▼ 0.50% · 3.625%
HK$4,142
−HK$260/mo
▼ 0.25% · 3.875%
HK$4,271
−HK$131/mo
Today · 4.125%
HK$4,402
baseline
▲ 0.50% · 4.625%
HK$4,670
+HK$268/mo
Deposit HK$908K · loan HK$908K · min. income ≈ HK$8,804/mo (50% DSR)
Upfront cash ≈ HK$908K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,608
−HK$249/mo
▼ 0.25% · 3.875%
HK$4,732
−HK$125/mo
Today · 4.125%
HK$4,857
baseline
▲ 0.50% · 4.625%
HK$5,113
+HK$256/mo
Deposit HK$908K · loan HK$908K · min. income ≈ HK$9,714/mo (50% DSR)
Upfront cash ≈ HK$908K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,557
−HK$285/mo
▼ 0.25% · 3.875%
HK$4,698
−HK$144/mo
Today · 4.125%
HK$4,842
baseline
▲ 0.50% · 4.625%
HK$5,137
+HK$295/mo
Deposit HK$817K · loan HK$999K · min. income ≈ HK$9,684/mo (50% DSR)
Upfront cash ≈ HK$818K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,069
−HK$274/mo
▼ 0.25% · 3.875%
HK$5,205
−HK$138/mo
Today · 4.125%
HK$5,343
baseline
▲ 0.50% · 4.625%
HK$5,625
+HK$282/mo
Deposit HK$817K · loan HK$999K · min. income ≈ HK$10,686/mo (50% DSR)
Upfront cash ≈ HK$818K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,971
−HK$312/mo
▼ 0.25% · 3.875%
HK$5,125
−HK$158/mo
Today · 4.125%
HK$5,283
baseline
▲ 0.50% · 4.625%
HK$5,604
+HK$321/mo
Deposit HK$727K · loan HK$1.09M · min. income ≈ HK$10,566/mo (50% DSR)
Upfront cash ≈ HK$727K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,530
−HK$299/mo
▼ 0.25% · 3.875%
HK$5,678
−HK$151/mo
Today · 4.125%
HK$5,829
baseline
▲ 0.50% · 4.625%
HK$6,136
+HK$307/mo
Deposit HK$727K · loan HK$1.09M · min. income ≈ HK$11,658/mo (50% DSR)
Upfront cash ≈ HK$727K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,385
−HK$338/mo
▼ 0.25% · 3.875%
HK$5,553
−HK$170/mo
Today · 4.125%
HK$5,723
baseline
▲ 0.50% · 4.625%
HK$6,071
+HK$348/mo
Deposit HK$636K · loan HK$1.18M · min. income ≈ HK$11,446/mo (50% DSR)
Upfront cash ≈ HK$636K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,991
−HK$324/mo
▼ 0.25% · 3.875%
HK$6,152
−HK$163/mo
Today · 4.125%
HK$6,315
baseline
▲ 0.50% · 4.625%
HK$6,647
+HK$332/mo
Deposit HK$636K · loan HK$1.18M · min. income ≈ HK$12,630/mo (50% DSR)
Upfront cash ≈ HK$636K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,799
−HK$364/mo
▼ 0.25% · 3.875%
HK$5,980
−HK$183/mo
Today · 4.125%
HK$6,163
baseline
▲ 0.50% · 4.625%
HK$6,538
+HK$375/mo
Deposit HK$545K · loan HK$1.27M · min. income ≈ HK$12,326/mo (50% DSR)
Upfront cash ≈ HK$545K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,452
−HK$348/mo
▼ 0.25% · 3.875%
HK$6,625
−HK$175/mo
Today · 4.125%
HK$6,800
baseline
▲ 0.50% · 4.625%
HK$7,159
+HK$359/mo
Deposit HK$545K · loan HK$1.27M · min. income ≈ HK$13,600/mo (50% DSR)
Upfront cash ≈ HK$545K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,214
−HK$389/mo
▼ 0.25% · 3.875%
HK$6,407
−HK$196/mo
Today · 4.125%
HK$6,603
baseline
▲ 0.50% · 4.625%
HK$7,005
+HK$402/mo
Deposit HK$454K · loan HK$1.36M · min. income ≈ HK$13,206/mo (50% DSR)
Upfront cash ≈ HK$454K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,913
−HK$373/mo
▼ 0.25% · 3.875%
HK$7,098
−HK$188/mo
Today · 4.125%
HK$7,286
baseline
▲ 0.50% · 4.625%
HK$7,670
+HK$384/mo
Deposit HK$454K · loan HK$1.36M · min. income ≈ HK$14,572/mo (50% DSR)
Upfront cash ≈ HK$454K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,628
−HK$415/mo
▼ 0.25% · 3.875%
HK$6,834
−HK$209/mo
Today · 4.125%
HK$7,043
baseline
▲ 0.50% · 4.625%
HK$7,472
+HK$429/mo
Deposit HK$363K · loan HK$1.45M · min. income ≈ HK$14,086/mo (50% DSR)
Upfront cash ≈ HK$363K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,373
−HK$399/mo
▼ 0.25% · 3.875%
HK$7,571
−HK$201/mo
Today · 4.125%
HK$7,772
baseline
▲ 0.50% · 4.625%
HK$8,181
+HK$409/mo
Deposit HK$363K · loan HK$1.45M · min. income ≈ HK$15,544/mo (50% DSR)
Upfront cash ≈ HK$363K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,042
−HK$442/mo
▼ 0.25% · 3.875%
HK$7,261
−HK$223/mo
Today · 4.125%
HK$7,484
baseline
▲ 0.50% · 4.625%
HK$7,939
+HK$455/mo
Deposit HK$272K · loan HK$1.54M · min. income ≈ HK$14,968/mo (50% DSR)
Upfront cash ≈ HK$273K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,834
−HK$423/mo
▼ 0.25% · 3.875%
HK$8,044
−HK$213/mo
Today · 4.125%
HK$8,257
baseline
▲ 0.50% · 4.625%
HK$8,693
+HK$436/mo
Deposit HK$272K · loan HK$1.54M · min. income ≈ HK$16,514/mo (50% DSR)
Upfront cash ≈ HK$273K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,456
−HK$468/mo
▼ 0.25% · 3.875%
HK$7,688
−HK$236/mo
Today · 4.125%
HK$7,924
baseline
▲ 0.50% · 4.625%
HK$8,406
+HK$482/mo
Deposit HK$182K · loan HK$1.63M · min. income ≈ HK$15,848/mo (50% DSR)
Upfront cash ≈ HK$182K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,295
−HK$448/mo
▼ 0.25% · 3.875%
HK$8,517
−HK$226/mo
Today · 4.125%
HK$8,743
baseline
▲ 0.50% · 4.625%
HK$9,204
+HK$461/mo
Deposit HK$182K · loan HK$1.63M · min. income ≈ HK$17,486/mo (50% DSR)
Upfront cash ≈ HK$182K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).