▼ 0.50% · 3.625%
HK$2,188
−HK$137/mo
▼ 0.25% · 3.875%
HK$2,256
−HK$69/mo
Today · 4.125%
HK$2,325
baseline
▲ 0.50% · 4.625%
HK$2,466
+HK$141/mo
Deposit HK$480K · loan HK$480K · min. income ≈ HK$4,650/mo (50% DSR)
Upfront cash ≈ HK$480K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,434
−HK$131/mo
▼ 0.25% · 3.875%
HK$2,499
−HK$66/mo
Today · 4.125%
HK$2,565
baseline
▲ 0.50% · 4.625%
HK$2,700
+HK$135/mo
Deposit HK$480K · loan HK$480K · min. income ≈ HK$5,130/mo (50% DSR)
Upfront cash ≈ HK$480K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,406
−HK$151/mo
▼ 0.25% · 3.875%
HK$2,481
−HK$76/mo
Today · 4.125%
HK$2,557
baseline
▲ 0.50% · 4.625%
HK$2,713
+HK$156/mo
Deposit HK$432K · loan HK$528K · min. income ≈ HK$5,114/mo (50% DSR)
Upfront cash ≈ HK$432K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,677
−HK$145/mo
▼ 0.25% · 3.875%
HK$2,749
−HK$73/mo
Today · 4.125%
HK$2,822
baseline
▲ 0.50% · 4.625%
HK$2,971
+HK$149/mo
Deposit HK$432K · loan HK$528K · min. income ≈ HK$5,644/mo (50% DSR)
Upfront cash ≈ HK$432K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,625
−HK$165/mo
▼ 0.25% · 3.875%
HK$2,707
−HK$83/mo
Today · 4.125%
HK$2,790
baseline
▲ 0.50% · 4.625%
HK$2,960
+HK$170/mo
Deposit HK$384K · loan HK$576K · min. income ≈ HK$5,580/mo (50% DSR)
Upfront cash ≈ HK$384K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,921
−HK$157/mo
▼ 0.25% · 3.875%
HK$2,999
−HK$79/mo
Today · 4.125%
HK$3,078
baseline
▲ 0.50% · 4.625%
HK$3,241
+HK$163/mo
Deposit HK$384K · loan HK$576K · min. income ≈ HK$6,156/mo (50% DSR)
Upfront cash ≈ HK$384K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,844
−HK$178/mo
▼ 0.25% · 3.875%
HK$2,932
−HK$90/mo
Today · 4.125%
HK$3,022
baseline
▲ 0.50% · 4.625%
HK$3,206
+HK$184/mo
Deposit HK$336K · loan HK$624K · min. income ≈ HK$6,044/mo (50% DSR)
Upfront cash ≈ HK$336K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,164
−HK$171/mo
▼ 0.25% · 3.875%
HK$3,249
−HK$86/mo
Today · 4.125%
HK$3,335
baseline
▲ 0.50% · 4.625%
HK$3,511
+HK$176/mo
Deposit HK$336K · loan HK$624K · min. income ≈ HK$6,670/mo (50% DSR)
Upfront cash ≈ HK$336K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,063
−HK$192/mo
▼ 0.25% · 3.875%
HK$3,158
−HK$97/mo
Today · 4.125%
HK$3,255
baseline
▲ 0.50% · 4.625%
HK$3,453
+HK$198/mo
Deposit HK$288K · loan HK$672K · min. income ≈ HK$6,510/mo (50% DSR)
Upfront cash ≈ HK$288K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,407
−HK$184/mo
▼ 0.25% · 3.875%
HK$3,499
−HK$92/mo
Today · 4.125%
HK$3,591
baseline
▲ 0.50% · 4.625%
HK$3,781
+HK$190/mo
Deposit HK$288K · loan HK$672K · min. income ≈ HK$7,182/mo (50% DSR)
Upfront cash ≈ HK$288K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,282
−HK$205/mo
▼ 0.25% · 3.875%
HK$3,384
−HK$103/mo
Today · 4.125%
HK$3,487
baseline
▲ 0.50% · 4.625%
HK$3,700
+HK$213/mo
Deposit HK$240K · loan HK$720K · min. income ≈ HK$6,974/mo (50% DSR)
Upfront cash ≈ HK$240K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,651
−HK$197/mo
▼ 0.25% · 3.875%
HK$3,749
−HK$99/mo
Today · 4.125%
HK$3,848
baseline
▲ 0.50% · 4.625%
HK$4,051
+HK$203/mo
Deposit HK$240K · loan HK$720K · min. income ≈ HK$7,696/mo (50% DSR)
Upfront cash ≈ HK$240K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,500
−HK$220/mo
▼ 0.25% · 3.875%
HK$3,609
−HK$111/mo
Today · 4.125%
HK$3,720
baseline
▲ 0.50% · 4.625%
HK$3,946
+HK$226/mo
Deposit HK$192K · loan HK$768K · min. income ≈ HK$7,440/mo (50% DSR)
Upfront cash ≈ HK$192K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,894
−HK$210/mo
▼ 0.25% · 3.875%
HK$3,999
−HK$105/mo
Today · 4.125%
HK$4,104
baseline
▲ 0.50% · 4.625%
HK$4,321
+HK$217/mo
Deposit HK$192K · loan HK$768K · min. income ≈ HK$8,208/mo (50% DSR)
Upfront cash ≈ HK$192K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,719
−HK$233/mo
▼ 0.25% · 3.875%
HK$3,835
−HK$117/mo
Today · 4.125%
HK$3,952
baseline
▲ 0.50% · 4.625%
HK$4,193
+HK$241/mo
Deposit HK$144K · loan HK$815K · min. income ≈ HK$7,904/mo (50% DSR)
Upfront cash ≈ HK$144K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,137
−HK$224/mo
▼ 0.25% · 3.875%
HK$4,248
−HK$113/mo
Today · 4.125%
HK$4,361
baseline
▲ 0.50% · 4.625%
HK$4,591
+HK$230/mo
Deposit HK$144K · loan HK$815K · min. income ≈ HK$8,722/mo (50% DSR)
Upfront cash ≈ HK$144K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,938
−HK$247/mo
▼ 0.25% · 3.875%
HK$4,060
−HK$125/mo
Today · 4.125%
HK$4,185
baseline
▲ 0.50% · 4.625%
HK$4,439
+HK$254/mo
Deposit HK$96K · loan HK$863K · min. income ≈ HK$8,370/mo (50% DSR)
Upfront cash ≈ HK$96K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,381
−HK$237/mo
▼ 0.25% · 3.875%
HK$4,498
−HK$120/mo
Today · 4.125%
HK$4,618
baseline
▲ 0.50% · 4.625%
HK$4,861
+HK$243/mo
Deposit HK$96K · loan HK$863K · min. income ≈ HK$9,236/mo (50% DSR)
Upfront cash ≈ HK$96K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).