▼ 0.50% · 3.625%
HK$3,287
−HK$206/mo
▼ 0.25% · 3.875%
HK$3,390
−HK$103/mo
Today · 4.125%
HK$3,493
baseline
▲ 0.50% · 4.625%
HK$3,706
+HK$213/mo
Deposit HK$721K · loan HK$721K · min. income ≈ HK$6,986/mo (50% DSR)
Upfront cash ≈ HK$721K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,657
−HK$198/mo
▼ 0.25% · 3.875%
HK$3,755
−HK$100/mo
Today · 4.125%
HK$3,855
baseline
▲ 0.50% · 4.625%
HK$4,058
+HK$203/mo
Deposit HK$721K · loan HK$721K · min. income ≈ HK$7,710/mo (50% DSR)
Upfront cash ≈ HK$721K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,616
−HK$227/mo
▼ 0.25% · 3.875%
HK$3,728
−HK$115/mo
Today · 4.125%
HK$3,843
baseline
▲ 0.50% · 4.625%
HK$4,077
+HK$234/mo
Deposit HK$649K · loan HK$793K · min. income ≈ HK$7,686/mo (50% DSR)
Upfront cash ≈ HK$649K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,023
−HK$217/mo
▼ 0.25% · 3.875%
HK$4,131
−HK$109/mo
Today · 4.125%
HK$4,240
baseline
▲ 0.50% · 4.625%
HK$4,464
+HK$224/mo
Deposit HK$649K · loan HK$793K · min. income ≈ HK$8,480/mo (50% DSR)
Upfront cash ≈ HK$649K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,945
−HK$247/mo
▼ 0.25% · 3.875%
HK$4,067
−HK$125/mo
Today · 4.125%
HK$4,192
baseline
▲ 0.50% · 4.625%
HK$4,447
+HK$255/mo
Deposit HK$577K · loan HK$865K · min. income ≈ HK$8,384/mo (50% DSR)
Upfront cash ≈ HK$577K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,388
−HK$238/mo
▼ 0.25% · 3.875%
HK$4,506
−HK$120/mo
Today · 4.125%
HK$4,626
baseline
▲ 0.50% · 4.625%
HK$4,869
+HK$243/mo
Deposit HK$577K · loan HK$865K · min. income ≈ HK$9,252/mo (50% DSR)
Upfront cash ≈ HK$577K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,273
−HK$268/mo
▼ 0.25% · 3.875%
HK$4,406
−HK$135/mo
Today · 4.125%
HK$4,541
baseline
▲ 0.50% · 4.625%
HK$4,818
+HK$277/mo
Deposit HK$505K · loan HK$937K · min. income ≈ HK$9,082/mo (50% DSR)
Upfront cash ≈ HK$505K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,754
−HK$257/mo
▼ 0.25% · 3.875%
HK$4,882
−HK$129/mo
Today · 4.125%
HK$5,011
baseline
▲ 0.50% · 4.625%
HK$5,275
+HK$264/mo
Deposit HK$505K · loan HK$937K · min. income ≈ HK$10,022/mo (50% DSR)
Upfront cash ≈ HK$505K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,602
−HK$289/mo
▼ 0.25% · 3.875%
HK$4,745
−HK$146/mo
Today · 4.125%
HK$4,891
baseline
▲ 0.50% · 4.625%
HK$5,188
+HK$297/mo
Deposit HK$432K · loan HK$1.01M · min. income ≈ HK$9,782/mo (50% DSR)
Upfront cash ≈ HK$433K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,120
−HK$276/mo
▼ 0.25% · 3.875%
HK$5,257
−HK$139/mo
Today · 4.125%
HK$5,396
baseline
▲ 0.50% · 4.625%
HK$5,681
+HK$285/mo
Deposit HK$432K · loan HK$1.01M · min. income ≈ HK$10,792/mo (50% DSR)
Upfront cash ≈ HK$433K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,931
−HK$309/mo
▼ 0.25% · 3.875%
HK$5,084
−HK$156/mo
Today · 4.125%
HK$5,240
baseline
▲ 0.50% · 4.625%
HK$5,559
+HK$319/mo
Deposit HK$360K · loan HK$1.08M · min. income ≈ HK$10,480/mo (50% DSR)
Upfront cash ≈ HK$361K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,486
−HK$296/mo
▼ 0.25% · 3.875%
HK$5,633
−HK$149/mo
Today · 4.125%
HK$5,782
baseline
▲ 0.50% · 4.625%
HK$6,087
+HK$305/mo
Deposit HK$360K · loan HK$1.08M · min. income ≈ HK$11,564/mo (50% DSR)
Upfront cash ≈ HK$361K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,260
−HK$329/mo
▼ 0.25% · 3.875%
HK$5,423
−HK$166/mo
Today · 4.125%
HK$5,589
baseline
▲ 0.50% · 4.625%
HK$5,930
+HK$341/mo
Deposit HK$288K · loan HK$1.15M · min. income ≈ HK$11,178/mo (50% DSR)
Upfront cash ≈ HK$288K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,851
−HK$316/mo
▼ 0.25% · 3.875%
HK$6,008
−HK$159/mo
Today · 4.125%
HK$6,167
baseline
▲ 0.50% · 4.625%
HK$6,492
+HK$325/mo
Deposit HK$288K · loan HK$1.15M · min. income ≈ HK$12,334/mo (50% DSR)
Upfront cash ≈ HK$288K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,588
−HK$351/mo
▼ 0.25% · 3.875%
HK$5,762
−HK$177/mo
Today · 4.125%
HK$5,939
baseline
▲ 0.50% · 4.625%
HK$6,300
+HK$361/mo
Deposit HK$216K · loan HK$1.23M · min. income ≈ HK$11,878/mo (50% DSR)
Upfront cash ≈ HK$216K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,217
−HK$336/mo
▼ 0.25% · 3.875%
HK$6,384
−HK$169/mo
Today · 4.125%
HK$6,553
baseline
▲ 0.50% · 4.625%
HK$6,898
+HK$345/mo
Deposit HK$216K · loan HK$1.23M · min. income ≈ HK$13,106/mo (50% DSR)
Upfront cash ≈ HK$216K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,917
−HK$371/mo
▼ 0.25% · 3.875%
HK$6,101
−HK$187/mo
Today · 4.125%
HK$6,288
baseline
▲ 0.50% · 4.625%
HK$6,671
+HK$383/mo
Deposit HK$144K · loan HK$1.30M · min. income ≈ HK$12,576/mo (50% DSR)
Upfront cash ≈ HK$144K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,583
−HK$355/mo
▼ 0.25% · 3.875%
HK$6,759
−HK$179/mo
Today · 4.125%
HK$6,938
baseline
▲ 0.50% · 4.625%
HK$7,304
+HK$366/mo
Deposit HK$144K · loan HK$1.30M · min. income ≈ HK$13,876/mo (50% DSR)
Upfront cash ≈ HK$144K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).