▼ 0.50% · 3.625%
HK$2,470
−HK$155/mo
▼ 0.25% · 3.875%
HK$2,547
−HK$78/mo
Today · 4.125%
HK$2,625
baseline
▲ 0.50% · 4.625%
HK$2,785
+HK$160/mo
Deposit HK$542K · loan HK$542K · min. income ≈ HK$5,250/mo (50% DSR)
Upfront cash ≈ HK$542K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,748
−HK$148/mo
▼ 0.25% · 3.875%
HK$2,822
−HK$74/mo
Today · 4.125%
HK$2,896
baseline
▲ 0.50% · 4.625%
HK$3,049
+HK$153/mo
Deposit HK$542K · loan HK$542K · min. income ≈ HK$5,792/mo (50% DSR)
Upfront cash ≈ HK$542K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,717
−HK$170/mo
▼ 0.25% · 3.875%
HK$2,802
−HK$85/mo
Today · 4.125%
HK$2,887
baseline
▲ 0.50% · 4.625%
HK$3,063
+HK$176/mo
Deposit HK$487K · loan HK$596K · min. income ≈ HK$5,774/mo (50% DSR)
Upfront cash ≈ HK$488K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,023
−HK$163/mo
▼ 0.25% · 3.875%
HK$3,104
−HK$82/mo
Today · 4.125%
HK$3,186
baseline
▲ 0.50% · 4.625%
HK$3,354
+HK$168/mo
Deposit HK$487K · loan HK$596K · min. income ≈ HK$6,372/mo (50% DSR)
Upfront cash ≈ HK$488K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,964
−HK$186/mo
▼ 0.25% · 3.875%
HK$3,056
−HK$94/mo
Today · 4.125%
HK$3,150
baseline
▲ 0.50% · 4.625%
HK$3,342
+HK$192/mo
Deposit HK$433K · loan HK$650K · min. income ≈ HK$6,300/mo (50% DSR)
Upfront cash ≈ HK$433K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,298
−HK$178/mo
▼ 0.25% · 3.875%
HK$3,386
−HK$90/mo
Today · 4.125%
HK$3,476
baseline
▲ 0.50% · 4.625%
HK$3,659
+HK$183/mo
Deposit HK$433K · loan HK$650K · min. income ≈ HK$6,952/mo (50% DSR)
Upfront cash ≈ HK$433K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,211
−HK$201/mo
▼ 0.25% · 3.875%
HK$3,311
−HK$101/mo
Today · 4.125%
HK$3,412
baseline
▲ 0.50% · 4.625%
HK$3,620
+HK$208/mo
Deposit HK$379K · loan HK$704K · min. income ≈ HK$6,824/mo (50% DSR)
Upfront cash ≈ HK$379K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,572
−HK$193/mo
▼ 0.25% · 3.875%
HK$3,668
−HK$97/mo
Today · 4.125%
HK$3,765
baseline
▲ 0.50% · 4.625%
HK$3,964
+HK$199/mo
Deposit HK$379K · loan HK$704K · min. income ≈ HK$7,530/mo (50% DSR)
Upfront cash ≈ HK$379K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,458
−HK$217/mo
▼ 0.25% · 3.875%
HK$3,566
−HK$109/mo
Today · 4.125%
HK$3,675
baseline
▲ 0.50% · 4.625%
HK$3,899
+HK$224/mo
Deposit HK$325K · loan HK$758K · min. income ≈ HK$7,350/mo (50% DSR)
Upfront cash ≈ HK$325K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,847
−HK$208/mo
▼ 0.25% · 3.875%
HK$3,950
−HK$105/mo
Today · 4.125%
HK$4,055
baseline
▲ 0.50% · 4.625%
HK$4,269
+HK$214/mo
Deposit HK$325K · loan HK$758K · min. income ≈ HK$8,110/mo (50% DSR)
Upfront cash ≈ HK$325K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,705
−HK$232/mo
▼ 0.25% · 3.875%
HK$3,820
−HK$117/mo
Today · 4.125%
HK$3,937
baseline
▲ 0.50% · 4.625%
HK$4,177
+HK$240/mo
Deposit HK$271K · loan HK$812K · min. income ≈ HK$7,874/mo (50% DSR)
Upfront cash ≈ HK$271K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,122
−HK$223/mo
▼ 0.25% · 3.875%
HK$4,232
−HK$113/mo
Today · 4.125%
HK$4,345
baseline
▲ 0.50% · 4.625%
HK$4,574
+HK$229/mo
Deposit HK$271K · loan HK$812K · min. income ≈ HK$8,690/mo (50% DSR)
Upfront cash ≈ HK$271K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,952
−HK$248/mo
▼ 0.25% · 3.875%
HK$4,075
−HK$125/mo
Today · 4.125%
HK$4,200
baseline
▲ 0.50% · 4.625%
HK$4,456
+HK$256/mo
Deposit HK$217K · loan HK$867K · min. income ≈ HK$8,400/mo (50% DSR)
Upfront cash ≈ HK$217K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,397
−HK$237/mo
▼ 0.25% · 3.875%
HK$4,515
−HK$119/mo
Today · 4.125%
HK$4,634
baseline
▲ 0.50% · 4.625%
HK$4,879
+HK$245/mo
Deposit HK$217K · loan HK$867K · min. income ≈ HK$9,268/mo (50% DSR)
Upfront cash ≈ HK$217K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,199
−HK$263/mo
▼ 0.25% · 3.875%
HK$4,330
−HK$132/mo
Today · 4.125%
HK$4,462
baseline
▲ 0.50% · 4.625%
HK$4,734
+HK$272/mo
Deposit HK$162K · loan HK$921K · min. income ≈ HK$8,924/mo (50% DSR)
Upfront cash ≈ HK$163K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,672
−HK$252/mo
▼ 0.25% · 3.875%
HK$4,797
−HK$127/mo
Today · 4.125%
HK$4,924
baseline
▲ 0.50% · 4.625%
HK$5,183
+HK$259/mo
Deposit HK$162K · loan HK$921K · min. income ≈ HK$9,848/mo (50% DSR)
Upfront cash ≈ HK$163K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,446
−HK$279/mo
▼ 0.25% · 3.875%
HK$4,584
−HK$141/mo
Today · 4.125%
HK$4,725
baseline
▲ 0.50% · 4.625%
HK$5,012
+HK$287/mo
Deposit HK$108K · loan HK$975K · min. income ≈ HK$9,450/mo (50% DSR)
Upfront cash ≈ HK$108K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,946
−HK$268/mo
▼ 0.25% · 3.875%
HK$5,079
−HK$135/mo
Today · 4.125%
HK$5,214
baseline
▲ 0.50% · 4.625%
HK$5,488
+HK$274/mo
Deposit HK$108K · loan HK$975K · min. income ≈ HK$10,428/mo (50% DSR)
Upfront cash ≈ HK$108K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).