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At today's rate and a 90% mortgage, the deposit on this unit is about HK$257K, with repayments around HK$11,191/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$257K · loan HK$2.31M · min. income ≈ HK$22,382/mo (50% DSR)
Upfront cash ≈ HK$257K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 7 min walk to Mass Transit Railway Sham Shui Po Station Station.
Family-friendly — 74 schools within a 1 km walk.
Everyday convenience — 76 shopping and daily-needs spots nearby.
Healthcare close by — 13 hospitals/clinics within 1 km.
Green space & leisure — 80 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 8/F
- Flat
- 2
- Saleable Area
- 219 Saleable ft²
- Gross Area
- 370 ft²
- Efficiency
- 59%
- District
- Sham Shui Po District · Kowloon
- School net (POA)
- 40
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2020-04-14 | HK$3.50M | +33.1% 3.7y · 9.0%/yr |
| 2016-08-29 | HK$2.63M | +11.9% 3.1y · 4.0%/yr |
| 2013-07-16 | HK$2.35M | +94.2% |
| 2010-04-20 | HK$1.21M | +16.3% |
| 2009-10-06 | HK$1.04M | +6.1% |
| 2008-07-22 | HK$980K | +28.9% |
| 2008-04-21 | HK$760K | −9.5% |
| 1996-01-24 | HK$840K | — |