▼ 0.50% · 3.625%
HK$4,264
−HK$268/mo
▼ 0.25% · 3.875%
HK$4,397
−HK$135/mo
Today · 4.125%
HK$4,532
baseline
▲ 0.50% · 4.625%
HK$4,807
+HK$275/mo
Deposit HK$935K · loan HK$935K · min. income ≈ HK$9,064/mo (50% DSR)
Upfront cash ≈ HK$935K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,744
−HK$256/mo
▼ 0.25% · 3.875%
HK$4,871
−HK$129/mo
Today · 4.125%
HK$5,000
baseline
▲ 0.50% · 4.625%
HK$5,264
+HK$264/mo
Deposit HK$935K · loan HK$935K · min. income ≈ HK$10,000/mo (50% DSR)
Upfront cash ≈ HK$935K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,691
−HK$294/mo
▼ 0.25% · 3.875%
HK$4,837
−HK$148/mo
Today · 4.125%
HK$4,985
baseline
▲ 0.50% · 4.625%
HK$5,288
+HK$303/mo
Deposit HK$842K · loan HK$1.03M · min. income ≈ HK$9,970/mo (50% DSR)
Upfront cash ≈ HK$842K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,218
−HK$282/mo
▼ 0.25% · 3.875%
HK$5,358
−HK$142/mo
Today · 4.125%
HK$5,500
baseline
▲ 0.50% · 4.625%
HK$5,790
+HK$290/mo
Deposit HK$842K · loan HK$1.03M · min. income ≈ HK$11,000/mo (50% DSR)
Upfront cash ≈ HK$842K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,117
−HK$321/mo
▼ 0.25% · 3.875%
HK$5,276
−HK$162/mo
Today · 4.125%
HK$5,438
baseline
▲ 0.50% · 4.625%
HK$5,769
+HK$331/mo
Deposit HK$748K · loan HK$1.12M · min. income ≈ HK$10,876/mo (50% DSR)
Upfront cash ≈ HK$748K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,693
−HK$307/mo
▼ 0.25% · 3.875%
HK$5,845
−HK$155/mo
Today · 4.125%
HK$6,000
baseline
▲ 0.50% · 4.625%
HK$6,317
+HK$317/mo
Deposit HK$748K · loan HK$1.12M · min. income ≈ HK$12,000/mo (50% DSR)
Upfront cash ≈ HK$748K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,544
−HK$347/mo
▼ 0.25% · 3.875%
HK$5,716
−HK$175/mo
Today · 4.125%
HK$5,891
baseline
▲ 0.50% · 4.625%
HK$6,250
+HK$359/mo
Deposit HK$655K · loan HK$1.22M · min. income ≈ HK$11,782/mo (50% DSR)
Upfront cash ≈ HK$655K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,167
−HK$333/mo
▼ 0.25% · 3.875%
HK$6,332
−HK$168/mo
Today · 4.125%
HK$6,500
baseline
▲ 0.50% · 4.625%
HK$6,843
+HK$343/mo
Deposit HK$655K · loan HK$1.22M · min. income ≈ HK$13,000/mo (50% DSR)
Upfront cash ≈ HK$655K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,970
−HK$374/mo
▼ 0.25% · 3.875%
HK$6,156
−HK$188/mo
Today · 4.125%
HK$6,344
baseline
▲ 0.50% · 4.625%
HK$6,730
+HK$386/mo
Deposit HK$561K · loan HK$1.31M · min. income ≈ HK$12,688/mo (50% DSR)
Upfront cash ≈ HK$561K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,641
−HK$359/mo
▼ 0.25% · 3.875%
HK$6,820
−HK$180/mo
Today · 4.125%
HK$7,000
baseline
▲ 0.50% · 4.625%
HK$7,369
+HK$369/mo
Deposit HK$561K · loan HK$1.31M · min. income ≈ HK$14,000/mo (50% DSR)
Upfront cash ≈ HK$561K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,396
−HK$401/mo
▼ 0.25% · 3.875%
HK$6,595
−HK$202/mo
Today · 4.125%
HK$6,797
baseline
▲ 0.50% · 4.625%
HK$7,211
+HK$414/mo
Deposit HK$468K · loan HK$1.40M · min. income ≈ HK$13,594/mo (50% DSR)
Upfront cash ≈ HK$468K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,116
−HK$384/mo
▼ 0.25% · 3.875%
HK$7,307
−HK$193/mo
Today · 4.125%
HK$7,500
baseline
▲ 0.50% · 4.625%
HK$7,896
+HK$396/mo
Deposit HK$468K · loan HK$1.40M · min. income ≈ HK$15,000/mo (50% DSR)
Upfront cash ≈ HK$468K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,823
−HK$428/mo
▼ 0.25% · 3.875%
HK$7,035
−HK$216/mo
Today · 4.125%
HK$7,251
baseline
▲ 0.50% · 4.625%
HK$7,692
+HK$441/mo
Deposit HK$374K · loan HK$1.50M · min. income ≈ HK$14,502/mo (50% DSR)
Upfront cash ≈ HK$374K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,590
−HK$410/mo
▼ 0.25% · 3.875%
HK$7,794
−HK$206/mo
Today · 4.125%
HK$8,000
baseline
▲ 0.50% · 4.625%
HK$8,422
+HK$422/mo
Deposit HK$374K · loan HK$1.50M · min. income ≈ HK$16,000/mo (50% DSR)
Upfront cash ≈ HK$374K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,249
−HK$455/mo
▼ 0.25% · 3.875%
HK$7,475
−HK$229/mo
Today · 4.125%
HK$7,704
baseline
▲ 0.50% · 4.625%
HK$8,173
+HK$469/mo
Deposit HK$281K · loan HK$1.59M · min. income ≈ HK$15,408/mo (50% DSR)
Upfront cash ≈ HK$281K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,065
−HK$435/mo
▼ 0.25% · 3.875%
HK$8,281
−HK$219/mo
Today · 4.125%
HK$8,500
baseline
▲ 0.50% · 4.625%
HK$8,948
+HK$448/mo
Deposit HK$281K · loan HK$1.59M · min. income ≈ HK$17,000/mo (50% DSR)
Upfront cash ≈ HK$281K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,676
−HK$481/mo
▼ 0.25% · 3.875%
HK$7,914
−HK$243/mo
Today · 4.125%
HK$8,157
baseline
▲ 0.50% · 4.625%
HK$8,653
+HK$496/mo
Deposit HK$187K · loan HK$1.68M · min. income ≈ HK$16,314/mo (50% DSR)
Upfront cash ≈ HK$187K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,539
−HK$461/mo
▼ 0.25% · 3.875%
HK$8,768
−HK$232/mo
Today · 4.125%
HK$9,000
baseline
▲ 0.50% · 4.625%
HK$9,475
+HK$475/mo
Deposit HK$187K · loan HK$1.68M · min. income ≈ HK$18,000/mo (50% DSR)
Upfront cash ≈ HK$187K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).