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Crescira AVM · estimated value Medium confidence
HK$20.57M
≈ HK$19,365 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$6.17M, with repayments around HK$69,770/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$65,653
−HK$4,117/mo
▼ 0.25% · 3.875%
HK$67,695
−HK$2,075/mo
Today · 4.125%
HK$69,770
baseline
▲ 0.50% · 4.625%
HK$74,015
+HK$4,245/mo

Deposit HK$6.17M · loan HK$14.40M · min. income ≈ HK$139,540/mo (50% DSR)

Upfront cash ≈ HK$6.98M (deposit + AVD stamp duty HK$806,561 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
3/F
Flat
A
Saleable Area
1,062 ft²
Gross Area
1,373 ft²
Efficiency
77%
District
Sham Shui Po District · Kowloon
School net (POA)
40

Transaction History

Date Price Gain / loss
2013-01-25 HK$17.88M +23.3%
2.8y
2010-04-01 HK$14.50M +40.8%
4.3y
2005-12-15 HK$10.30M −16.7%
10.3y
1995-09-02 HK$12.37M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Shek Kip Mei
≈ 6 min walk · 465 m
Education
106
schools within 1 km (27 within 500 m)
Daily convenience
40
within 1 km (7 within 500 m)
Health
7
hospitals/clinics within 1 km
Recreation
64
parks, libraries, sports within 1 km

Excellent connectivity — about 6 min walk to Shek Kip Mei Station (a rail station within an 8-min walk earns this label).

Family-friendly — 106 schools within a 1 km walk.

Everyday convenience — 40 shopping and daily-needs spots nearby.

Healthcare close by — 7 hospitals/clinics within 1 km.

Green space & leisure — 64 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com