Skip to content
Crescira AVM · estimated value Medium confidence
HK$15.24M
≈ HK$12,892 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$4.57M, with repayments around HK$51,699/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$48,648
−HK$3,051/mo
▼ 0.25% · 3.875%
HK$50,161
−HK$1,538/mo
Today · 4.125%
HK$51,699
baseline
▲ 0.50% · 4.625%
HK$54,844
+HK$3,145/mo

Deposit HK$4.57M · loan HK$10.67M · min. income ≈ HK$103,398/mo (50% DSR)

Upfront cash ≈ HK$5.14M (deposit + AVD stamp duty HK$571,458 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
3/F
Flat
B
Saleable Area
1,182 ft²
Gross Area
1,330 ft²
Efficiency
89%
District
Sham Shui Po District · Kowloon
School net (POA)
40

Transaction History

Date Price Gain / loss
2016-09-12 HK$14.00M +227.1%
13.0y
2003-10-10 HK$4.28M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Kowloon Tong
≈ 15 min walk · 1,196 m
Education
33
schools within 1 km (5 within 500 m)
Daily convenience
9
within 1 km (1 within 500 m)
Health
1
hospitals/clinics within 1 km
Recreation
28
parks, libraries, sports within 1 km

Family-friendly — 33 schools within a 1 km walk.

Everyday convenience — 9 shopping and daily-needs spots nearby.

Healthcare close by — 1 hospital/clinics within 1 km.

Green space & leisure — 28 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com