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At today's rate and a 90% mortgage, the deposit on this unit is about HK$257K, with repayments around HK$11,208/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$257K · loan HK$2.31M · min. income ≈ HK$22,416/mo (50% DSR)
Upfront cash ≈ HK$257K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 5 min walk to Mass Transit Railway Prince Edward Station Station.
Family-friendly — 81 schools within a 1 km walk.
Everyday convenience — 74 shopping and daily-needs spots nearby.
Healthcare close by — 14 hospitals/clinics within 1 km.
Green space & leisure — 87 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 9/F
- Flat
- B
- Saleable Area
- 187 Saleable ft²
- Gross Area
- 264 ft²
- Efficiency
- 71%
- District
- Sham Shui Po District · Kowloon
- School net (POA)
- 40
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2020-07-13 | HK$3.68M | +24.7% 3.7y · 7.0%/yr |
| 2016-10-26 | HK$2.95M | +47.5% 3.4y · 14.0%/yr |
| 2013-07-15 | HK$2.00M | +17.6% |
| 2012-03-27 | HK$1.70M | +129.7% |
| 2006-06-08 | HK$740K | −5.1% |
| 1999-06-02 | HK$780K | — |