▼ 0.50% · 3.625%
HK$2,334
−HK$146/mo
▼ 0.25% · 3.875%
HK$2,406
−HK$74/mo
Today · 4.125%
HK$2,480
baseline
▲ 0.50% · 4.625%
HK$2,631
+HK$151/mo
Deposit HK$512K · loan HK$512K · min. income ≈ HK$4,960/mo (50% DSR)
Upfront cash ≈ HK$512K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,596
−HK$140/mo
▼ 0.25% · 3.875%
HK$2,666
−HK$70/mo
Today · 4.125%
HK$2,736
baseline
▲ 0.50% · 4.625%
HK$2,881
+HK$145/mo
Deposit HK$512K · loan HK$512K · min. income ≈ HK$5,472/mo (50% DSR)
Upfront cash ≈ HK$512K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,567
−HK$161/mo
▼ 0.25% · 3.875%
HK$2,647
−HK$81/mo
Today · 4.125%
HK$2,728
baseline
▲ 0.50% · 4.625%
HK$2,894
+HK$166/mo
Deposit HK$461K · loan HK$563K · min. income ≈ HK$5,456/mo (50% DSR)
Upfront cash ≈ HK$461K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,856
−HK$154/mo
▼ 0.25% · 3.875%
HK$2,932
−HK$78/mo
Today · 4.125%
HK$3,010
baseline
▲ 0.50% · 4.625%
HK$3,169
+HK$159/mo
Deposit HK$461K · loan HK$563K · min. income ≈ HK$6,020/mo (50% DSR)
Upfront cash ≈ HK$461K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,800
−HK$176/mo
▼ 0.25% · 3.875%
HK$2,887
−HK$89/mo
Today · 4.125%
HK$2,976
baseline
▲ 0.50% · 4.625%
HK$3,157
+HK$181/mo
Deposit HK$409K · loan HK$614K · min. income ≈ HK$5,952/mo (50% DSR)
Upfront cash ≈ HK$409K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,115
−HK$169/mo
▼ 0.25% · 3.875%
HK$3,199
−HK$85/mo
Today · 4.125%
HK$3,284
baseline
▲ 0.50% · 4.625%
HK$3,457
+HK$173/mo
Deposit HK$409K · loan HK$614K · min. income ≈ HK$6,568/mo (50% DSR)
Upfront cash ≈ HK$409K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,034
−HK$190/mo
▼ 0.25% · 3.875%
HK$3,128
−HK$96/mo
Today · 4.125%
HK$3,224
baseline
▲ 0.50% · 4.625%
HK$3,420
+HK$196/mo
Deposit HK$358K · loan HK$665K · min. income ≈ HK$6,448/mo (50% DSR)
Upfront cash ≈ HK$358K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,375
−HK$182/mo
▼ 0.25% · 3.875%
HK$3,465
−HK$92/mo
Today · 4.125%
HK$3,557
baseline
▲ 0.50% · 4.625%
HK$3,745
+HK$188/mo
Deposit HK$358K · loan HK$665K · min. income ≈ HK$7,114/mo (50% DSR)
Upfront cash ≈ HK$358K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,267
−HK$205/mo
▼ 0.25% · 3.875%
HK$3,369
−HK$103/mo
Today · 4.125%
HK$3,472
baseline
▲ 0.50% · 4.625%
HK$3,683
+HK$211/mo
Deposit HK$307K · loan HK$716K · min. income ≈ HK$6,944/mo (50% DSR)
Upfront cash ≈ HK$307K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,634
−HK$197/mo
▼ 0.25% · 3.875%
HK$3,732
−HK$99/mo
Today · 4.125%
HK$3,831
baseline
▲ 0.50% · 4.625%
HK$4,033
+HK$202/mo
Deposit HK$307K · loan HK$716K · min. income ≈ HK$7,662/mo (50% DSR)
Upfront cash ≈ HK$307K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,500
−HK$220/mo
▼ 0.25% · 3.875%
HK$3,609
−HK$111/mo
Today · 4.125%
HK$3,720
baseline
▲ 0.50% · 4.625%
HK$3,946
+HK$226/mo
Deposit HK$256K · loan HK$768K · min. income ≈ HK$7,440/mo (50% DSR)
Upfront cash ≈ HK$256K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,894
−HK$210/mo
▼ 0.25% · 3.875%
HK$3,998
−HK$106/mo
Today · 4.125%
HK$4,104
baseline
▲ 0.50% · 4.625%
HK$4,321
+HK$217/mo
Deposit HK$256K · loan HK$768K · min. income ≈ HK$8,208/mo (50% DSR)
Upfront cash ≈ HK$256K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,734
−HK$234/mo
▼ 0.25% · 3.875%
HK$3,850
−HK$118/mo
Today · 4.125%
HK$3,968
baseline
▲ 0.50% · 4.625%
HK$4,209
+HK$241/mo
Deposit HK$205K · loan HK$819K · min. income ≈ HK$7,936/mo (50% DSR)
Upfront cash ≈ HK$205K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,154
−HK$224/mo
▼ 0.25% · 3.875%
HK$4,265
−HK$113/mo
Today · 4.125%
HK$4,378
baseline
▲ 0.50% · 4.625%
HK$4,609
+HK$231/mo
Deposit HK$205K · loan HK$819K · min. income ≈ HK$8,756/mo (50% DSR)
Upfront cash ≈ HK$205K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,967
−HK$249/mo
▼ 0.25% · 3.875%
HK$4,090
−HK$126/mo
Today · 4.125%
HK$4,216
baseline
▲ 0.50% · 4.625%
HK$4,472
+HK$256/mo
Deposit HK$154K · loan HK$870K · min. income ≈ HK$8,432/mo (50% DSR)
Upfront cash ≈ HK$154K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,413
−HK$239/mo
▼ 0.25% · 3.875%
HK$4,532
−HK$120/mo
Today · 4.125%
HK$4,652
baseline
▲ 0.50% · 4.625%
HK$4,897
+HK$245/mo
Deposit HK$154K · loan HK$870K · min. income ≈ HK$9,304/mo (50% DSR)
Upfront cash ≈ HK$154K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,200
−HK$264/mo
▼ 0.25% · 3.875%
HK$4,331
−HK$133/mo
Today · 4.125%
HK$4,464
baseline
▲ 0.50% · 4.625%
HK$4,735
+HK$271/mo
Deposit HK$102K · loan HK$921K · min. income ≈ HK$8,928/mo (50% DSR)
Upfront cash ≈ HK$102K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,673
−HK$252/mo
▼ 0.25% · 3.875%
HK$4,798
−HK$127/mo
Today · 4.125%
HK$4,925
baseline
▲ 0.50% · 4.625%
HK$5,185
+HK$260/mo
Deposit HK$102K · loan HK$921K · min. income ≈ HK$9,850/mo (50% DSR)
Upfront cash ≈ HK$102K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).