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Crescira AVM · estimated value Medium confidence
HK$20.35M
≈ HK$18,970 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$6.11M, with repayments around HK$69,053/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$64,979
−HK$4,074/mo
▼ 0.25% · 3.875%
HK$67,000
−HK$2,053/mo
Today · 4.125%
HK$69,053
baseline
▲ 0.50% · 4.625%
HK$73,255
+HK$4,202/mo

Deposit HK$6.11M · loan HK$14.25M · min. income ≈ HK$138,106/mo (50% DSR)

Upfront cash ≈ HK$6.89M (deposit + AVD stamp duty HK$785,440 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
1/F
Flat
B
Saleable Area
1,073 ft²
Gross Area
1,387 ft²
Efficiency
77%
District
Sham Shui Po District · Kowloon
School net (POA)
40

Transaction History

Date Price Gain / loss
1997-01-25 HK$14.98M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Shek Kip Mei
≈ 6 min walk · 465 m
Education
106
schools within 1 km (27 within 500 m)
Daily convenience
40
within 1 km (7 within 500 m)
Health
7
hospitals/clinics within 1 km
Recreation
64
parks, libraries, sports within 1 km

Excellent connectivity — about 6 min walk to Shek Kip Mei Station (a rail station within an 8-min walk earns this label).

Family-friendly — 106 schools within a 1 km walk.

Everyday convenience — 40 shopping and daily-needs spots nearby.

Healthcare close by — 7 hospitals/clinics within 1 km.

Green space & leisure — 64 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com