▼ 0.50% · 3.625%
HK$2,560
−HK$161/mo
▼ 0.25% · 3.875%
HK$2,640
−HK$81/mo
Today · 4.125%
HK$2,721
baseline
▲ 0.50% · 4.625%
HK$2,886
+HK$165/mo
Deposit HK$561K · loan HK$561K · min. income ≈ HK$5,442/mo (50% DSR)
Upfront cash ≈ HK$561K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,848
−HK$154/mo
▼ 0.25% · 3.875%
HK$2,924
−HK$78/mo
Today · 4.125%
HK$3,002
baseline
▲ 0.50% · 4.625%
HK$3,160
+HK$158/mo
Deposit HK$561K · loan HK$561K · min. income ≈ HK$6,004/mo (50% DSR)
Upfront cash ≈ HK$561K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,816
−HK$177/mo
▼ 0.25% · 3.875%
HK$2,904
−HK$89/mo
Today · 4.125%
HK$2,993
baseline
▲ 0.50% · 4.625%
HK$3,175
+HK$182/mo
Deposit HK$505K · loan HK$617K · min. income ≈ HK$5,986/mo (50% DSR)
Upfront cash ≈ HK$505K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,133
−HK$169/mo
▼ 0.25% · 3.875%
HK$3,217
−HK$85/mo
Today · 4.125%
HK$3,302
baseline
▲ 0.50% · 4.625%
HK$3,476
+HK$174/mo
Deposit HK$505K · loan HK$617K · min. income ≈ HK$6,604/mo (50% DSR)
Upfront cash ≈ HK$505K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,072
−HK$193/mo
▼ 0.25% · 3.875%
HK$3,168
−HK$97/mo
Today · 4.125%
HK$3,265
baseline
▲ 0.50% · 4.625%
HK$3,463
+HK$198/mo
Deposit HK$449K · loan HK$674K · min. income ≈ HK$6,530/mo (50% DSR)
Upfront cash ≈ HK$449K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,418
−HK$184/mo
▼ 0.25% · 3.875%
HK$3,509
−HK$93/mo
Today · 4.125%
HK$3,602
baseline
▲ 0.50% · 4.625%
HK$3,792
+HK$190/mo
Deposit HK$449K · loan HK$674K · min. income ≈ HK$7,204/mo (50% DSR)
Upfront cash ≈ HK$449K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,328
−HK$209/mo
▼ 0.25% · 3.875%
HK$3,432
−HK$105/mo
Today · 4.125%
HK$3,537
baseline
▲ 0.50% · 4.625%
HK$3,752
+HK$215/mo
Deposit HK$393K · loan HK$730K · min. income ≈ HK$7,074/mo (50% DSR)
Upfront cash ≈ HK$393K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,702
−HK$200/mo
▼ 0.25% · 3.875%
HK$3,802
−HK$100/mo
Today · 4.125%
HK$3,902
baseline
▲ 0.50% · 4.625%
HK$4,108
+HK$206/mo
Deposit HK$393K · loan HK$730K · min. income ≈ HK$7,804/mo (50% DSR)
Upfront cash ≈ HK$393K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,584
−HK$225/mo
▼ 0.25% · 3.875%
HK$3,696
−HK$113/mo
Today · 4.125%
HK$3,809
baseline
▲ 0.50% · 4.625%
HK$4,041
+HK$232/mo
Deposit HK$337K · loan HK$786K · min. income ≈ HK$7,618/mo (50% DSR)
Upfront cash ≈ HK$337K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,987
−HK$216/mo
▼ 0.25% · 3.875%
HK$4,094
−HK$109/mo
Today · 4.125%
HK$4,203
baseline
▲ 0.50% · 4.625%
HK$4,424
+HK$221/mo
Deposit HK$337K · loan HK$786K · min. income ≈ HK$8,406/mo (50% DSR)
Upfront cash ≈ HK$337K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,840
−HK$241/mo
▼ 0.25% · 3.875%
HK$3,959
−HK$122/mo
Today · 4.125%
HK$4,081
baseline
▲ 0.50% · 4.625%
HK$4,329
+HK$248/mo
Deposit HK$281K · loan HK$842K · min. income ≈ HK$8,162/mo (50% DSR)
Upfront cash ≈ HK$281K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,272
−HK$231/mo
▼ 0.25% · 3.875%
HK$4,387
−HK$116/mo
Today · 4.125%
HK$4,503
baseline
▲ 0.50% · 4.625%
HK$4,740
+HK$237/mo
Deposit HK$281K · loan HK$842K · min. income ≈ HK$9,006/mo (50% DSR)
Upfront cash ≈ HK$281K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,096
−HK$257/mo
▼ 0.25% · 3.875%
HK$4,223
−HK$130/mo
Today · 4.125%
HK$4,353
baseline
▲ 0.50% · 4.625%
HK$4,618
+HK$265/mo
Deposit HK$225K · loan HK$898K · min. income ≈ HK$8,706/mo (50% DSR)
Upfront cash ≈ HK$225K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,557
−HK$246/mo
▼ 0.25% · 3.875%
HK$4,679
−HK$124/mo
Today · 4.125%
HK$4,803
baseline
▲ 0.50% · 4.625%
HK$5,056
+HK$253/mo
Deposit HK$225K · loan HK$898K · min. income ≈ HK$9,606/mo (50% DSR)
Upfront cash ≈ HK$225K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,352
−HK$273/mo
▼ 0.25% · 3.875%
HK$4,487
−HK$138/mo
Today · 4.125%
HK$4,625
baseline
▲ 0.50% · 4.625%
HK$4,906
+HK$281/mo
Deposit HK$168K · loan HK$954K · min. income ≈ HK$9,250/mo (50% DSR)
Upfront cash ≈ HK$169K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,842
−HK$261/mo
▼ 0.25% · 3.875%
HK$4,971
−HK$132/mo
Today · 4.125%
HK$5,103
baseline
▲ 0.50% · 4.625%
HK$5,372
+HK$269/mo
Deposit HK$168K · loan HK$954K · min. income ≈ HK$10,206/mo (50% DSR)
Upfront cash ≈ HK$169K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,608
−HK$289/mo
▼ 0.25% · 3.875%
HK$4,751
−HK$146/mo
Today · 4.125%
HK$4,897
baseline
▲ 0.50% · 4.625%
HK$5,195
+HK$298/mo
Deposit HK$112K · loan HK$1.01M · min. income ≈ HK$9,794/mo (50% DSR)
Upfront cash ≈ HK$112K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,126
−HK$277/mo
▼ 0.25% · 3.875%
HK$5,264
−HK$139/mo
Today · 4.125%
HK$5,403
baseline
▲ 0.50% · 4.625%
HK$5,688
+HK$285/mo
Deposit HK$112K · loan HK$1.01M · min. income ≈ HK$10,806/mo (50% DSR)
Upfront cash ≈ HK$112K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).