▼ 0.50% · 3.625%
HK$4,324
−HK$271/mo
▼ 0.25% · 3.875%
HK$4,458
−HK$137/mo
Today · 4.125%
HK$4,595
baseline
▲ 0.50% · 4.625%
HK$4,874
+HK$279/mo
Deposit HK$948K · loan HK$948K · min. income ≈ HK$9,190/mo (50% DSR)
Upfront cash ≈ HK$948K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,810
−HK$260/mo
▼ 0.25% · 3.875%
HK$4,939
−HK$131/mo
Today · 4.125%
HK$5,070
baseline
▲ 0.50% · 4.625%
HK$5,337
+HK$267/mo
Deposit HK$948K · loan HK$948K · min. income ≈ HK$10,140/mo (50% DSR)
Upfront cash ≈ HK$948K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,756
−HK$298/mo
▼ 0.25% · 3.875%
HK$4,904
−HK$150/mo
Today · 4.125%
HK$5,054
baseline
▲ 0.50% · 4.625%
HK$5,362
+HK$308/mo
Deposit HK$853K · loan HK$1.04M · min. income ≈ HK$10,108/mo (50% DSR)
Upfront cash ≈ HK$853K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,291
−HK$286/mo
▼ 0.25% · 3.875%
HK$5,433
−HK$144/mo
Today · 4.125%
HK$5,577
baseline
▲ 0.50% · 4.625%
HK$5,871
+HK$294/mo
Deposit HK$853K · loan HK$1.04M · min. income ≈ HK$11,154/mo (50% DSR)
Upfront cash ≈ HK$853K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,188
−HK$326/mo
▼ 0.25% · 3.875%
HK$5,350
−HK$164/mo
Today · 4.125%
HK$5,514
baseline
▲ 0.50% · 4.625%
HK$5,849
+HK$335/mo
Deposit HK$758K · loan HK$1.14M · min. income ≈ HK$11,028/mo (50% DSR)
Upfront cash ≈ HK$759K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,772
−HK$312/mo
▼ 0.25% · 3.875%
HK$5,927
−HK$157/mo
Today · 4.125%
HK$6,084
baseline
▲ 0.50% · 4.625%
HK$6,404
+HK$320/mo
Deposit HK$758K · loan HK$1.14M · min. income ≈ HK$12,168/mo (50% DSR)
Upfront cash ≈ HK$759K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,621
−HK$352/mo
▼ 0.25% · 3.875%
HK$5,795
−HK$178/mo
Today · 4.125%
HK$5,973
baseline
▲ 0.50% · 4.625%
HK$6,337
+HK$364/mo
Deposit HK$664K · loan HK$1.23M · min. income ≈ HK$11,946/mo (50% DSR)
Upfront cash ≈ HK$664K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,253
−HK$338/mo
▼ 0.25% · 3.875%
HK$6,421
−HK$170/mo
Today · 4.125%
HK$6,591
baseline
▲ 0.50% · 4.625%
HK$6,938
+HK$347/mo
Deposit HK$664K · loan HK$1.23M · min. income ≈ HK$13,182/mo (50% DSR)
Upfront cash ≈ HK$664K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,053
−HK$380/mo
▼ 0.25% · 3.875%
HK$6,241
−HK$192/mo
Today · 4.125%
HK$6,433
baseline
▲ 0.50% · 4.625%
HK$6,824
+HK$391/mo
Deposit HK$569K · loan HK$1.33M · min. income ≈ HK$12,866/mo (50% DSR)
Upfront cash ≈ HK$569K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,734
−HK$364/mo
▼ 0.25% · 3.875%
HK$6,914
−HK$184/mo
Today · 4.125%
HK$7,098
baseline
▲ 0.50% · 4.625%
HK$7,472
+HK$374/mo
Deposit HK$569K · loan HK$1.33M · min. income ≈ HK$14,196/mo (50% DSR)
Upfront cash ≈ HK$569K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,485
−HK$407/mo
▼ 0.25% · 3.875%
HK$6,687
−HK$205/mo
Today · 4.125%
HK$6,892
baseline
▲ 0.50% · 4.625%
HK$7,311
+HK$419/mo
Deposit HK$474K · loan HK$1.42M · min. income ≈ HK$13,784/mo (50% DSR)
Upfront cash ≈ HK$474K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,215
−HK$390/mo
▼ 0.25% · 3.875%
HK$7,408
−HK$197/mo
Today · 4.125%
HK$7,605
baseline
▲ 0.50% · 4.625%
HK$8,006
+HK$401/mo
Deposit HK$474K · loan HK$1.42M · min. income ≈ HK$15,210/mo (50% DSR)
Upfront cash ≈ HK$474K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,918
−HK$433/mo
▼ 0.25% · 3.875%
HK$7,133
−HK$218/mo
Today · 4.125%
HK$7,351
baseline
▲ 0.50% · 4.625%
HK$7,799
+HK$448/mo
Deposit HK$379K · loan HK$1.52M · min. income ≈ HK$14,702/mo (50% DSR)
Upfront cash ≈ HK$379K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,696
−HK$416/mo
▼ 0.25% · 3.875%
HK$7,902
−HK$210/mo
Today · 4.125%
HK$8,112
baseline
▲ 0.50% · 4.625%
HK$8,539
+HK$427/mo
Deposit HK$379K · loan HK$1.52M · min. income ≈ HK$16,224/mo (50% DSR)
Upfront cash ≈ HK$379K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,350
−HK$461/mo
▼ 0.25% · 3.875%
HK$7,579
−HK$232/mo
Today · 4.125%
HK$7,811
baseline
▲ 0.50% · 4.625%
HK$8,286
+HK$475/mo
Deposit HK$284K · loan HK$1.61M · min. income ≈ HK$15,622/mo (50% DSR)
Upfront cash ≈ HK$285K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,177
−HK$442/mo
▼ 0.25% · 3.875%
HK$8,396
−HK$223/mo
Today · 4.125%
HK$8,619
baseline
▲ 0.50% · 4.625%
HK$9,073
+HK$454/mo
Deposit HK$284K · loan HK$1.61M · min. income ≈ HK$17,238/mo (50% DSR)
Upfront cash ≈ HK$285K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,782
−HK$488/mo
▼ 0.25% · 3.875%
HK$8,024
−HK$246/mo
Today · 4.125%
HK$8,270
baseline
▲ 0.50% · 4.625%
HK$8,774
+HK$504/mo
Deposit HK$190K · loan HK$1.71M · min. income ≈ HK$16,540/mo (50% DSR)
Upfront cash ≈ HK$190K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,658
−HK$468/mo
▼ 0.25% · 3.875%
HK$8,890
−HK$236/mo
Today · 4.125%
HK$9,126
baseline
▲ 0.50% · 4.625%
HK$9,607
+HK$481/mo
Deposit HK$190K · loan HK$1.71M · min. income ≈ HK$18,252/mo (50% DSR)
Upfront cash ≈ HK$190K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).