▼ 0.50% · 3.625%
HK$2,029
−HK$127/mo
▼ 0.25% · 3.875%
HK$2,092
−HK$64/mo
Today · 4.125%
HK$2,156
baseline
▲ 0.50% · 4.625%
HK$2,287
+HK$131/mo
Deposit HK$445K · loan HK$445K · min. income ≈ HK$4,312/mo (50% DSR)
Upfront cash ≈ HK$445K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,257
−HK$122/mo
▼ 0.25% · 3.875%
HK$2,318
−HK$61/mo
Today · 4.125%
HK$2,379
baseline
▲ 0.50% · 4.625%
HK$2,504
+HK$125/mo
Deposit HK$445K · loan HK$445K · min. income ≈ HK$4,758/mo (50% DSR)
Upfront cash ≈ HK$445K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,232
−HK$140/mo
▼ 0.25% · 3.875%
HK$2,301
−HK$71/mo
Today · 4.125%
HK$2,372
baseline
▲ 0.50% · 4.625%
HK$2,516
+HK$144/mo
Deposit HK$400K · loan HK$489K · min. income ≈ HK$4,744/mo (50% DSR)
Upfront cash ≈ HK$400K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,483
−HK$134/mo
▼ 0.25% · 3.875%
HK$2,549
−HK$68/mo
Today · 4.125%
HK$2,617
baseline
▲ 0.50% · 4.625%
HK$2,755
+HK$138/mo
Deposit HK$400K · loan HK$489K · min. income ≈ HK$5,234/mo (50% DSR)
Upfront cash ≈ HK$400K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,435
−HK$152/mo
▼ 0.25% · 3.875%
HK$2,510
−HK$77/mo
Today · 4.125%
HK$2,587
baseline
▲ 0.50% · 4.625%
HK$2,745
+HK$158/mo
Deposit HK$356K · loan HK$534K · min. income ≈ HK$5,174/mo (50% DSR)
Upfront cash ≈ HK$356K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,708
−HK$147/mo
▼ 0.25% · 3.875%
HK$2,781
−HK$74/mo
Today · 4.125%
HK$2,855
baseline
▲ 0.50% · 4.625%
HK$3,005
+HK$150/mo
Deposit HK$356K · loan HK$534K · min. income ≈ HK$5,710/mo (50% DSR)
Upfront cash ≈ HK$356K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,637
−HK$166/mo
▼ 0.25% · 3.875%
HK$2,719
−HK$84/mo
Today · 4.125%
HK$2,803
baseline
▲ 0.50% · 4.625%
HK$2,973
+HK$170/mo
Deposit HK$311K · loan HK$578K · min. income ≈ HK$5,606/mo (50% DSR)
Upfront cash ≈ HK$311K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,934
−HK$159/mo
▼ 0.25% · 3.875%
HK$3,013
−HK$80/mo
Today · 4.125%
HK$3,093
baseline
▲ 0.50% · 4.625%
HK$3,256
+HK$163/mo
Deposit HK$311K · loan HK$578K · min. income ≈ HK$6,186/mo (50% DSR)
Upfront cash ≈ HK$311K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,840
−HK$178/mo
▼ 0.25% · 3.875%
HK$2,929
−HK$89/mo
Today · 4.125%
HK$3,018
baseline
▲ 0.50% · 4.625%
HK$3,202
+HK$184/mo
Deposit HK$267K · loan HK$623K · min. income ≈ HK$6,036/mo (50% DSR)
Upfront cash ≈ HK$267K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,160
−HK$170/mo
▼ 0.25% · 3.875%
HK$3,245
−HK$85/mo
Today · 4.125%
HK$3,330
baseline
▲ 0.50% · 4.625%
HK$3,506
+HK$176/mo
Deposit HK$267K · loan HK$623K · min. income ≈ HK$6,660/mo (50% DSR)
Upfront cash ≈ HK$267K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,043
−HK$191/mo
▼ 0.25% · 3.875%
HK$3,138
−HK$96/mo
Today · 4.125%
HK$3,234
baseline
▲ 0.50% · 4.625%
HK$3,431
+HK$197/mo
Deposit HK$222K · loan HK$667K · min. income ≈ HK$6,468/mo (50% DSR)
Upfront cash ≈ HK$223K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,385
−HK$183/mo
▼ 0.25% · 3.875%
HK$3,476
−HK$92/mo
Today · 4.125%
HK$3,568
baseline
▲ 0.50% · 4.625%
HK$3,756
+HK$188/mo
Deposit HK$222K · loan HK$667K · min. income ≈ HK$7,136/mo (50% DSR)
Upfront cash ≈ HK$223K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,246
−HK$204/mo
▼ 0.25% · 3.875%
HK$3,347
−HK$103/mo
Today · 4.125%
HK$3,450
baseline
▲ 0.50% · 4.625%
HK$3,659
+HK$209/mo
Deposit HK$178K · loan HK$712K · min. income ≈ HK$6,900/mo (50% DSR)
Upfront cash ≈ HK$178K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,611
−HK$195/mo
▼ 0.25% · 3.875%
HK$3,708
−HK$98/mo
Today · 4.125%
HK$3,806
baseline
▲ 0.50% · 4.625%
HK$4,007
+HK$201/mo
Deposit HK$178K · loan HK$712K · min. income ≈ HK$7,612/mo (50% DSR)
Upfront cash ≈ HK$178K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,449
−HK$216/mo
▼ 0.25% · 3.875%
HK$3,556
−HK$109/mo
Today · 4.125%
HK$3,665
baseline
▲ 0.50% · 4.625%
HK$3,888
+HK$223/mo
Deposit HK$133K · loan HK$756K · min. income ≈ HK$7,330/mo (50% DSR)
Upfront cash ≈ HK$134K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,837
−HK$207/mo
▼ 0.25% · 3.875%
HK$3,940
−HK$104/mo
Today · 4.125%
HK$4,044
baseline
▲ 0.50% · 4.625%
HK$4,257
+HK$213/mo
Deposit HK$133K · loan HK$756K · min. income ≈ HK$8,088/mo (50% DSR)
Upfront cash ≈ HK$134K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,652
−HK$229/mo
▼ 0.25% · 3.875%
HK$3,765
−HK$116/mo
Today · 4.125%
HK$3,881
baseline
▲ 0.50% · 4.625%
HK$4,117
+HK$236/mo
Deposit HK$89K · loan HK$801K · min. income ≈ HK$7,762/mo (50% DSR)
Upfront cash ≈ HK$89K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,063
−HK$219/mo
▼ 0.25% · 3.875%
HK$4,172
−HK$110/mo
Today · 4.125%
HK$4,282
baseline
▲ 0.50% · 4.625%
HK$4,508
+HK$226/mo
Deposit HK$89K · loan HK$801K · min. income ≈ HK$8,564/mo (50% DSR)
Upfront cash ≈ HK$89K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).