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Crescira AVM · estimated value ● Medium confidence
HK$16.32M
≈ HK$12,515 / ft² saleable · updated 2026-10-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$4.90M, with repayments around HK$55,366/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$52,099
−HK$3,267/mo
▼ 0.25% · 3.875%
HK$53,719
−HK$1,647/mo
Today · 4.125%
HK$55,366
baseline
▲ 0.50% · 4.625%
HK$58,735
+HK$3,369/mo

Deposit HK$4.90M · loan HK$11.42M · min. income ≈ HK$110,732/mo (50% DSR)

Upfront cash ≈ HK$5.51M (deposit + AVD stamp duty HK$611,996 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
6/F
Flat
D
Saleable Area
1,304 ft²
Gross Area
1,478 ft²
Efficiency
88%
District
Sham Shui Po District · Kowloon
School net (POA)
40

Transaction History

Date Price Gain / loss
2026-03-25 HK$15.40M +16.7%
1.2y
2024-12-24 HK$13.20M —

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Kowloon Tong
≈ 15 min walk · 1,196 m
Education
33
schools within 1 km (5 within 500 m)
Daily convenience
10
within 1 km (1 within 500 m)
Health
1
hospitals/clinics within 1 km
Recreation
28
parks, libraries, sports within 1 km

Family-friendly — 33 schools within a 1 km walk.

Everyday convenience — 10 shopping and daily-needs spots nearby.

Healthcare close by — 1 hospital/clinics within 1 km.

Green space & leisure — 28 parks, libraries and sports venues nearby.

Location

Other appraised units in this building