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At today's rate and a 90% mortgage, the deposit on this unit is about HK$315K, with repayments around HK$13,742/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$315K · loan HK$2.84M · min. income ≈ HK$27,484/mo (50% DSR)
Upfront cash ≈ HK$315K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 6 min walk to Mass Transit Railway Cheung Sha Wan Station Station.
Family-friendly — 54 schools within a 1 km walk.
Everyday convenience — 55 shopping and daily-needs spots nearby.
Healthcare close by — 5 hospitals/clinics within 1 km.
Green space & leisure — 34 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 1/F
- Flat
- A
- Saleable Area
- 264 Saleable ft²
- Gross Area
- 368 ft²
- Efficiency
- 72%
- District
- Sham Shui Po District · Kowloon
- School net (POA)
- 40
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2020-02-12 | HK$4.00M | +49.3% 6.3y · 8.0%/yr |
| 2013-11-04 | HK$2.68M | +30.7% |
| 2012-03-28 | HK$2.05M | +46.4% |
| 2010-09-16 | HK$1.40M | +11.1% |
| 2010-01-22 | HK$1.26M | +31.2% |
| 2008-06-11 | HK$960K | +37.1% |
| 2005-05-25 | HK$700K | −39.7% |
| 1996-04-17 | HK$1.16M | — |