Skip to content
Crescira AVM · estimated value Medium confidence
HK$3.03M
≈ HK$11,461 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 90% mortgage, the deposit on this unit is about HK$303K, with repayments around HK$13,198/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 90%
Term
▼ 0.50% · 3.625%
HK$12,419
−HK$779/mo
▼ 0.25% · 3.875%
HK$12,805
−HK$393/mo
Today · 4.125%
HK$13,198
baseline
▲ 0.50% · 4.625%
HK$14,001
+HK$803/mo

Deposit HK$303K · loan HK$2.72M · min. income ≈ HK$26,396/mo (50% DSR)

Upfront cash ≈ HK$303K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

Unit Information

Floor
3/F
Flat
A
Saleable Area
264 ft²
Gross Area
368 ft²
Efficiency
72%
District
Sham Shui Po District · Kowloon
School net (POA)
40

Transaction History

Date Price Gain / loss
2014-12-02 HK$2.87M +199.0%
2008-03-28 HK$960K +71.4%
2004-10-21 HK$560K −42.9%
1999-05-13 HK$980K −12.5%
1996-07-13 HK$1.12M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Cheung Sha Wan
≈ 6 min walk · 435 m
Education
56
schools within 1 km (13 within 500 m)
Daily convenience
56
within 1 km (26 within 500 m)
Health
5
hospitals/clinics within 1 km
Recreation
34
parks, libraries, sports within 1 km

Excellent connectivity — about 6 min walk to Cheung Sha Wan Station (a rail station within an 8-min walk earns this label).

Family-friendly — 56 schools within a 1 km walk.

Everyday convenience — 56 shopping and daily-needs spots nearby.

Healthcare close by — 5 hospitals/clinics within 1 km.

Green space & leisure — 34 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com