR)
Upfront cash ≈ HK$196K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,977
−HK$214/mo
▼ 0.25% · 3.875%
HK$4,083
−HK$108/mo
Today · 4.125%
HK$4,191
baseline
▲ 0.50% · 4.625%
HK$4,412
+HK$221/mo
Deposit HK$196K · loan HK$784K · min. income ≈ HK$8,382/mo (50% DSR)
Upfront cash ≈ HK$196K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,798
−HK$238/mo
▼ 0.25% · 3.875%
HK$3,916
−HK$120/mo
Today · 4.125%
HK$4,036
baseline
▲ 0.50% · 4.625%
HK$4,282
+HK$246/mo
Deposit HK$147K · loan HK$833K · min. income ≈ HK$8,072/mo (50% DSR)
Upfront cash ≈ HK$147K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,225
−HK$228/mo
▼ 0.25% · 3.875%
HK$4,338
−HK$115/mo
Today · 4.125%
HK$4,453
baseline
▲ 0.50% · 4.625%
HK$4,688
+HK$235/mo
Deposit HK$147K · loan HK$833K · min. income ≈ HK$8,906/mo (50% DSR)
Upfront cash ≈ HK$147K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,021
−HK$252/mo
▼ 0.25% · 3.875%
HK$4,146
−HK$127/mo
Today · 4.125%
HK$4,273
baseline
▲ 0.50% · 4.625%
HK$4,533
+HK$260/mo
Deposit HK$98K · loan HK$882K · min. income ≈ HK$8,546/mo (50% DSR)
Upfront cash ≈ HK$98K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,474
−HK$241/mo
▼ 0.25% · 3.875%
HK$4,594
−HK$121/mo
Today · 4.125%
HK$4,715
baseline
▲ 0.50% · 4.625%
HK$4,964
+HK$249/mo
Deposit HK$98K · loan HK$882K · min. income ≈ HK$9,430/mo (50% DSR)
Upfront cash ≈ HK$98K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).