▼ 0.50% · 3.625%
HK$3,589
−HK$225/mo
▼ 0.25% · 3.875%
HK$3,701
−HK$113/mo
Today · 4.125%
HK$3,814
baseline
▲ 0.50% · 4.625%
HK$4,046
+HK$232/mo
Deposit HK$787K · loan HK$787K · min. income ≈ HK$7,628/mo (50% DSR)
Upfront cash ≈ HK$787K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,993
−HK$216/mo
▼ 0.25% · 3.875%
HK$4,100
−HK$109/mo
Today · 4.125%
HK$4,209
baseline
▲ 0.50% · 4.625%
HK$4,430
+HK$221/mo
Deposit HK$787K · loan HK$787K · min. income ≈ HK$8,418/mo (50% DSR)
Upfront cash ≈ HK$787K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,948
−HK$248/mo
▼ 0.25% · 3.875%
HK$4,071
−HK$125/mo
Today · 4.125%
HK$4,196
baseline
▲ 0.50% · 4.625%
HK$4,451
+HK$255/mo
Deposit HK$708K · loan HK$866K · min. income ≈ HK$8,392/mo (50% DSR)
Upfront cash ≈ HK$708K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,392
−HK$237/mo
▼ 0.25% · 3.875%
HK$4,510
−HK$119/mo
Today · 4.125%
HK$4,629
baseline
▲ 0.50% · 4.625%
HK$4,873
+HK$244/mo
Deposit HK$708K · loan HK$866K · min. income ≈ HK$9,258/mo (50% DSR)
Upfront cash ≈ HK$708K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,307
−HK$270/mo
▼ 0.25% · 3.875%
HK$4,441
−HK$136/mo
Today · 4.125%
HK$4,577
baseline
▲ 0.50% · 4.625%
HK$4,856
+HK$279/mo
Deposit HK$630K · loan HK$944K · min. income ≈ HK$9,154/mo (50% DSR)
Upfront cash ≈ HK$630K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,791
−HK$259/mo
▼ 0.25% · 3.875%
HK$4,920
−HK$130/mo
Today · 4.125%
HK$5,050
baseline
▲ 0.50% · 4.625%
HK$5,316
+HK$266/mo
Deposit HK$630K · loan HK$944K · min. income ≈ HK$10,100/mo (50% DSR)
Upfront cash ≈ HK$630K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,666
−HK$292/mo
▼ 0.25% · 3.875%
HK$4,811
−HK$147/mo
Today · 4.125%
HK$4,958
baseline
▲ 0.50% · 4.625%
HK$5,260
+HK$302/mo
Deposit HK$551K · loan HK$1.02M · min. income ≈ HK$9,916/mo (50% DSR)
Upfront cash ≈ HK$551K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,191
−HK$280/mo
▼ 0.25% · 3.875%
HK$5,330
−HK$141/mo
Today · 4.125%
HK$5,471
baseline
▲ 0.50% · 4.625%
HK$5,760
+HK$289/mo
Deposit HK$551K · loan HK$1.02M · min. income ≈ HK$10,942/mo (50% DSR)
Upfront cash ≈ HK$551K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,025
−HK$315/mo
▼ 0.25% · 3.875%
HK$5,181
−HK$159/mo
Today · 4.125%
HK$5,340
baseline
▲ 0.50% · 4.625%
HK$5,665
+HK$325/mo
Deposit HK$472K · loan HK$1.10M · min. income ≈ HK$10,680/mo (50% DSR)
Upfront cash ≈ HK$472K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,590
−HK$302/mo
▼ 0.25% · 3.875%
HK$5,740
−HK$152/mo
Today · 4.125%
HK$5,892
baseline
▲ 0.50% · 4.625%
HK$6,203
+HK$311/mo
Deposit HK$472K · loan HK$1.10M · min. income ≈ HK$11,784/mo (50% DSR)
Upfront cash ≈ HK$472K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,384
−HK$337/mo
▼ 0.25% · 3.875%
HK$5,551
−HK$170/mo
Today · 4.125%
HK$5,721
baseline
▲ 0.50% · 4.625%
HK$6,069
+HK$348/mo
Deposit HK$393K · loan HK$1.18M · min. income ≈ HK$11,442/mo (50% DSR)
Upfront cash ≈ HK$394K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,989
−HK$324/mo
▼ 0.25% · 3.875%
HK$6,150
−HK$163/mo
Today · 4.125%
HK$6,313
baseline
▲ 0.50% · 4.625%
HK$6,646
+HK$333/mo
Deposit HK$393K · loan HK$1.18M · min. income ≈ HK$12,626/mo (50% DSR)
Upfront cash ≈ HK$394K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,743
−HK$360/mo
▼ 0.25% · 3.875%
HK$5,921
−HK$182/mo
Today · 4.125%
HK$6,103
baseline
▲ 0.50% · 4.625%
HK$6,474
+HK$371/mo
Deposit HK$315K · loan HK$1.26M · min. income ≈ HK$12,206/mo (50% DSR)
Upfront cash ≈ HK$315K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,389
−HK$345/mo
▼ 0.25% · 3.875%
HK$6,560
−HK$174/mo
Today · 4.125%
HK$6,734
baseline
▲ 0.50% · 4.625%
HK$7,089
+HK$355/mo
Deposit HK$315K · loan HK$1.26M · min. income ≈ HK$13,468/mo (50% DSR)
Upfront cash ≈ HK$315K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,101
−HK$383/mo
▼ 0.25% · 3.875%
HK$6,291
−HK$193/mo
Today · 4.125%
HK$6,484
baseline
▲ 0.50% · 4.625%
HK$6,879
+HK$395/mo
Deposit HK$236K · loan HK$1.34M · min. income ≈ HK$12,968/mo (50% DSR)
Upfront cash ≈ HK$236K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,788
−HK$367/mo
▼ 0.25% · 3.875%
HK$6,970
−HK$185/mo
Today · 4.125%
HK$7,155
baseline
▲ 0.50% · 4.625%
HK$7,532
+HK$377/mo
Deposit HK$236K · loan HK$1.34M · min. income ≈ HK$14,310/mo (50% DSR)
Upfront cash ≈ HK$236K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,460
−HK$406/mo
▼ 0.25% · 3.875%
HK$6,661
−HK$205/mo
Today · 4.125%
HK$6,866
baseline
▲ 0.50% · 4.625%
HK$7,283
+HK$417/mo
Deposit HK$157K · loan HK$1.42M · min. income ≈ HK$13,732/mo (50% DSR)
Upfront cash ≈ HK$157K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,187
−HK$388/mo
▼ 0.25% · 3.875%
HK$7,380
−HK$195/mo
Today · 4.125%
HK$7,575
baseline
▲ 0.50% · 4.625%
HK$7,975
+HK$400/mo
Deposit HK$157K · loan HK$1.42M · min. income ≈ HK$15,150/mo (50% DSR)
Upfront cash ≈ HK$157K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).